Tulsa, OK

Credit Repair & Financial Services in Tulsa

Review 22 credit repair companies, personal lenders, and financial services in Tulsa, Oklahoma. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Oklahoma avg credit score: 692 Median income: $61,364 Poverty rate: 14.5% Payday loans: Legal Oklahoma overview →

Featured Provider Profiles in Tulsa

22 companies
American Bank and Trust Company logo

American Bank and Trust Company

Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.

BBB: NR

Profile signals: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience

American Consumer Credit Counseling, Inc logo

American Consumer Credit Counseling, Inc

ACCC offers debt management programs, credit counseling, and debt consolidation to help consumers reduce interest rates and monthly payments on credit card debt.

BBB: NR

Profile signals: Consumers with $5K-$100K in credit card debt who can commit to a structured repayment plan, Individuals overwhelmed by multiple credit card payments seeking consolidation into one monthly payment

Bokf, National Association logo

Bokf, National Association

BOK Financial is a FDIC-insured bank offering checking, savings, CDs, HELOCs, mortgages, and wealth management services across multiple locations.

BBB: NR

Profile signals: Consumers seeking FDIC-insured checking and savings accounts in BOK Financial's service areas, Homeowners interested in mortgages, home equity lines of credit, or home refinancing options

Dfcu Tulsa logo

Dfcu Tulsa

DFCU Tulsa is a member-owned credit union in Tulsa, Oklahoma offering auto loans, personal loans, credit cards, and deposit services with 24/7 online banking access.

BBB: NR

Profile signals: Tulsa-area residents seeking local, member-owned banking with competitive auto loans, Consumers who value member ownership and cooperative financial principles

Diamond logo

Diamond

DFCU Tulsa is a credit union in Tulsa, Oklahoma offering member-owned banking services including checking, savings, loans, and credit cards with rate claims to verify.

BBB: NR

Profile signals: Tulsa-area residents and employees of organizations with credit union eligibility requirements seeking member-owned banking, Auto buyers wanting pre-approval before dealership shopping with streamlined online application

Employees logo

Employees

Oklahoma Credit Union (OKCU) is a member-owned credit union offering checking, savings, mortgages, auto loans, and credit cards with rate claims to verify and no-fee checking accounts.

BBB: NR

Profile signals: Oklahoma residents seeking long-term banking relationships with community-oriented credit union values, Members interested in competitive mortgage and auto financing with personalized service

Banks in Tulsa

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American Bank and Trust Company logo

American Bank and Trust Company

Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.

BBB: NR

Profile signals: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience

Bokf, National Association logo

Bokf, National Association

BOK Financial is a FDIC-insured bank offering checking, savings, CDs, HELOCs, mortgages, and wealth management services across multiple locations.

BBB: NR

Profile signals: Consumers seeking FDIC-insured checking and savings accounts in BOK Financial's service areas, Homeowners interested in mortgages, home equity lines of credit, or home refinancing options

Grand Bank logo

Grand Bank

Family-owned bank offering traditional banking services including checking, savings, and mobile banking, with FDIC insurance protection and community-focused service.

BBB: NR

Profile signals: Customers seeking personalized, relationship-based banking in the bank's service area, Community-minded individuals who prefer supporting local, family-owned financial institutions

Maplemark Bank logo

Maplemark Bank

Regional bank with 117-year history serving high net worth individuals and middle-market companies across Dallas, Texas and Tulsa, Oklahoma with sophisticated financial solutions.

BBB: NR

Profile signals: High net worth individuals requiring sophisticated banking solutions, Family offices and private equity groups seeking listed relationship banking

Oklahoma Capital Bank logo

Oklahoma Capital Bank

Oklahoma Capital Bank is a community bank serving the Tulsa area since 1963, offering checking accounts, online banking, and business services with FDIC insurance.

BBB: NR

Profile signals: Tulsa-area residents and businesses seeking personalized, relationship-focused community banking, Small business owners prioritizing local banking relationships and fraud prevention support

Regent Bank logo

Regent Bank

FDIC-insured community bank offering personal and business checking, savings, lending, mortgages, and listed services including agricultural, cannabis, and non-profit banking.

