Emergency Cash Provider Profiles in Colorado Springs, CO

Review 8 listed emergency cash profiles associated with Colorado Springs, Colorado.

8 Listed Profiles Payday: Restricted

Colorado Lending Regulations

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer-protection context for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute Agency: Colorado Attorney General Consumer Protection Section

Listed Emergency Cash Profiles in Colorado Springs (8)

ACE Cash Express logo

ACE Cash Express

Colorado Springs, CO ACE Cash Express at 2064 S Academy Blvd offers payday loans, title loans, and short-term cash access services with provider-stated funding timing.

BBB: NR

Profile signals: Consumers in states where ACE operates researching emergency-cash options access and prefer in-person transactions, Small business owners seeking quick funding or business-related financial services in states with service availability

ACE Cash Express logo

ACE Cash Express

Colorado Springs, CO ACE Cash Express at 3925 N Academy Blvd offers payday-loan profile details and title loans Mon–Sat.

BBB: NR

Profile signals: Consumers researching emergency-cash options who prefer in-person transactions and immediate access, Customers requiring multiple financial services (check cashing, bill payments, money transfers) at single location

Advance America logo

Advance America

Colorado Springs, CO's Advance America payday loan storefront at 1029 N Academy Blvd offers cash-advance profile details for local residents.

BBB: NR

Profile signals: Workers facing unexpected expenses between paychecks who need cash within days, Vehicle owners with short-term cash needs who can use title as collateral

Check Into Cash logo

Check Into Cash

Colorado Springs Check Into Cash at 3659-36 Austin Bluffs Pkwy provides payday and title-loan profile details to local residents.

BBB: NR

Profile signals: Consumers facing genuine emergencies (medical, car repair, eviction) needing funds within 24 hours, Underbanked individuals without access to credit cards or traditional bank loans who have income to repay

Check Into Cash logo

Check Into Cash

At 542 S Academy Blvd in Colorado Springs, CO, Check Into Cash offers payday and title-loan profile details.

BBB: NR

Profile signals: Employed individuals with checking accounts facing small unexpected expenses needing same-day cash, Customers who prefer in-person interactions and immediate funding over online-only lenders

M & M Funding logo

M & M Funding

M&M Funding is a Colorado Springs-based auto lender offering car financing with high interest rates (20-25%) and reportedly inconsistent credit reporting practices.

BBB: NR

Profile signals: Borrowers with very poor credit unable to qualify for traditional auto loans, Individuals needing immediate vehicle financing despite risk tolerance for high rates

Optimal Personal Loans logo

Optimal Personal Loans

Optimal Personal Loans is a loan marketplace connecting borrowers to lenders offering $100–$5,000 loans with same-day to next-business-day funding for emergency expenses.

BBB: NR

Profile signals: Borrowers with poor or no credit history researching emergency-cash options and may not meet traditional personal-loan criteria, Consumers facing urgent expense situations (medical bills, car repairs) with next-business-day funding needs

Superb Cash Advance logo

Superb Cash Advance

Colorado Springs, CO's Superb Cash Advance at 3957 N Academy Blvd offers payday and title-loan profile details Mon–Fri until 8:30 PM.

BBB: NR

Profile signals: Consumers with poor or no credit history researching emergency-cash options within 24 hours, Borrowers seeking application-timing claims with limited-documentation claims to verify and in-person service