Irving, TX

Credit Repair & Financial Services in Irving

Review 30 credit repair companies, personal lenders, and financial services in Irving, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Irving

30 companies
Careys Credit Repair LLC logo

Careys Credit Repair LLC

Careys Credit Repair disputes inaccurate items on credit reports and provides personalized credit restoration strategies. Services include judgment removal, collection disputes, and late payment challenges with results typically seen within 30-90 days.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Consumers with verifiable errors or inaccurate accounts on their credit reports who want ongoing guidance, People with judgments, collections, or late payments who believe specific tradelines contain errors

ACE Cash Express logo

ACE Cash Express

ACE Cash Express offers payday loans ($100–$255) and short-term cash advances in California, with both online and in-store options for fast emergency funding.

4.9/5

Google rating from 12,646 reviews

BBB: A+

Profile signals: Consumers with short-term cash needs (within hours) who have no access to credit cards or bank loans, Unbanked/underbanked individuals in need of check cashing, bill payment, or money transfer services

ACE Cash Express logo

ACE Cash Express

Irving, TX's ACE Cash Express at 2802 N MacArthur Blvd provides payday and title-loan profile details.

BBB: NR

Profile signals: Consumers needing emergency-cash timing to verify for unexpected expenses, Individuals who prefer in-person service and have ACE locations nearby

ACE Cash Express logo

ACE Cash Express

Irving, TX's ACE Cash Express at W Walnut Hill Ln offers same-day payday loans and cash advances.

BBB: NR

Profile signals: Consumers preferring in-person transactions and immediate fund pickup over online application processes, Underbanked individuals needing multiple financial services (check cashing, bill payments, money transfers) from one provider

Amigo Cash logo

Amigo Cash

Amigo Cash Irving, Texas — AmigoCash provides car title loans across 20+ states, allowing customers to borrow against vehicle equity with same-day appro...

BBB: NR

Profile signals: Vehicle owners with short-term cash needs and sufficient vehicle equity who lack access to traditional credit, Borrowers with poor or no credit history who cannot qualify for unsecured personal loans

Amigo Cash logo

Amigo Cash

Amigo Cash Irving, Texas — AmigoCash provides car title loans across 20+ states, offering short-term cash access using vehicle equity as collateral while you keep dr...

BBB: NR

Profile signals: Vehicle owners with poor or no credit history comparing emergency-cash timing, Borrowers who need funds within hours and cannot wait for traditional loan approval timelines

Pawn Shops in Irving

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Cash America Pawn logo

Cash America Pawn

Irving, TX's Cash America Pawn location at 3601 N Belt Line Rd provides fast pawn loans and merchandise sales.

BBB: NR

Profile signals: Consumers with short-term cash needs who own valuable collateral and want to avoid credit checks, Individuals seeking short-term loans without undergoing traditional lending approval processes

Cash America Pawn logo

Cash America Pawn

Irving's Cash America Pawn on E Irving Blvd delivers fast pawn loans and gold buying in Irving, TX.

BBB: NR

Profile signals: Consumers with urgent expense research and limited access to credit who need provider-stated funding timing with eligibility claims to verify, Individuals with valuable items (jewelry, electronics, instruments) who prefer short-term loans over permanent sale

EZPAWN logo

EZPAWN

EZPAWN at 1231 E Irving Blvd, Irving, TX 75060 is Mon-Fri 9:00 AM – 7:00 PM. Google reviewers rate the branch 4.8 stars across 261 reviews. Call +1 972-554-7724.

BBB: NR

Profile signals: Individuals with valuable items (electronics, jewelry, tools, firearms) who are researching emergency-cash timing, Bargain shoppers seeking heavily discounted pre-owned brand-name merchandise

First Cash Pawn logo

First Cash Pawn

Irving, TX's First Cash Pawn at 1449 N Belt Line Rd offers pawn loans, buying, and selling of jewelry, electronics, and collectibles.

BBB: NR

Profile signals: Individuals researching short-term cash access ($100-$5,000+) with valuable items they can temporarily surrender as collateral, Customers who do not qualify for traditional credit or payday loans and want to avoid debt-based borrowing

First Cash Pawn logo

First Cash Pawn

Irving, TX's First Cash Pawn at 3730 N Belt Line Rd offers short-term cash access for jewelry, electronics, and valuables.

BBB: NR

Profile signals: Unbanked or credit-constrained consumers researching short-term cash access with eligibility and income-verification claims to verify, Individuals with valuable personal property (jewelry, electronics, instruments) willing to pledge collateral for short-term liquidity

Irving Super Pawn & Gun logo

Irving Super Pawn & Gun

Super Pawn is a multi-location DFW pawn chain offering collateral loans from $20–$20,000 with eligibility claim to verify on jewelry, electronics, firearms, and luxury goods.

