America First Credit Union logo

America First Credit Union in Las Vegas, NV

4.9/5
Google rating from 1,391 reviews

America First Credit Union is a member-owned financial institution offering banking services including checking, savings, loans, and credit products to its membership.

Data compiled from public sources · Google rating shown when a stored review count is available

America First Credit Union Review

America First Credit Union operates as a member-owned cooperative financial institution within the banking sector. Founded on credit union principles, it serves members through a network of physical branches and digital banking channels. The company provides traditional banking products and services designed to meet the financial needs of its membership base.

The credit union offers a range of financial products including deposit accounts (checking and savings), personal loans, credit cards, mortgages, and other lending products. Like most credit unions, membership eligibility is typically based on shared characteristics such as geographic location, employment, or organizational affiliation. Members benefit from the cooperative structure where profits are returned to members rather than external shareholders.

As a credit union, America First distinguishes itself through the member-ownership model and adherence to credit union principles of member service over profit maximization. Credit unions typically emphasize personalized service, rate claims to verify on deposits and loans, and lower fees compared to traditional banks. The institution likely offers branch access and digital banking options to serve diverse member preferences.

Without access to complete website content due to security verification blocks, detailed assessment of specific product offerings, rates, fees, and service quality cannot be fully determined. However, credit unions generally position themselves as member-centric alternatives to traditional banking institutions. Prospective members should verify their eligibility for membership and compare specific product terms and rates against competitors. Many banks offer installment loans with fixed monthly payments.

Services & Features

Branch banking services
Checking accounts
Credit cards
Digital banking
Member deposit products
Mortgages
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Member-owned cooperative structure typically returns profits to members
  • Credit union membership model generally emphasizes personalized service
  • Multiple branch locations available for in-person banking
  • Offers diverse financial products from deposit accounts to mortgages
  • Access to digital banking channels for convenient account management

Cons

  • Website security verification prevented full access to specific product details and rates
  • Membership eligibility may be restricted based on geographic, employment, or organizational criteria
  • Limited public information available about current rates, fees, and product-specific terms

Consumer Complaint Record

America First Credit Union received 221 consumer complaints in the past 12 months. All complaints received a timely response from the company.

221

Complaints (12 months)

0.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Managing an account
18.7%
Incorrect information on your report
16.7%
Managing the loan or lease
10.3%

SBA Lending Record

Ranked #3 in AZ for SBA 7A lending in FY2026.

Source: Consumer Financial Protection Bureau · SBA

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Las Vegas, NV. It does not confirm that America First Credit Union or this specific location is licensed.

State regulator

Nevada Financial Institutions Division

Key state rules to check

  • Payday loans capped at 25% of borrower's expected gross monthly income.
  • No APR cap on payday loans; rates can exceed 600% APR.
  • Maximum loan term is 35 days.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does America First Credit Union offer?

America First Credit Union offers 8 services including Checking accounts, Savings accounts, Personal loans, Credit cards, Mortgages, and 3 more.

What profile signals are listed for America First Credit Union?

America First Credit Union has profile signals associated with Individuals who meet the credit union's membership eligibility requirements, Members seeking member-owned financial institution alternatives to traditional banks, Consumers preferring local branch access for banking services.

What are the strengths and weaknesses of America First Credit Union?

Key strengths: Member-owned cooperative structure typically returns profits to members; Credit union membership model generally emphasizes personalized service; Multiple branch locations available for in-person banking. Areas to consider: Website security verification prevented full access to specific product details and rates; Membership eligibility may be restricted based on geographic, employment, or organizational criteria.

How does America First Credit Union compare to similar companies?

In the Credit Unions category, comparable providers include Dade County Federal Credit Union, San Francisco Federal Credit Union, UFCU. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

CreditDoc Profile Note

Research Note on America First Credit Union

America First Credit Union is profile signals for individuals eligible for membership who prefer member-owned financial institutions offering traditional banking services. Primary limitation is incomplete information access due to website security verification blocks preventing detailed comparison of rates, fees, and specific product terms.

Profile Signals

  • Individuals who meet the credit union's membership eligibility requirements
  • Members seeking member-owned financial institution alternatives to traditional banks
  • Consumers preferring local branch access for banking services
Updated 2026-04-29

Similar Companies

Dade County Federal Credit Union logo

Dade County Federal Credit Union

Dade County Federal Credit Union is a member-owned credit union offering checking, savings, loans, and credit products to South Florida residents with rate claims to verify.

4.5/5

Google rating from 419 reviews

BBB: NR

Profile signals: South Florida residents seeking locally-focused community banking with member ownership benefits, Auto buyers looking for rate claims to verify and willing to use the Dade Auto Desk service to negotiate

San Francisco Federal Credit Union logo

San Francisco Federal Credit Union

San Francisco Federal Credit Union is a membership-based credit union serving the Bay Area with six branch locations, offering checking, savings, loans, and mortgages to residents and employees of San Francisco and San Mateo counties.

4.6/5

Google rating from 1,077 reviews

BBB: NR

Profile signals: Bay Area residents and employees seeking low-cost, community-focused banking with competitive auto and mortgage rates, Individuals living or working in San Francisco or San Mateo counties interested in credit union membership benefits and personal service

UFCU logo

UFCU

UFCU is a credit union offering banking services including checking, savings, and member access through multiple branch locations.

4.4/5

Google rating from 498 reviews

BBB: NR

Profile signals: Members seeking traditional banking services through a member-owned cooperative, Customers preferring in-person banking relationships with local branch access

Compare Your Needs With America First Credit Union

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Quick Summary

  • America First Credit Union is listed as a Credit Unions provider in Las Vegas, NV on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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