Plus Credit Union is a Las Vegas-based financial cooperative offering checking, savings, loans, and Visa credit cards to members throughout Nevada.
Data compiled from public sources · Google rating shown when a stored review count is available
Plus Credit Union operates as a member-owned financial institution headquartered in Las Vegas, Nevada, serving the local community and surrounding areas. The credit union provides comprehensive financial services typical of traditional banking institutions, including deposit accounts, consumer lending, and credit card products. Plus CU emphasizes member benefits and community engagement, as evidenced by their Member Appreciation Day events and charitable initiatives.
Like most credit unions, Plus prioritizes member satisfaction and financial accessibility over shareholder profits, reinvesting returns into member benefits and community programs. Plus Credit Union's core service offerings include deposit accounts (checking and savings), consumer loan products with published rates, Visa credit card options with associated disclosures, and online/mobile banking capabilities. Members can access services through multiple channels: in-person at branch locations, via phone (702-871-4746), through digital banking conversations, email, and mobile apps available on both Apple and Google platforms.
The credit union provides loan application services, financial calculators for planning, and account management tools. Additionally, they offer American Share Insurance protection on member deposits and maintain active member enrollment processes for new account opening. Plus Credit Union distinguishes itself through community-focused initiatives and member engagement programs.
The organization demonstrates commitment to local causes through partnerships with organizations like Susan G. Komen's More Than Pink Walk, with promotional ticket sales directly benefiting charitable purposes. Their anti-fraud messaging emphasizes proactive member protection, explicitly warning members that legitimate Plus CU representatives will never solicit personal account details via unsolicited contact.
The credit union maintains transparency through published routing numbers (322484207) and disclosure documents for their credit card products. For consumers seeking traditional banking services, Plus Credit Union provides a legitimate regional option with standard credit union advantages: lower fees than large banks, rate claims to verify on deposits and loans, and member-owned governance. However, as a regional credit union primarily serving the Las Vegas area, service availability may be limited compared to national banks.
Prospective members should verify membership eligibility requirements and confirm whether their geographic location or employment qualifies them for membership, as credit unions typically restrict service to defined communities.
This is state-level context for Credit Unions consumers in Las Vegas, NV. It does not confirm that Plus Credit Union or this specific location is licensed.
State regulator
Nevada Financial Institutions Division
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Plus Credit Union offers 12 services including Checking and savings accounts, Personal consumer loans, Visa credit cards with published disclosures, Online banking with login and account management, Mobile banking apps (Apple App Store and Google Play Store), and 7 more.
Plus Credit Union has profile signals associated with Las Vegas and Nevada residents seeking local credit union membership with community focus, Consumers prioritizing member-owned financial institutions over profit-driven banks, Current members managing existing accounts through online/mobile platforms.
Key strengths: Member-owned cooperative structure typically offers lower fees and better rates than traditional banks; Multiple access channels: branch locations, phone (702-871-4746), digital banking, email, and mobile apps; Published routing number (322484207) and listed loan/credit card disclosures available. Areas to consider: Regional credit union limited primarily to Las Vegas, Nevada area with potential membership restrictions; Website provides limited details on specific loan amounts, rates, or APR ranges for comparison.
In the Credit Unions category, comparable providers include A+ Federal Credit Union, Security Service Federal Credit Union, UFCU. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Plus Credit Union is best suited for Las Vegas-area residents and eligible Nevada members seeking traditional banking services through a member-owned cooperative structure. The primary limitation is geographic—this is a regional institution, not a national provider, so membership eligibility and service availability should be verified before applying.
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