Bank of Bartlett logo

Bank of Bartlett in Bartlett, TN

No stored Google rating available.

FDIC-insured bank offering checking accounts, online banking, mortgage lending, and business services to the Memphis metro area.

Data compiled from public sources

Bank of Bartlett Review

Bank of Bartlett is a traditional FDIC-insured bank serving the Memphis metropolitan area. The bank emphasizes personal and business banking relationships, positioning itself as a full-service financial institution with both consumer and commercial capabilities. The bank offers a range of standard banking services including multiple personal checking account options designed for different customer needs, online banking available 24/7, mortgage lending through its Bartlett Mortgage division, and business banking services including payroll and direct deposit setup.

They provide cash management solutions and maintain an online banking center accessible at all hours. Bank of Bartlett differentiates itself through emphasis on personalized service, local market experience context in the Memphis area, and relationship banking. The company highlights customer testimonials emphasizing professional service and seamless payroll integration.

They position their 24/7 online banking as a competitive advantage and actively promote mortgage refinancing and home equity products to their market. As a regional bank, Bank of Bartlett is subject to standard FDIC oversight and regulatory requirements. The website content is limited to marketing materials and does not provide detailed information about rates, fees, account minimums, loan terms, or comprehensive product specifications.

Consumers considering this bank should contact them directly or visit their website for current product details and pricing.

Services & Features

Business checking accounts
Cash management services
Direct deposit services
Fraud protection and scam alerts
Home equity loans and lines of credit
Live chat customer support
Mortgage lending and refinancing
Online banking platform (24/7 access)
Payroll processing and administration
Personal checking accounts with multiple options

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • 24/7 online banking center available for account access and exploration
  • Multiple personal checking account options tailored to different financial goals
  • Mortgage lending services through affiliated Bartlett Mortgage division
  • Business banking services including payroll and direct deposit administration
  • Local Memphis market experience context and personalized customer service emphasis
  • Live chat support (Coach BoB) for customer questions during business hours

Cons

  • Limited geographic footprint to Memphis metro area may restrict accessibility
  • Website provides minimal information on rates, fees, or account minimums
  • No mention of competitive interest rates or rate comparisons with other banks
  • Limited detail on business loan products beyond payroll services
  • No information about ATM network size or surcharge policies

State Consumer Finance Context

This is state-level context for Banks consumers in Bartlett, TN. It does not confirm that Bank of Bartlett or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Bank of Bartlett processed 810 mortgage applications in 2023, with 76.2% recorded as approved across 8 states.

810

Applications

76.2%

Approval Rate

$189K

Avg Loan

8

States Served

Approval Rate by Applicant Income

Under $50K
46.5%
$50K–$100K
68.4%
$100K–$200K
85.2%
Over $200K
92%

Based on 810 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Tennessee 721 apps · 64.6%
Mississippi 65 apps · 69.2%
Alabama 7 apps · 71.4%
Florida 5 apps · 60%
Arkansas 5 apps · 60%
Texas 5 apps · 60%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Bank of Bartlett offer?

Bank of Bartlett offers 10 services including Personal checking accounts with multiple options, Online banking platform (24/7 access), Mortgage lending and refinancing, Home equity loans and lines of credit, Business checking accounts, and 5 more.

What profile signals are listed for Bank of Bartlett?

Bank of Bartlett has profile signals associated with Memphis area residents seeking local relationship banking with FDIC protection, Small business owners needing integrated payroll and banking services, Homebuyers and homeowners in the Memphis metro considering mortgage or refinance products.

What are the strengths and weaknesses of Bank of Bartlett?

Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; 24/7 online banking center available for account access and exploration; Multiple personal checking account options tailored to different financial goals. Areas to consider: Limited geographic footprint to Memphis metro area may restrict accessibility; Website provides minimal information on rates, fees, or account minimums.

How does Bank of Bartlett compare to similar companies?

In the Banks category, comparable providers include Bank of Lincoln County, Financial Federal Bank, Independent Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1980
Headquarters
Bartlett, TN
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #23123
Visit Bank of Bartlett

CreditDoc Profile Note

Research Note on Bank of Bartlett

Bank of Bartlett is profile signals for Memphis-area consumers and small businesses seeking traditional FDIC-insured banking with personalized service and local experience context. Primary caveat: the website lacks specific information on rates, fees, and detailed product terms—consumers must contact the bank directly for accurate pricing and eligibility details.

Profile Signals

  • Memphis area residents seeking local relationship banking with FDIC protection
  • Small business owners needing integrated payroll and banking services
  • Homebuyers and homeowners in the Memphis metro considering mortgage or refinance products
Updated 2026-05-08

Similar Companies

Bank of Lincoln County logo

Bank of Lincoln County

Unable to access website to verify current services. Bank of Lincoln County operates as a community banking institution, but their online presence is currently inaccessible.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Financial Federal Bank logo

Financial Federal Bank

Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Small business owners and entrepreneurs seeking personalized lending and growth capital with relationship-based banking, High-net-worth individuals interested in private banking with dedicated banker attention and customized solutions

Independent Bank logo

Independent Bank

Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations.

4.5/5

Google rating from 94 reviews

BBB: NR

Profile signals: Memphis-area residents and small business owners seeking community-focused banking with local decision-making, Customers who prefer relationship-based banking and personalized service over digital-only platforms

Compare Your Needs With Bank of Bartlett

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Bank of Bartlett is listed as a Banks provider in Bartlett, TN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Bank of Bartlett and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.