Bartlett, TN

Credit Repair & Financial Services in Bartlett

Review 11 credit repair companies, personal lenders, and financial services in Bartlett, Tennessee. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Tennessee avg credit score: 695 Median income: $63,109 Poverty rate: 13.4% Payday loans: Legal Tennessee overview →

Featured Provider Profiles in Bartlett

11 companies
Leaders Credit Union logo

Leaders Credit Union

Leaders Credit Union is a West Tennessee-based credit union offering checking, savings, loans, and investment services to members with rate claims to verify and local branch access.

4.4/5

Google rating from 34 reviews

BBB: NR

Profile signals: West Tennessee residents seeking personalized local banking with member-focused service, Borrowers shopping for auto loans and home equity financing with rate claims to verify

Kemba Delta Federal CU logo

Kemba Delta Federal CU

Kemba Delta Federal Credit Union is a non-profit credit union chartered in 1934, primarily serving Kroger employees and their families with checking, savings, loans, and financial services.

3.9/5

Google rating from 28 reviews

BBB: NR

Profile signals: Kroger employees seeking direct deposit and payroll banking services, Kroger employee families looking for credit union membership and shared savings accounts

Memphis City Employees Credit Union (Stage) logo

Memphis City Employees Credit Union (Stage)

Memphis City Employees Credit Union is a member-owned financial cooperative serving city and county employees with 44,000+ members since 1959, offering banking, loans, and savings products.

3.6/5

Google rating from 30 reviews

BBB: NR

Profile signals: City of Memphis and Bartlett municipal employees seeking banking services from a member-focused institution, MLGW, Airport Authority, and library system employees wanting competitive auto loan rates and personalized service

Bank of Bartlett logo

Bank of Bartlett

FDIC-insured bank offering checking accounts, online banking, mortgage lending, and business services to the Memphis metro area.

BBB: NR

Profile signals: Memphis area residents seeking local relationship banking with FDIC protection, Small business owners needing integrated payroll and banking services

Consumer Credit Counseling Services logo

Consumer Credit Counseling Services

Bartlett, TN's Consumer Credit Counseling Services at 2855 Stage Village Cove offers free debt management and credit counseling.

BBB: NR

Profile signals: Consumers with unmanageable credit card debt who want a structured repayment plan at no upfront cost, People who want free professional guidance before committing to a paid debt relief program

First South Financial logo

First South Financial

Member-owned credit union serving Greater Tennessee with full-service banking, lending, and investment products. NCUA-insured with top 1% national safety rating.

BBB: NR

Profile signals: Tennessee residents seeking member-owned, not-for-profit banking with top-tier safety ratings, Consumers interested in promotional high-yield checking and competitive lending rates

Credit Unions in Bartlett

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Leaders Credit Union logo

Leaders Credit Union

Leaders Credit Union is a West Tennessee-based credit union offering checking, savings, loans, and investment services to members with rate claims to verify and local branch access.

4.4/5

Google rating from 34 reviews

BBB: NR

Profile signals: West Tennessee residents seeking personalized local banking with member-focused service, Borrowers shopping for auto loans and home equity financing with rate claims to verify

Kemba Delta Federal CU logo

Kemba Delta Federal CU

Kemba Delta Federal Credit Union is a non-profit credit union chartered in 1934, primarily serving Kroger employees and their families with checking, savings, loans, and financial services.

3.9/5

Google rating from 28 reviews

BBB: NR

Profile signals: Kroger employees seeking direct deposit and payroll banking services, Kroger employee families looking for credit union membership and shared savings accounts

Memphis City Employees Credit Union (Stage) logo

Memphis City Employees Credit Union (Stage)

Memphis City Employees Credit Union is a member-owned financial cooperative serving city and county employees with 44,000+ members since 1959, offering banking, loans, and savings products.

3.6/5

Google rating from 30 reviews

BBB: NR

Profile signals: City of Memphis and Bartlett municipal employees seeking banking services from a member-focused institution, MLGW, Airport Authority, and library system employees wanting competitive auto loan rates and personalized service

First South Financial logo

First South Financial

Member-owned credit union serving Greater Tennessee with full-service banking, lending, and investment products. NCUA-insured with top 1% national safety rating.

BBB: NR

Profile signals: Tennessee residents seeking member-owned, not-for-profit banking with top-tier safety ratings, Consumers interested in promotional high-yield checking and competitive lending rates

Kemba Delta logo

Kemba Delta

Kemba Delta is a federally chartered credit union serving Kroger employees and families since 1934, offering checking, savings, loans, and financial services with 5-star safety ratings.

BBB: NR

Profile signals: Kroger employees seeking direct deposit convenience with provider-stated Thursday morning posting, Kroger employee families looking for lower-cost banking with competitive dividend rates

Emergency Cash in Bartlett

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LendNation logo

LendNation

Visit LendNation on Sycamore View Rd in Bartlett, TN for payday and title-loan profile details with extended weekday hours and provider-stated funding timing options.

BBB: NR

Profile signals: Borrowers facing genuine short-term emergencies who can repay within the loan term without rolling over, Customers who prefer in-person lending with immediate access to funds and need physical location convenience

Speedy Cash logo

Speedy Cash

At 6838 Stage Rd in Bartlett, TN, Speedy Cash offers payday and title-loan profile details with convenient hours.

BBB: NR

Profile signals: Tennessee consumers who need up to $425 quickly and have verifiable income but limited savings, Vehicle owners who need more than a payday loan and can offer a clear-title car as collateral

Check Cashing & Money Services in Bartlett

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MoneyGram logo

MoneyGram

Bartlett's MoneyGram location at 6670 Stage Rd offers check-cashing and money transfer services with extended daily hours.

BBB: NR

Profile signals: International remittance senders supporting family in other countries, Unbanked or underbanked consumers needing accessible cash services

Western Union logo

Western Union

5995 Stage Rd in Bartlett, TN hosts a Western Union for money transfers and check cashing.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts needing cash access, Immigrants and expatriates sending money to family internationally or domestically

Banks in Bartlett

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Bank of Bartlett logo

Bank of Bartlett

FDIC-insured bank offering checking accounts, online banking, mortgage lending, and business services to the Memphis metro area.

BBB: NR

Profile signals: Memphis area residents seeking local relationship banking with FDIC protection, Small business owners needing integrated payroll and banking services

Free Help in Bartlett

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Consumer Credit Counseling Services logo

Consumer Credit Counseling Services

Bartlett, TN's Consumer Credit Counseling Services at 2855 Stage Village Cove offers free debt management and credit counseling.

BBB: NR

Profile signals: Consumers with unmanageable credit card debt who want a structured repayment plan at no upfront cost, People who want free professional guidance before committing to a paid debt relief program

Your Rights in Tennessee

Tennessee Consumer Protections: Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Tennessee usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.
  • The Tennessee Consumer Protection Act provides additional safeguards against deceptive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Tennessee Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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