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Part of the Cash America Pawn chain · locations
Cash America Pawn in Irving, TX
Irving, TX's Cash America Pawn location at 3601 N Belt Line Rd provides fast pawn loans and merchandise sales.
Data compiled from public sources · Rating from CreditDoc methodology
Cash America Pawn Review
Cash America Pawn at 3601 N Belt Line Rd in Irving, TX is a standalone pawn shop serving the north Irving area. Located on Belt Line Road near shopping centers, this Irving location is open Monday through Friday 9:30 AM–6:30 PM, Saturday 9:30 AM–6:00 PM, and Sunday 11:00 AM–4:00 PM. It's a convenient stop for Irving residents needing quick transactions.
This Irving Cash America Pawn location offers pawn loans on jewelry, electronics, musical instruments, and collectibles. You can also buy used merchandise or sell items you own at competitive prices. Call (972) 256-3888 to ask about current rates, check available inventory, or discuss your items before visiting—the team can provide quick appraisals over the phone.
When visiting, bring a valid government-issued ID and the items you'd like to pawn or sell. Most customers come in for immediate cash offers or to find quality used merchandise. Whether you're looking for quick cash or a good deal on secondhand goods, this location serves as a practical resource for Irving residents.
Services & Features
Cash buying for items of value
Gold, silver, and platinum buying services
Layaway services with 10% down payment option
Lease-to-own and retail finance solutions through subsidiary AFF
Non-recourse loan products
Online inventory browsing
Pawn loans secured by pledged personal property
Retail merchant payment solutions through 15,000+ partner locations
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator to find nearest pawn shop location
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Non-recourse loans—borrowers are not personally liable beyond losing the pledged collateral
- No credit check required to obtain a pawn loan
- Immediate cash funding with no lengthy application process
- Over 3,300 locations across 29 U.S. states plus international presence for convenient access
- Wide range of accepted merchandise including jewelry, electronics, tools, appliances, and instruments
- Gold and precious metal buying services offering spot cash for items most people already own
- Layaway service available with only 10% down payment for budget-conscious shoppers
- Institutional credibility as S&P MidCap 400 and Russell 2000 component company
Cons
- Pawn loans charge interest and fees that can accumulate quickly if loan is not repaid promptly
- Failure to repay results in permanent loss of pledged item with no recourse for retrieval
- Limited to borrowers who own valuable physical collateral suitable for pawn
- Interest rates and terms not disclosed on website, requiring store visit for specific pricing
- Pawn loans are not suitable for building credit history since they do not report to credit bureaus
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Cash America Pawn legitimate?
Yes. Cash America Pawn is a registered company, headquartered in 3601 N Belt Line Rd, Irving, TX 75062.
Quick Facts
- Headquarters
- 3601 N Belt Line Rd, Irving, TX 75062
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Cash America Pawn
FirstCash is best for cash-constrained consumers who own valuable collateral and need immediate funding without credit checks or lengthy approval processes. The main caveat is that pawn loans charge interest and fees, and failure to repay results in permanent loss of the pledged item—this model works only for those who can afford to risk losing their collateral or who can reliably repay within the loan term.
Best For
- Consumers with immediate cash needs who own valuable collateral and want to avoid credit checks
- Individuals seeking short-term loans without undergoing traditional lending approval processes
- People looking to buy discounted merchandise from pawn inventory
- Consumers in areas with limited access to traditional banking or credit options
Updated 2026-04-29
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