Plus Credit Union is a Las Vegas-based financial cooperative offering checking, savings, loans, and Visa credit cards to members throughout Nevada.
Data compiled from public sources · Rating from CreditDoc methodology
Plus Credit Union operates as a member-owned financial institution headquartered in Las Vegas, Nevada, serving the local community and surrounding areas. The credit union provides comprehensive financial services typical of traditional banking institutions, including deposit accounts, consumer lending, and credit card products. Plus CU emphasizes member benefits and community engagement, as evidenced by their Member Appreciation Day events and charitable initiatives.
Like most credit unions, Plus prioritizes member satisfaction and financial accessibility over shareholder profits, reinvesting returns into member benefits and community programs. Plus Credit Union's core service offerings include deposit accounts (checking and savings), consumer loan products with published rates, Visa credit card options with associated disclosures, and online/mobile banking capabilities. Members can access services through multiple channels: in-person at branch locations, via phone (702-871-4746), through digital banking conversations, email, and mobile apps available on both Apple and Google platforms.
The credit union provides loan application services, financial calculators for planning, and account management tools. Additionally, they offer American Share Insurance protection on member deposits and maintain active member enrollment processes for new account opening. Plus Credit Union distinguishes itself through community-focused initiatives and member engagement programs.
The organization demonstrates commitment to local causes through partnerships with organizations like Susan G. Komen's More Than Pink Walk, with promotional ticket sales directly benefiting charitable purposes. Their anti-fraud messaging emphasizes proactive member protection, explicitly warning members that legitimate Plus CU representatives will never solicit personal account details via unsolicited contact.
The credit union maintains transparency through published routing numbers (322484207) and disclosure documents for their credit card products. For consumers seeking traditional banking services, Plus Credit Union provides a legitimate regional option with standard credit union advantages: lower fees than large banks, competitive rates on deposits and loans, and member-owned governance. However, as a regional credit union primarily serving the Las Vegas area, service availability may be limited compared to national banks.
Prospective members should verify membership eligibility requirements and confirm whether their geographic location or employment qualifies them for membership, as credit unions typically restrict service to defined communities.
Yes. Plus Credit Union is a registered company, headquartered in Las Vegas, NV.
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CreditDoc Diagnosis
Plus Credit Union is best suited for Las Vegas-area residents and eligible Nevada members seeking traditional banking services through a member-owned cooperative structure. The primary limitation is geographic—this is a regional institution, not a national provider, so membership eligibility and service availability should be verified before applying.
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