Best Mortgages & Home Loans in Las Vegas, NV

Compare 9 mortgages & home loans companies serving Las Vegas, Nevada. Average rating: 4.3/5.

9 Companies 9 Rated Payday: Legal

Nevada Lending Regulations

Nevada allows payday lending with no interest rate cap, though loan amounts are limited to 25% of gross monthly income. The lack of rate caps means APRs can be extremely high. The Financial Institutions Division regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Usury cap: No general usury cap; payday loans legal with no rate cap (term and amount limits apply) Agency: Nevada Attorney General Bureau of Consumer Protection

Top-Rated Mortgages & Home Loans

Evergreen Home Loans Las Vegas NMLS 348986 logo

Evergreen Home Loans Las Vegas NMLS 348986

Evergreen Home Loans is a mortgage lender operating in Las Vegas offering home purchase and refinance loans with a focus on fast closing and transparent service.

4.4/5
Contact BBB: NR

Best for: Las Vegas-area homebuyers seeking fast mortgage closing timelines, Borrowers in competitive real estate markets who want to strengthen purchase offers

Lantzman Lending - Hard Money Lenders Nevada logo

Lantzman Lending - Hard Money Lenders Nevada

Lantzman Lending is a direct hard money lender serving California and Nevada with 50+ years of experience, offering private loans starting at 8% with closings in as little as 48 hours.

4.4/5
Contact BBB: NR

Best for: Real estate investors needing quick capital for fix-and-flip projects before conventional lenders can close, Real estate investors with non-traditional deals (foreclosures, inherited properties, complex scenarios) that conventional lenders won't approve

Lending Arena logo

Lending Arena

Multi-state boutique residential mortgage lender based in Las Vegas offering customized loan programs including specialized options for first-time buyers, self-employed borrowers, and non-traditional applicants.

4.4/5
Contact BBB: NR

Best for: Self-employed borrowers or those without traditional W-2 income documentation, First-time homebuyers seeking personalized guidance and flexible program options

Merit Lending logo

Merit Lending

Family-owned mortgage brokerage founded in 2013, operating from Las Vegas with access to multiple lenders and specialized loan programs across five states.

4.4/5
Contact BBB: NR

Best for: Borrowers in Nevada, California, Utah, Texas, and Florida seeking personalized mortgage service, Home buyers or refinancers who may need non-traditional or specialized loan programs

Nevada Home Loans logo

Nevada Home Loans

Nevada Home Loans is a mortgage broker offering competitive rates across conventional, FHA, VA, USDA, and specialty loan products with online applications and access to dozens of lenders.

4.4/5
Contact BBB: NR

Best for: Homebuyers and refinancers in covered states seeking to compare rates across multiple lenders without individual applications, Self-employed borrowers and real estate investors requiring flexible underwriting and creative loan structuring

Sharlene Ruiz CMPS CDLP - New American Funding logo

Sharlene Ruiz CMPS CDLP - New American Funding

Sharlene Ruiz is a mortgage origination specialist at New American Funding with 25+ years in home lending, offering conventional loans, refinances, and down payment assistance programs for homebuyers.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Las Vegas area eligible for down payment assistance programs, Home buyers seeking conventional loans with down payments as low as 3%

All Mortgages & Home Loans in Las Vegas (9)

Evergreen Home Loans Las Vegas NMLS 348986 logo

Evergreen Home Loans Las Vegas NMLS 348986

Evergreen Home Loans is a mortgage lender operating in Las Vegas offering home purchase and refinance loans with a focus on fast closing and transparent service.

4.4/5
Contact BBB: NR

Best for: Las Vegas-area homebuyers seeking fast mortgage closing timelines, Borrowers in competitive real estate markets who want to strengthen purchase offers

Lantzman Lending - Hard Money Lenders Nevada logo

Lantzman Lending - Hard Money Lenders Nevada

Lantzman Lending is a direct hard money lender serving California and Nevada with 50+ years of experience, offering private loans starting at 8% with closings in as little as 48 hours.

4.4/5
Contact BBB: NR

Best for: Real estate investors needing quick capital for fix-and-flip projects before conventional lenders can close, Real estate investors with non-traditional deals (foreclosures, inherited properties, complex scenarios) that conventional lenders won't approve

Lending Arena logo

Lending Arena

Multi-state boutique residential mortgage lender based in Las Vegas offering customized loan programs including specialized options for first-time buyers, self-employed borrowers, and non-traditional applicants.

4.4/5
Contact BBB: NR

Best for: Self-employed borrowers or those without traditional W-2 income documentation, First-time homebuyers seeking personalized guidance and flexible program options

Merit Lending logo

Merit Lending

Family-owned mortgage brokerage founded in 2013, operating from Las Vegas with access to multiple lenders and specialized loan programs across five states.

4.4/5
Contact BBB: NR

Best for: Borrowers in Nevada, California, Utah, Texas, and Florida seeking personalized mortgage service, Home buyers or refinancers who may need non-traditional or specialized loan programs

Nevada Home Loans logo

Nevada Home Loans

Nevada Home Loans is a mortgage broker offering competitive rates across conventional, FHA, VA, USDA, and specialty loan products with online applications and access to dozens of lenders.

4.4/5
Contact BBB: NR

Best for: Homebuyers and refinancers in covered states seeking to compare rates across multiple lenders without individual applications, Self-employed borrowers and real estate investors requiring flexible underwriting and creative loan structuring

Sharlene Ruiz CMPS CDLP - New American Funding logo

Sharlene Ruiz CMPS CDLP - New American Funding

Sharlene Ruiz is a mortgage origination specialist at New American Funding with 25+ years in home lending, offering conventional loans, refinances, and down payment assistance programs for homebuyers.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Las Vegas area eligible for down payment assistance programs, Home buyers seeking conventional loans with down payments as low as 3%

Union Home Mortgage - Las Vegas logo

Union Home Mortgage - Las Vegas

Union Home Mortgage Las Vegas branch offers conventional, FHA, VA, and USDA mortgages plus refinancing and construction loans with licensed loan officers.

4.4/5
Contact BBB: NR

Best for: Veterans and active military seeking VA-backed home loans with dedicated mortgage professionals, Rural property buyers eligible for USDA financing who need a lender experienced in government loan programs

Robert Garcia-Loan Officer Merit Lending Las Vegas logo

Robert Garcia-Loan Officer Merit Lending Las Vegas

Merit Lending Las Vegas is a mortgage lender offering FHA, VA, conventional, and ITIN loans across multiple states with a focus on first-time homebuyers and refinancing.

4.3/5
Contact BBB: NR

Best for: First-time homebuyers seeking FHA loans with flexible down payment requirements, Non-citizen borrowers needing ITIN loans for home purchase financing

Nsc (Naca Counseling Subsidiary) - Las Vegas, NV logo

Nsc (Naca Counseling Subsidiary) - Las Vegas, NV

NACA is a nonprofit housing advocacy organization offering character-based mortgage lending and HUD-approved housing counseling to help underserved communities achieve homeownership without down payments or credit score requirements.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers with limited savings and no down payment, Borrowers with poor or no credit history seeking character-based lending