FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.
Data compiled from public sources · Google rating shown when a stored review count is available
FirstCash, Inc. is a publicly traded company (component of the S&P MidCap 400 and Russell 2000 indices) headquartered in Fort Worth, Texas, and operates as the leading international pawn store operator. Founded and scaled to serve cash and credit-constrained consumers, the company has grown to employ approximately 22,000 people across its operations in the United States, Latin America, and the United Kingdom.
FirstCash's core business model centers on pawn lending and retail merchandise sales. The company operates over 3,300 pawn store locations where consumers can obtain non-recourse pawn loans secured by personal property such as jewelry, electronics, tools, appliances, sporting goods, and musical instruments. Beyond lending, FirstCash buys and sells merchandise directly to consumers, operates a gold and precious metals buying program, and offers layaway services with 10% down payment options. The company also owns AFF, a subsidiary providing lease-to-own and retail finance payment solutions through 15,000+ merchant partner locations nationwide.
FirstCash distinguishes itself through its massive scale and geographic reach—operating across 29 U.S. states plus Washington D.C., the entire United Kingdom, and throughout Latin America including Mexico, Guatemala, Colombia, and El Salvador. This scale allows them to offer consistent services across markets and provide customers with multiple store locations. The company's public market status and index inclusion demonstrate institutional credibility and financial stability in the pawn lending sector.
For consumers, FirstCash represents a legitimate large-scale pawn lender with established operations and regulatory compliance, but pawn loans carry the inherent limitation of requiring collateral and involve the risk of losing pledged items if loans aren't repaid. Pawn loans, while fast and accessible to credit-constrained consumers, are not suitable substitutes for traditional credit products and should be used strategically for short-term cash needs only.
This is state-level context for Pawn Shops consumers in Las Vegas, NV. It does not confirm that TNT Pawn and Jewelry or this specific location is licensed.
State regulator
Nevada Financial Institutions Division
Consumer protection
Short-term lending status: Legal
General rate context: No general usury cap; payday loans legal with no rate cap (term and amount limits apply)
Nevada allows payday lending with no interest rate cap, though loan amounts are limited to 25% of gross monthly income. The lack of rate caps means APRs can be extremely high. The Financial Institutions Division regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
TNT Pawn and Jewelry offers 12 services including Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Retail sales of bought and sold merchandise across multiple product categories, Gold, silver, and platinum buying—pay cash on the spot for precious metals, Layaway service with 10% down payment option, General merchandise sales (tools, appliances, sporting goods, musical instruments), and 7 more.
TNT Pawn and Jewelry has profile signals associated with Cash-constrained consumers needing immediate funds against personal property collateral, Individuals with poor or no credit history who may not meet traditional personal-loan criteria, Consumers with valuable items (jewelry, electronics, instruments) they're willing to pledge short-term for emergency cash, Bargain hunters and merchandise shoppers looking for discounted jewelry, electronics, and used goods.
Key strengths: Massive geographic reach with 3,300+ locations across 29 U.S. states, UK, and Latin America for convenient access; Publicly traded company (S&P MidCap 400, Russell 2000) providing institutional credibility and financial stability; short-term cash access on the spot for pawn loans secured by personal property—eligibility claim to verify. Areas to consider: Pawn loans require surrendering personal property as collateral—risk of losing items if unable to repay; Limited information on website regarding specific interest rates, loan terms, or fees; consumers must visit store for pricing.
In the Pawn Shops category, comparable providers include A Plus a Pawn Shop, Express Pawn Shop & Money Exchange, EZPAWN Luxe. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for cash-constrained consumers with valuable collateral who need immediate funds and cannot access traditional credit, but it is primarily a pawn lender and merchandise retailer, not a credit solution. The main caveat is that pawn loans require surrendering personal property and should only be used for short-term emergency cash needs, not as a substitute for traditional credit products.
A Plus A Pawn Shop offers collateral-based loans at their Los Angeles location on S Alvarado Street, with extended hours and accessible phone contact.
Google rating from 217 reviews
Profile signals: Individuals researching short-term cash access with valuable personal items available as collateral, Customers without access to traditional credit or bank loans who can pledge tangible assets
Express Pawn operates 9 locations across San Diego, offering collateral-based loans on jewelry, watches, electronics, and tools with rate claims to verify and an advertised 0% interest first-time loan offer to verify.
Google rating from 213 reviews
Profile signals: Individuals needing fast short-term cash secured by jewelry, watches, electronics, or tools, Luxury item owners seeking to liquidate high-end handbags, diamonds, or vintage watches
EZPAWN Luxe is a pawn shop in Austin, TX offering collateral-based loans, gold/jewelry buying, and discounted pre-owned merchandise with flexible payment options.
Google rating from 558 reviews
Profile signals: Individuals with items of value (electronics, jewelry, tools, gaming equipment) who are researching short-term cash access with eligibility claims to verify, Customers seeking discounted pre-owned brand-name merchandise at 25-70% below retail prices
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