United Check Cashing logo

United Check Cashing in Colorado Springs, CO

2.3/5

United Check Cashing Colorado Springs, Colorado — United Check Cashing operates two locations in Delaware and New Jersey, offering check cashing, money ...

Data compiled from public sources · Rating from CreditDoc methodology

United Check Cashing Review

United Check Cashing is a check-cashing and alternative financial services provider with two physical locations: one in Claymont, Delaware and one in West Berlin, New Jersey. The company positions itself as "better than a bank" and serves consumers who prefer to manage finances on a cash basis rather than through traditional banking.

The company's core service is check cashing, but they have expanded their product suite significantly. They offer money transfers (domestic and international), money orders, bill payment services for hundreds of billers, prepaid MasterCard and Visa debit cards, and debit card load/unload services. Additional services include gold and silver jewelry buying, gift card purchasing, coin counting, Bitcoin sales, notary services, transit passes and tokens, prepaid phone cards, and copy/fax services (select locations only).

United Check Cashing differentiates itself by operating late nights and positioning as a "one-stop shop" with friendly, knowledgeable staff. They explicitly market to business owners, noting they "cash checks made payable to your business." The multi-service approach—combining traditional check cashing with money movement, bill payment, and alternative financial products like Bitcoin and prepaid cards—creates convenience for cash-based consumers who lack traditional bank accounts.

The company serves a legitimate niche in underbanked communities but operates in a limited geographic footprint (two locations only). Consumers should verify that specific services like gold buying or notary are available at their preferred location, as the website notes some services are location-dependent. Pricing information is not disclosed on the website, which is standard for check-cashing businesses but means customers must call for fee quotes.

Services & Features

Bill payment (hundreds of billers)
Bitcoin sales
Check cashing
Coin counting
Debit card load/unload services
Gift card purchasing
Gold, silver, and platinum jewelry buying
Money orders
Money transfer (domestic and international)
Notary services
Prepaid debit cards (MasterCard and Visa)
Transit passes and tokens

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended hours (open late nights) provide access outside traditional banking times
  • True one-stop shop consolidating check cashing, money transfer, bill payment, and alternative services
  • Explicitly serve business customers and will cash business-payable checks
  • Offer emerging payment methods like Bitcoin sales and prepaid debit cards
  • Multiple alternative services (gold buying, gift card purchasing, notary) differentiate from basic check-cashers
  • Bill payment to hundreds of billers with 2-day posting, reducing need for separate providers
  • Friendly, expert staff positioning emphasizes customer service quality

Cons

  • Only two physical locations (Claymont, DE and West Berlin, NJ) severely limits accessibility
  • No pricing information available on website; fees unknown without calling
  • Some services (gold buying, notary) are only available at select locations, creating uncertainty
  • No online check cashing or remote services despite website presence
  • Limited geographic coverage means not accessible to most U.S. consumers

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is United Check Cashing legitimate?

Yes. United Check Cashing is a registered company, headquartered in 3275 E Platte Ave Ste H, Colorado Springs, CO 80909.

Quick Facts

Headquarters
3275 E Platte Ave Ste H, Colorado Springs, CO 80909
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit United Check Cashing

CreditDoc Diagnosis

Doctor's Verdict on United Check Cashing

United Check Cashing is best for residents of Delaware or New Jersey who lack traditional bank accounts and need check cashing combined with additional financial services like bill payment or money transfer. The main caveat is the extremely limited geographic footprint—only two locations—which makes this provider inaccessible to the vast majority of U.S. consumers.

Best For

  • Unbanked or underbanked residents in Claymont, Delaware or West Berlin, New Jersey areas
  • Small business owners needing to cash business checks and access bill payment services
  • Cash-based consumers seeking multiple financial services in one location during extended hours
Updated 2026-04-29

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