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Ferrik's Check Cashing Service offers check cashing, money orders, wire transfers, and bill payment services in West New York, NJ.
Data compiled from public sources
Ferrik's Check Cashing Service is a local financial services provider located at 435 60th Street in West New York, New Jersey. The business operates as a check-cashing establishment serving the Hudson County area and surrounding communities. Founded to provide accessible financial transaction services to consumers who may not have traditional banking relationships, Ferrik's has established itself as a neighborhood financial services option. The company maintains a physical storefront location and can be reached directly by phone for service inquiries.
Ferrik's Check Cashing Service provides a range of essential financial transaction services including check cashing for personal and business checks, money order issuance, wire transfer facilitation, and bill payment processing. These services are designed to serve unbanked and underbanked consumers who need reliable ways to access cash, send money, and pay obligations without maintaining a traditional bank account. The company's service offerings address the practical cash-management needs of its local customer base.
The business distinguishes itself through its local, in-person service model with a dedicated physical location in West New York. Unlike online-only services, Ferrik's provides face-to-face transactions and direct customer interaction. The company is listed on multiple local business directories and maintains an active presence in the community, with an opportunity for business owners to claim and manage their listing to keep information current.
As a check-cashing business, Ferrik's serves an important function for consumers without bank accounts, though specific fee structures, check-cashing limits, accepted forms of identification, and competitive pricing are not detailed on the available listing. The business operates in a competitive market with multiple check-cashing alternatives in the New York/New Jersey area. Prospective customers should verify current services, hours of operation, and fee schedules by contacting the business directly.
This is state-level context for Check Cashing & Money Services consumers in West New York, NJ. It does not confirm that Ferrik's Check Cashing Services or this specific location is licensed.
State regulator
New Jersey Department of Banking and Insurance
Consumer protection
Short-term lending status: Banned
General rate context: 30% for consumer loans (criminal usury); payday lending banned
New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against predatory lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Ferrik's Check Cashing Services offers 6 services including Check cashing, Money order issuance, Wire transfer services, Bill payment processing, In-person financial transactions, and 1 more.
Ferrik's Check Cashing Services has profile signals associated with Unbanked consumers who need check cashing and cash access services, Local West New York and Hudson County residents needing in-person financial transactions, Small business owners or independent contractors requiring check cashing and money order services, Consumers who prefer face-to-face financial transactions over online alternatives.
Key strengths: Physical storefront location in West New York provides in-person service access; Local business serving the Hudson County community and surrounding areas; Multiple financial transaction services available (check cashing, money orders, wire transfers, bill payment). Areas to consider: Website listing lacks specific fee schedule, making cost comparison difficult; No information provided about check-cashing limits or maximum amounts accepted.
In the Check Cashing & Money Services category, comparable providers include CFSC Checks Cashed Bergen Ave Jersey City, Check Cashing Services Inc, Kwik Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Ferrik's Check Cashing Service is profile signals for unbanked and underbanked consumers in the West New York area who need reliable, in-person check cashing, money orders, and bill payment services. The main caveat is the lack of listed fee information and service details on the available listing—customers should contact the business directly to confirm current offerings, pricing, and operational hours before visiting.
CFSC Bergen Ave is a check-cashing and financial services center offering no-bank-account check cashing, money transfers, bill pay, and prepaid cards in Jersey City.
Profile signals: Unbanked and underbanked individuals who need immediate check-cashing without a bank account, Spanish-speaking residents in Jersey City seeking accessible financial services with language support
United Check Cashing operates 40+ locations across the Northeast and select markets, providing check cashing, money orders, and bill payment services.
Profile signals: Unbanked consumers without access to traditional bank accounts, Small business owners and merchants needing quick check conversion and related financial services
Kwik Check Cashing in Newark, NJ offers check cashing, wire transfers, money orders, and prepaid debit cards for individuals and businesses needing fast access to funds.
Profile signals: Unbanked or underbanked individuals needing same-day check cashing without bank account requirements, Small contractors and construction workers managing project-based cash flow and rapid payment cycles
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