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Western Union in Bartlett, TN

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5995 Stage Rd in Bartlett, TN hosts a Western Union for money transfers and check cashing.

Data compiled from public sources

Western Union Review

Western Union at 5995 Stage Rd in Bartlett, TN is a standalone money transfer location open daily from 6 AM to 10 PM. This location serves the greater Bartlett area with convenient access from Stage Road, making it an accessible option for residents and visitors needing money transfer services throughout the day and evening.

This Bartlett location offers Western Union money transfers and check cashing services. Call +1 901-385-7090 to confirm current hours or ask about specific transfer options available at this location. Staff can assist with both domestic and international transfers, as well as check-cashing needs.

If you're in Bartlett and need to send money quickly or cash a check, bring a valid government-issued ID. The extended hours (6 AM–10 PM daily) make it convenient for working residents who need after-hours service, particularly on weekday evenings. Western Union at this Bartlett location offers fast, reliable transfer services to meet your financial needs.

Services & Features

Bill payment services
Cash pickup at agent locations
Delivery method updates
Domestic and international money transfers
Inmate payment services
Mobile top-up/phone credit
Money orders
Online account management and login
Price estimation tool
Transaction tracking and history
Western Union Prepaid card options
Western Union Rewards program

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive agent network with 150+ U.S. locations including major retailers (Walmart, Safeway, Circle K) for convenient cash pickup
  • 24/7 online transfer initiation through WU.com with flexible in-store payment options based on agent hours
  • Multi-language support (English, Spanish, Haitian Creole, Chinese, French, Vietnamese) serving diverse immigrant communities
  • listed services including mobile top-up, inmate payments, and prepaid card options beyond basic money transfers
  • Transaction tracking and online account management with Western Union Rewards loyalty program
  • Flexible delivery methods and ability to update how funds are received by recipients
  • Money order services available at select locations for additional payment options

Cons

  • Transfer fees and exchange rates are not listed on the location-finder page and may be higher than alternative money transfer services
  • Service availability depends on retail partner hours; many locations show extended closures (e.g., not opening until 6-8 AM)
  • No account or credit-building component; purely transaction-based service without savings or banking functionality
  • Orange Wallet payment option shows as temporarily unavailable on the website, indicating service disruptions
  • Requires physical location visit for cash pickup, limiting convenience compared to bank transfers or mobile payment apps

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Bartlett, TN. It does not confirm that Western Union or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Money services context in Tennessee

Short-term lending status: Legal

General rate context: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act

Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including Domestic and international money transfers, Cash pickup at agent locations, Bill payment services, Money orders, Mobile top-up/phone credit, and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Unbanked and underbanked consumers without traditional bank accounts needing cash access, Immigrants and expatriates sending money to family internationally or domestically, Individuals researching short-term cash access transfer without establishing banking relationships or credit, People in areas with limited banking infrastructure but nearby retail agent locations.

What are the strengths and weaknesses of Western Union?

Key strengths: Extensive agent network with 150+ U.S. locations including major retailers (Walmart, Safeway, Circle K) for convenient cash pickup; 24/7 online transfer initiation through WU.com with flexible in-store payment options based on agent hours; Multi-language support (English, Spanish, Haitian Creole, Chinese, French, Vietnamese) serving diverse immigrant communities. Areas to consider: Transfer fees and exchange rates are not listed on the location-finder page and may be higher than alternative money transfer services; Service availability depends on retail partner hours; many locations show extended closures (e.g., not opening until 6-8 AM).

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Checks Cashed, Easy Cash Solutions, ERnet Envìos. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5995 Stage Rd, Bartlett, TN 38134
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Union is profile signals for unbanked and underbanked consumers needing quick access to cash or those sending money internationally, particularly immigrants supporting family abroad. The main caveat is that Western Union charges fees for transfers and offers no credit-building or savings functionality—it is purely a transaction service, not a banking alternative, and relies on physical agent locations that may have limited hours in some areas.

Profile Signals

  • Unbanked and underbanked consumers without traditional bank accounts needing cash access
  • Immigrants and expatriates sending money to family internationally or domestically
  • Individuals researching short-term cash access transfer without establishing banking relationships or credit
  • People in areas with limited banking infrastructure but nearby retail agent locations
Updated 2026-05-08

Similar Companies

Checks Cashed logo

Checks Cashed

This is an Exxon gas station location in Memphis, TN offering convenience store services and fuel rewards—not a check-cashing business.

BBB: NR

Profile signals: Drivers needing 24/7 fuel access in Memphis, Commercial fleet operators with diesel requirements

Easy Cash Solutions logo

Easy Cash Solutions

Easy Cash Solutions offers check cashing services in Nashville, TN. Located on Murfreesboro Pike with extended hours.

BBB: NR

Profile signals: Customers researching short-term cash access conversion outside standard banking hours, Unbanked or underbanked individuals without access to traditional checking accounts

ERnet Envìos logo

ERnet Envìos

ERnet Envíos is a check-cashing and money transfer service in Nashville, TN offering financial transaction services to the local community.

BBB: NR

Profile signals: Nashville-area residents needing local check-cashing services, Customers preferring in-person transaction verification

Compare Your Needs With Western Union

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Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in Bartlett, TN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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