West New York, NJ

Credit Repair & Financial Services in West New York

Review 9 credit repair companies, personal lenders, and financial services in West New York, New Jersey. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

New Jersey avg credit score: 714 Median income: $97,126 Poverty rate: 9.4% Payday loans: Banned New Jersey overview →

Featured Provider Profiles in West New York

9 companies
Reliant Credit Repair logo

Reliant Credit Repair

Credit repair company that disputes inaccuracies on credit reports using FCRA rights, offering 24/7 monitoring and personalized guidance with legal backing through Zemel Law partnership.

4.0/5

Google rating from 4 reviews

BBB: NR

Profile signals: Consumers with multiple errors or outdated negative items on credit reports seeking professional dispute assistance, Individuals wanting ongoing monitoring and real-time alerts about credit report changes during the repair process

Ferrik's Check Cashing Services logo

Ferrik's Check Cashing Services

Ferrik's Check Cashing Service offers check cashing, money orders, wire transfers, and bill payment services in West New York, NJ.

BBB: NR

Profile signals: Unbanked consumers who need check cashing and cash access services, Local West New York and Hudson County residents needing in-person financial transactions

Invicta Credit Solutions logo

Invicta Credit Solutions

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Consumers with errors on their credit report, People looking to improve their credit score

Mi Tierra Envios logo

Mi Tierra Envios

Mi Tierra Envios is a money transfer service in West New York, NJ offering wire transfers and financial services to the local community.

BBB: NR

Profile signals: Spanish-speaking residents of West New York and surrounding areas needing local money transfer services, Customers seeking personalized service at a community-based provider rather than chain competitors

MoneyGram logo

MoneyGram

MoneyGram is a nationwide money transfer and payment services provider offering check cashing, money orders, wire transfers, and bill payment at thousands of agent locations.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, People sending international remittances to family members

Vigo logo

Vigo

Vigo is listed at Lucy Group Inc, 444 W 61st St, West New York, NJ 07093 in West New York, NJ. CreditDoc shows contact details, listed money transfer, cash pickup, check-cashing, and related money services, hours when available, and alternatives.

BBB: NR

Profile signals: Checking a local Vigo location before visiting, Comparing money transfer and check-cashing alternatives

Check Cashing & Money Services in West New York

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Ferrik's Check Cashing Services logo

Ferrik's Check Cashing Services

Ferrik's Check Cashing Service offers check cashing, money orders, wire transfers, and bill payment services in West New York, NJ.

BBB: NR

Profile signals: Unbanked consumers who need check cashing and cash access services, Local West New York and Hudson County residents needing in-person financial transactions

Mi Tierra Envios logo

Mi Tierra Envios

Mi Tierra Envios is a money transfer service in West New York, NJ offering wire transfers and financial services to the local community.

BBB: NR

Profile signals: Spanish-speaking residents of West New York and surrounding areas needing local money transfer services, Customers seeking personalized service at a community-based provider rather than chain competitors

MoneyGram logo

MoneyGram

MoneyGram is a nationwide money transfer and payment services provider offering check cashing, money orders, wire transfers, and bill payment at thousands of agent locations.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, People sending international remittances to family members

Vigo logo

Vigo

Vigo is listed at Lucy Group Inc, 444 W 61st St, West New York, NJ 07093 in West New York, NJ. CreditDoc shows contact details, listed money transfer, cash pickup, check-cashing, and related money services, hours when available, and alternatives.

BBB: NR

Profile signals: Checking a local Vigo location before visiting, Comparing money transfer and check-cashing alternatives

Western Union Money Order Only logo

Western Union Money Order Only

West New York, NJ's Western Union Money Order Only location on Bergenline Ave offers 24-hour check cashing and money transfer services.

BBB: NR

Profile signals: Unbanked or underbanked consumers without access to traditional checking accounts needing to send or receive cash, International immigrants and workers sending money to family members in foreign countries

Western Union logo

Western Union

West New York, NJ's Western Union at 19 21 Ave offers check cashing and money transfer services daily.

BBB: NR

Profile signals: International money transfer senders needing cash pickup in multiple countries, Unbanked or underbanked consumers who prefer in-person cash transactions

fix-my-credit in West New York

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Invicta Credit Solutions logo

Invicta Credit Solutions

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Consumers with errors on their credit report, People looking to improve their credit score

Credit Repair in West New York

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Reliant Credit Repair logo

Reliant Credit Repair

Credit repair company that disputes inaccuracies on credit reports using FCRA rights, offering 24/7 monitoring and personalized guidance with legal backing through Zemel Law partnership.

4.0/5

Google rating from 4 reviews

BBB: NR

Profile signals: Consumers with multiple errors or outdated negative items on credit reports seeking professional dispute assistance, Individuals wanting ongoing monitoring and real-time alerts about credit report changes during the repair process

Your Rights in New Jersey

New Jersey Consumer Protections: New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against high-cost lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.

Interest Rate Cap: New Jersey usury cap: 30% for consumer loans (criminal usury); payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; New Jersey does not license payday lenders.
  • Criminal usury threshold is 30% for consumer loans.
  • Licensed consumer lenders under the New Jersey Licensed Lenders Act.
  • The New Jersey Consumer Fraud Act provides broad protections against deceptive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New Jersey Attorney General Division of Consumer Affairs.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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