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Vigo in West New York, NJ

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Vigo is listed at Lucy Group Inc, 444 W 61st St, West New York, NJ 07093 in West New York, NJ. CreditDoc shows contact details, listed money transfer, cash pickup, check-cashing, and related money services, hours when available, and alternatives.

Data compiled from public sources

Vigo Review

This CreditDoc profile covers the Vigo location at Lucy Group Inc, 444 W 61st St, West New York, NJ 07093 in West New York, NJ. The listed phone number is +1 201-758-7817.

The record places this location in CreditDoc's check cashing and money services category. Listed services may include money transfer, cash pickup, check-cashing, and related money services; availability can vary by agent location, so consumers should confirm details before visiting.

The profile includes listed business hours in the location record. Hours and services can change, so confirm directly with the location before relying on the information.

State rules for consumer finance, short-term credit, check cashing, and money transmission vary. Use official state regulator or attorney general resources for licensing, complaint, and consumer protection questions.

Services & Features

Bill payment services
Check cashing
Domestic money transfer (send and receive cash in the US)
Inmate payment services
International money transfer
Mobile top-up (prepaid phone credit)
Money orders
Multi-language support for financial transactions
Prepaid card delivery options
Transfer tracking and history management
Western Union Prepaid card services
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Location record includes address and contact details
  • Useful for comparing local money service alternatives
  • Includes state-aware consumer finance context

Cons

  • Service availability may vary by agent location
  • Fees and limits must be confirmed directly
  • Licensing and complaint questions should be checked with official regulators

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in West New York, NJ. It does not confirm that Vigo or this specific location is licensed.

State regulator

New Jersey Department of Banking and Insurance

Money services context in New Jersey

Short-term lending status: Banned

General rate context: 30% for consumer loans (criminal usury); payday lending banned

New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against predatory lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.

Key state rules to check

  • Payday lending is banned; New Jersey does not license payday lenders.
  • Criminal usury threshold is 30% for consumer loans.
  • Licensed consumer lenders under the New Jersey Licensed Lenders Act.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Vigo offer?

Vigo offers 12 services including Domestic money transfer (send and receive cash in the US), International money transfer, Check cashing, Money orders, Wire transfers, and 7 more.

What profile signals are listed for Vigo?

Vigo has profile signals associated with Checking a local Vigo location before visiting, Comparing money transfer and check-cashing alternatives, Finding address, phone, and hours details from the CreditDoc record.

What are the strengths and weaknesses of Vigo?

Key strengths: Location record includes address and contact details; Useful for comparing local money service alternatives; Includes state-aware consumer finance context. Areas to consider: Service availability may vary by agent location; Fees and limits must be confirmed directly.

How does Vigo compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include CFSC Checks Cashed Bergen Ave Jersey City, Check Cashing Services Inc, Kwik Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Lucy Group Inc, 444 W 61st St, West New York, NJ 07093
BBB Accredited
No
Visit Vigo

CreditDoc Profile Note

Research Note on Vigo

Western Union is profile signals for unbanked or underbanked consumers, international remittance senders, and non-English speakers needing convenient access to money transfer and cash services through neighborhood agent locations. The primary caveat is that transaction fees are higher in listed context than banks or digital alternatives, making Western Union expensive for routine financial needs but justified for fast, reliable international transfers and cash access in underserved areas.

Profile Signals

  • Checking a local Vigo location before visiting
  • Comparing money transfer and check-cashing alternatives
  • Finding address, phone, and hours details from the CreditDoc record
Updated 2026-05-23

Similar Companies

CFSC Checks Cashed Bergen Ave Jersey City logo

CFSC Checks Cashed Bergen Ave Jersey City

View this provider profile and compare source-linked details before choosing what to do next.

Profile signals: Unbanked and underbanked individuals who need immediate check-cashing without a bank account, Spanish-speaking residents in Jersey City seeking accessible financial services with language support

Check Cashing Services Inc logo

Check Cashing Services Inc

View this provider profile and compare source-linked details before choosing what to do next.

Profile signals: Unbanked consumers without access to traditional bank accounts, Small business owners and merchants needing quick check conversion and related financial services

Kwik Check Cashing logo

Kwik Check Cashing

View this provider profile and compare source-linked details before choosing what to do next.

Profile signals: Unbanked or underbanked individuals needing same-day check cashing without bank account requirements, Small contractors and construction workers managing project-based cash flow and rapid payment cycles

Compare Your Needs With Vigo

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Quick Summary

  • Vigo is listed as a Check Cashing & Money Services provider in West New York, NJ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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