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Part of the Cash America Pawn chain · locations
Cash America Pawn in Irving, TX
Irving's Cash America Pawn on E Irving Blvd delivers fast pawn loans and gold buying in Irving, TX.
Data compiled from public sources · Rating from CreditDoc methodology
Cash America Pawn Review
Cash America Pawn operates at 931 E Irving Blvd in Irving, TX, as a standalone storefront dedicated to pawn loans and collateral-based cash advances. This Irving location serves the local community with flexible lending options for customers who need immediate funds. The store maintains convenient hours: Monday–Friday 9 AM–7 PM, Saturday 9 AM–6 PM, and Sunday 11 AM–4 PM.
At the Irving location, Cash America Pawn accepts a variety of items as collateral including jewelry, electronics, musical instruments, and gold. Customers can reach the store at +1 972-721-9931 to discuss pawn options, get estimates, or inquire about buying gold and silver. The professional staff evaluates items quickly and works to provide fair market valuations.
Irving residents looking for fast cash without a credit check find pawn loans useful for temporary financial needs. Bring a valid photo ID and the item you want to pawn; appraisals are free, and the process is straightforward. Cash America Pawn is a trusted local option for quick, no-credit lending in Irving.
Services & Features
AFF lease-to-own payment solutions through 15,000+ retail merchant partners
Gold, silver, and precious metals buying for immediate cash
Item appraisal and cash valuation on the spot
Layaway service with 10% down payment and installment terms
Online inventory browsing and location information
Pawn loans secured by personal property with non-recourse terms
Retail finance payment plans through AFF subsidiary
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator tool to find nearest FirstCash location
Used merchandise inventory and in-store shopping
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 3,300+ physical retail locations across 29 U.S. states, D.C., UK, and Latin America provide widespread convenience and accessibility
- No credit check required for pawn loans—serves cash and credit-constrained consumers excluded from traditional lending
- Immediate cash payment on spot for items sold or pawned, with same-visit funding for emergency cash needs
- Diversified merchandise buying (jewelry, electronics, tools, appliances, instruments, sporting goods) provides flexible collateral options
- Layaway service offers installment purchasing with only 10% down, providing credit-free alternative to financing
- Publicly traded company (S&P MidCap 400, Russell 2000) indicates financial stability and regulatory oversight
- AFF subsidiary network of 15,000+ merchant partners extends lease-to-own and retail finance options beyond pawn stores
Cons
- Pawn loans carry interest rates and fees that can be significantly higher than traditional personal loans or credit products
- Pledged items must be retrieved within the loan term or are forfeited and sold, creating strict repayment deadlines without grace periods
- Retail merchandise markups are typical of pawn operations, meaning items resold are priced higher than wholesale or original value
- Non-recourse pawn loans mean no credit building or reporting to credit bureaus, so borrowing does not improve credit scores
- International and Latin American operations may carry currency, regulatory, and operational complexity not transparent to U.S. consumers
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Cash America Pawn legitimate?
Yes. Cash America Pawn is a registered company, headquartered in 931 E Irving Blvd, Irving, TX 75060.
Quick Facts
- Headquarters
- 931 E Irving Blvd, Irving, TX 75060
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Cash America Pawn
FirstCash is best for unbanked or credit-constrained consumers needing immediate emergency cash who have valuable items to pledge as collateral. The main caveat is that pawn loans, while accessible without credit checks, carry interest rates and strict redemption terms that make them an expensive short-term solution—best used for genuine emergencies rather than ongoing financial needs.
Best For
- Consumers with urgent cash needs and limited access to credit who need same-day funding without credit checks
- Individuals with valuable items (jewelry, electronics, instruments) who prefer short-term loans over permanent sale
- Unbanked or underbanked consumers in areas with limited traditional financial services seeking alternative lending
Updated 2026-04-29
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