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Cash America Pawn in Irving, TX

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Irving's Cash America Pawn on E Irving Blvd delivers fast pawn loans and gold buying in Irving, TX.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn operates at 931 E Irving Blvd in Irving, TX, as a standalone storefront dedicated to pawn loans and collateral-based cash advances. This Irving location serves the local community with flexible lending options for customers who need immediate funds. The store maintains convenient hours: Monday–Friday 9 AM–7 PM, Saturday 9 AM–6 PM, and Sunday 11 AM–4 PM.

At the Irving location, Cash America Pawn accepts a variety of items as collateral including jewelry, electronics, musical instruments, and gold. Customers can reach the store at +1 972-721-9931 to discuss pawn options, get estimates, or inquire about buying gold and silver. The professional staff evaluates items quickly and works to provide fair market valuations.

Irving residents looking for short-term cash access with eligibility claims to verify find pawn loans useful for temporary financial needs. Bring a valid photo ID and the item you want to pawn; appraisals are free, and the process is straightforward. Cash America Pawn is a reported local option for quick, no-credit lending in Irving.

Services & Features

AFF lease-to-own payment solutions through 15,000+ retail merchant partners
Gold, silver, and precious metals buying for immediate cash
Item appraisal and cash valuation on the spot
Layaway service with 10% down payment and installment terms
Online inventory browsing and location information
Pawn loans secured by personal property with non-recourse terms
Retail finance payment plans through AFF subsidiary
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator tool to find nearest FirstCash location
Used merchandise inventory and in-store shopping

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ physical retail locations across 29 U.S. states, D.C., UK, and Latin America provide widespread convenience and accessibility
  • eligibility claim to verify for pawn loans—serves cash and credit-constrained consumers excluded from traditional lending
  • short-term cash access payment on spot for items sold or pawned, with same-visit funding for emergency cash needs
  • Diversified merchandise buying (jewelry, electronics, tools, appliances, instruments, sporting goods) provides flexible collateral options
  • Layaway service offers installment purchasing with only 10% down, providing credit-free alternative to financing
  • Publicly traded company (S&P MidCap 400, Russell 2000) indicates financial stability and regulatory oversight
  • AFF subsidiary network of 15,000+ merchant partners extends lease-to-own and retail finance options beyond pawn stores

Cons

  • Pawn loans carry interest rates and fees that can be significantly higher than traditional personal loans or credit products
  • Pledged items must be retrieved within the loan term or are forfeited and sold, creating strict repayment deadlines without grace periods
  • Retail merchandise markups are typical of pawn operations, meaning items resold are priced higher than wholesale or original value
  • Non-recourse pawn loans mean no credit building or reporting to credit bureaus, so borrowing does not improve credit scores
  • International and Latin American operations may carry currency, regulatory, and operational complexity not listed to U.S. consumers

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Irving, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property with non-recourse terms, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and precious metals buying for immediate cash, Layaway service with 10% down payment and installment terms, Used merchandise inventory and in-store shopping, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with urgent expense research and limited access to credit who need provider-stated funding timing with eligibility claims to verify, Individuals with valuable items (jewelry, electronics, instruments) who prefer short-term loans over permanent sale, Unbanked or underbanked consumers in areas with limited traditional financial services seeking alternative lending.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ physical retail locations across 29 U.S. states, D.C., UK, and Latin America provide widespread convenience and accessibility; eligibility claim to verify for pawn loans—serves cash and credit-constrained consumers excluded from traditional lending; short-term cash access payment on spot for items sold or pawned, with same-visit funding for emergency cash needs. Areas to consider: Pawn loans carry interest rates and fees that can be significantly higher than traditional personal loans or credit products; Pledged items must be retrieved within the loan term or are forfeited and sold, creating strict repayment deadlines without grace periods.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
931 E Irving Blvd, Irving, TX 75060
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for unbanked or credit-constrained consumers needing immediate emergency cash who have valuable items to pledge as collateral. The main caveat is that pawn loans, while accessible with eligibility claims to verify, carry interest rates and strict redemption terms that make them an expensive short-term solution—best used for genuine emergencies rather than ongoing financial needs.

Profile Signals

  • Consumers with urgent expense research and limited access to credit who need provider-stated funding timing with eligibility claims to verify
  • Individuals with valuable items (jewelry, electronics, instruments) who prefer short-term loans over permanent sale
  • Unbanked or underbanked consumers in areas with limited traditional financial services seeking alternative lending
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Irving, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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