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Part of the First Cash Pawn chain · locations
First Cash Pawn in Irving, TX
Irving, TX's First Cash Pawn at 1449 N Belt Line Rd offers pawn loans, buying, and selling of jewelry, electronics, and collectibles.
Data compiled from public sources · Rating from CreditDoc methodology
First Cash Pawn Review
First Cash Pawn at 1449 N Belt Line Rd in Irving, TX is a standalone pawn shop in the heart of Irving's retail corridor. This location serves Irving residents and nearby communities with quick cash loans, buying, and selling of jewelry, electronics, collectibles, and other valuables. Open Monday through Saturday from 10 AM to 7 PM, and Sunday from 12 PM to 6 PM, it's conveniently located for Irving shoppers.
At this Irving location, you can pawn items for immediate cash, sell valuables outright, or browse inventory for deals on electronics, jewelry, and collectibles. The staff specializes in fair appraisals and competitive offers. For questions about what items they accept or for appraisal inquiries, call +1 972-790-4589.
Irving residents often visit First Cash Pawn when they need quick cash or want to buy quality secondhand items. Bring a valid ID and the items you wish to pawn or sell. This Irving pawn shop handles transactions quickly and discreetly, making it a trusted resource for TX residents.
Services & Features
Cash payment on the spot for items purchased or pawned
Consumer lending to cash and credit-constrained individuals without credit requirements
Gold, silver, and precious metal buying for immediate cash
Inventory browsing and shopping across retail locations
Layaway services with 10% down payment option
Lease-to-own and retail finance solutions through AFF subsidiary (15,000+ merchant partners)
Merchandise appraisal and valuation
Online store locator to find nearest of 3,300+ locations
Pawn loans secured by pledged personal property (non-recourse)
Point-of-sale payment solutions for consumer goods
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Leading international operator with 3,300+ locations providing accessibility across 29 U.S. states and multiple countries
- Non-recourse pawn loans—customers cannot be pursued for additional debt beyond loss of collateral if unable to repay
- Immediate cash payment on the spot for items sold or pawned, with no credit check required
- Publicly traded company (S&P MidCap 400 and Russell 2000 Index component) indicating transparency and regulatory oversight
- Wide acceptance of diverse merchandise (jewelry, electronics, tools, instruments, appliances, sporting goods)
- Integrated retail marketplace allows customers to buy items alongside borrowing, creating a one-stop financial and shopping venue
- Subsidiary AFF provides lease-to-own alternatives through 15,000+ retail partners, expanding financing options beyond pawn loans
Cons
- Interest rates, loan terms, and fees are not disclosed on the public website, preventing transparent comparison before visiting a store
- Customers must surrender personal property during the loan period, creating risk of sentimental or essential item loss
- Pawn loans are short-term solutions and do not build credit history, making them ineffective for addressing underlying credit constraints
- Layaway service charges 10% down upfront with additional fees likely, reducing accessibility for those with severe cash constraints
- No mention of financial counseling, education, or alternative pathways despite serving credit-constrained consumers
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is First Cash Pawn legitimate?
Yes. First Cash Pawn is a registered company, headquartered in 1449 N Belt Line Rd, Irving, TX 75061.
Quick Facts
- Headquarters
- 1449 N Belt Line Rd, Irving, TX 75061
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on First Cash Pawn
FirstCash is best for individuals with immediate, short-term cash needs ($100-$5,000+) who have valuable items to pledge as collateral and lack access to traditional credit. The primary caveat is that pawn loans do not build credit, do not solve underlying financial constraints, and require surrendering personal property—making this suitable only for temporary liquidity gaps, not long-term financial stability or credit repair.
Best For
- Individuals needing immediate cash ($100-$5,000+) with valuable items they can temporarily surrender as collateral
- Customers who do not qualify for traditional credit or payday loans and want to avoid debt-based borrowing
- People seeking to buy merchandise (jewelry, electronics, tools) at discounted prices from pawn inventory
- Those with sporadic income or gig work who need short-term liquidity without credit inquiries or debt obligations
Updated 2026-04-29
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