No stored Google rating available.
Mi Tierra Envios is a money transfer service in West New York, NJ offering wire transfers and financial services to the local community.
Data compiled from public sources
Mi Tierra Envios operates as a money transfer service located in West New York, New Jersey, serving the local Hispanic and immigrant community. The business is positioned within the check-cashing and money transfer category, competing directly with larger national providers like MoneyGram and Western Union in the same area. Based on available information, the company has maintained operations at 6308 Park Ave with consistent business hours and customer engagement.
0-star rating on the Loc8NearMe platform based on 6 reviews, with customers specifically praising staff member Marcela Solarte for diligent and collaborative service. The company appears to focus on accessibility and personalized customer service within the West New York community. However, critical limitations exist in the available data.
' field appears in the edit form), though operational hours are listed as 9AM-8PM Monday-Saturday, closed Sundays. Without comprehensive service details, pricing transparency, or regulatory compliance information, full assessment of competitive positioning is limited. The business appears to serve primarily Spanish-speaking customers and the remittance corridor market, but lacks detailed service documentation typical of established money transfer operators.
This is state-level context for Check Cashing & Money Services consumers in West New York, NJ. It does not confirm that Mi Tierra Envios or this specific location is licensed.
State regulator
New Jersey Department of Banking and Insurance
Consumer protection
Short-term lending status: Banned
General rate context: 30% for consumer loans (criminal usury); payday lending banned
New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against predatory lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Mi Tierra Envios offers 6 services including Money transfers, Wire transfers, Check cashing, Bill payment services, Currency exchange (implied by proximity to similar providers), and 1 more.
Mi Tierra Envios has profile signals associated with Spanish-speaking residents of West New York and surrounding areas needing local money transfer services, Customers seeking personalized service at a community-based provider rather than chain competitors, Individuals sending remittances to Latin America or other international destinations.
Key strengths: 5.0-star rating based on customer reviews on Loc8NearMe; Staff recognized for excellent, diligent customer service (Marcela Solarte specifically praised); Extended operating hours (9AM-8PM Monday-Saturday) for customer convenience. Areas to consider: No fee schedule or pricing information available on listing; Closure status ambiguous—edit form contains 'Is It Closed?' field suggesting possible operational uncertainty.
In the Check Cashing & Money Services category, comparable providers include CFSC Checks Cashed Bergen Ave Jersey City, Check Cashing Services Inc, Kwik Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Mi Tierra Envios is profile signals for local West New York residents seeking convenient, personalized money transfer services with Spanish-language support. The main caveat is lack of transparency—no publicly available information on fees, rates, corridors, or regulatory status, making price and service comparison difficult compared to national competitors like Western Union and MoneyGram.
CFSC Bergen Ave is a check-cashing and financial services center offering no-bank-account check cashing, money transfers, bill pay, and prepaid cards in Jersey City.
Profile signals: Unbanked and underbanked individuals who need immediate check-cashing without a bank account, Spanish-speaking residents in Jersey City seeking accessible financial services with language support
United Check Cashing operates 40+ locations across the Northeast and select markets, providing check cashing, money orders, and bill payment services.
Profile signals: Unbanked consumers without access to traditional bank accounts, Small business owners and merchants needing quick check conversion and related financial services
Kwik Check Cashing in Newark, NJ offers check cashing, wire transfers, money orders, and prepaid debit cards for individuals and businesses needing fast access to funds.
Profile signals: Unbanked or underbanked individuals needing same-day check cashing without bank account requirements, Small contractors and construction workers managing project-based cash flow and rapid payment cycles
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