BBB: NR

Profile signals: DFW-area residents who own jewelry, gold, or luxury goods and need same-day cash with eligibility claims to verify, Firearm owners in the Irving, Dallas, or Arlington area looking to buy, sell, or pawn guns

Emergency Cash in Irving

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ACE Cash Express logo

ACE Cash Express

ACE Cash Express offers payday loans ($100–$255) and short-term cash advances in California, with both online and in-store options for fast emergency funding.

4.9/5

Google rating from 12,646 reviews

BBB: A+

Profile signals: Consumers with short-term cash needs (within hours) who have no access to credit cards or bank loans, Unbanked/underbanked individuals in need of check cashing, bill payment, or money transfer services

ACE Cash Express logo

ACE Cash Express

Irving, TX's ACE Cash Express at 2802 N MacArthur Blvd provides payday and title-loan profile details.

BBB: NR

Profile signals: Consumers needing emergency-cash timing to verify for unexpected expenses, Individuals who prefer in-person service and have ACE locations nearby

ACE Cash Express logo

ACE Cash Express

Irving, TX's ACE Cash Express at W Walnut Hill Ln offers same-day payday loans and cash advances.

BBB: NR

Profile signals: Consumers preferring in-person transactions and immediate fund pickup over online application processes, Underbanked individuals needing multiple financial services (check cashing, bill payments, money transfers) from one provider

Amigo Cash logo

Amigo Cash

Amigo Cash Irving, Texas — AmigoCash provides car title loans across 20+ states, allowing customers to borrow against vehicle equity with same-day appro...

BBB: NR

Profile signals: Vehicle owners with short-term cash needs and sufficient vehicle equity who lack access to traditional credit, Borrowers with poor or no credit history who cannot qualify for unsecured personal loans

Amigo Cash logo

Amigo Cash

Amigo Cash Irving, Texas — AmigoCash provides car title loans across 20+ states, offering short-term cash access using vehicle equity as collateral while you keep dr...

BBB: NR

Profile signals: Vehicle owners with poor or no credit history comparing emergency-cash timing, Borrowers who need funds within hours and cannot wait for traditional loan approval timelines

Check `n Go logo

Check `n Go

Irving, TX's Check `n Go at 3951 N Belt Line Rd offers payday and title-loan profile details with same-day service claims to verify.

BBB: NR

Profile signals: Unbanked or underbanked consumers facing short-term cash access shortages before payday, Consumers with poor or no credit history unable to access traditional bank loans

Banks in Irving

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Federal Home Loan Bank logo

Federal Home Loan Bank

Federal Home Loan Bank of Dallas is a member-owned cooperative providing liquidity, credit products, and affordable housing grants to ~800 financial institutions across five states.

BBB: NR

Profile signals: Banks, credit unions, and thrift institutions seeking member-level liquidity and advances, Lending institutions wanting to offer affordable housing and community development programs to consumers

State Bank of Texas logo

State Bank of Texas

Family-owned community bank since 1987 specializing in hospitality industry lending, offering personal banking, CDs, and money market accounts with rate claims to verify.

BBB: NR

Profile signals: Hospitality business owners and hoteliers seeking listed lending experience context and quick decisions, High-net-worth depositors with $100,000+ seeking competitive jumbo CD and money market rates

Check Cashing & Money Services in Irving

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Half Price Checks Cashed logo

Half Price Checks Cashed

Half Price Checks Cashed 4 is a check-cashing and money transfer service in Irving, TX offering check cashing, cash advances, and wire transfer services.

BBB: NR

Profile signals: Individuals with checks from major employers or approved companies researching short-term cash access, Unbanked consumers seeking money transfer services outside banking hours

PLS Check Cashers logo

PLS Check Cashers

Irving, TX's PLS Check Cashers at 1701 W Irving Blvd provides 24-hour check cashing services.

BBB: NR

Profile signals: Unbanked consumers needing immediate check cashing and cash access, Individuals requiring money transfer services combined with in-person convenience

Credit Repair in Irving

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Careys Credit Repair LLC logo

Careys Credit Repair LLC

Careys Credit Repair disputes inaccurate items on credit reports and provides personalized credit restoration strategies. Services include judgment removal, collection disputes, and late payment challenges with results typically seen within 30-90 days.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Consumers with verifiable errors or inaccurate accounts on their credit reports who want ongoing guidance, People with judgments, collections, or late payments who believe specific tradelines contain errors

Personal Loans in Irving

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Jora Credit logo

Jora Credit

Jora Credit offers online personal loans and installment loans for borrowers with bad credit, with fast application processes and availability across select U.S. states.

BBB: NR

Profile signals: Borrowers with bad credit (scores under 500-600) facing emergency cash needs in serviced states, Consumers seeking fast online loan applications without in-person bank visits

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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