BBB: NR

Profile signals: Faith-aligned consumers seeking community banking with values integration, Business owners in listed sectors (agriculture, cannabis, healthcare, non-profit, tech) needing industry-specific banking

Credit Unions in Tulsa

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Dfcu Tulsa logo

Dfcu Tulsa

DFCU Tulsa is a member-owned credit union in Tulsa, Oklahoma offering auto loans, personal loans, credit cards, and deposit services with 24/7 online banking access.

BBB: NR

Profile signals: Tulsa-area residents seeking local, member-owned banking with competitive auto loans, Consumers who value member ownership and cooperative financial principles

Diamond logo

Diamond

DFCU Tulsa is a credit union in Tulsa, Oklahoma offering member-owned banking services including checking, savings, loans, and credit cards with rate claims to verify.

BBB: NR

Profile signals: Tulsa-area residents and employees of organizations with credit union eligibility requirements seeking member-owned banking, Auto buyers wanting pre-approval before dealership shopping with streamlined online application

Employees logo

Employees

Oklahoma Credit Union (OKCU) is a member-owned credit union offering checking, savings, mortgages, auto loans, and credit cards with rate claims to verify and no-fee checking accounts.

BBB: NR

Profile signals: Oklahoma residents seeking long-term banking relationships with community-oriented credit union values, Members interested in competitive mortgage and auto financing with personalized service

Energy One logo

Energy One

Energy One Federal Credit Union is a not-for-profit credit union serving members since 1935, offering checking, savings, auto loans, mortgages, and nationwide ATM access with member-focused service.

BBB: NR

Profile signals: Members seeking free checking with no monthly fees and listed, member-focused banking, Borrowers interested in auto loans and mortgages from a community-based lender

Fire Fighters logo

Fire Fighters

Oklahoma-based credit union serving firefighters and their families since 1939, offering member-owned financial services including loans, savings accounts, and certificates.

BBB: NR

Profile signals: Active and retired Oklahoma firefighters seeking member-owned banking with rate claims to verify, Firefighter families and relatives needing access to credit union services and loan products

Fraternal Order of Police logo

Fraternal Order of Police

Member-owned credit union serving CLEET-certified peace officers and their families in Oklahoma, offering checking, savings, CDs, loans, and mortgages since 1941.

BBB: NR

Profile signals: CLEET-certified Oklahoma peace officers seeking listed banking familiar with law enforcement careers, Immediate family members of current FOPFCU members needing accessible member-owned financial services

Mortgages & Home Loans in Tulsa

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Quickcert, Inc. logo

Quickcert, Inc.

QuickCert provides HUD-approved reverse mortgage counseling nationwide with same-day service claims to verify. Operating as a 501(c)(3) nonprofit, they specialize in HECM (Home Equity Conversion Mortgage) counseling.

BBB: NR

Profile signals: Seniors age 62+ considering a reverse mortgage who need mandatory HUD-approved counseling, Homeowners nationwide seeking quick turnaround on required pre-loan counseling sessions

Tulsa Habitat for Humanity logo

Tulsa Habitat for Humanity

Green Country Habitat for Humanity helps hardworking families achieve affordable homeownership through nonprofit partnerships and community building since 1988.

BBB: NR

Profile signals: Hardworking families with limited incomes seeking affordable homeownership, First-time homebuyers who may not meet traditional mortgage-financing criteria

Debt Relief in Tulsa

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American Consumer Credit Counseling, Inc logo

American Consumer Credit Counseling, Inc

ACCC offers debt management programs, credit counseling, and debt consolidation to help consumers reduce interest rates and monthly payments on credit card debt.

BBB: NR

Profile signals: Consumers with $5K-$100K in credit card debt who can commit to a structured repayment plan, Individuals overwhelmed by multiple credit card payments seeking consolidation into one monthly payment

Emergency Cash in Tulsa

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Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

At 3120 S Sheridan Rd A in Tulsa, OK, Montana Capital Car Title Loans provides same-day car title and payday loans Mon–Fri 9AM–7PM, Sat 10AM–5PM.

BBB: NR

Profile signals: Borrowers with poor credit or recent bankruptcy who may not meet traditional loan criteria, People who own vehicles outright and are comparing emergency-cash timing

Your Rights in Oklahoma

Oklahoma Consumer Protections: Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Oklahoma usury cap: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300.

Key Regulations:
  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.
  • The Oklahoma Deferred Deposit Lending Act regulates all payday lenders.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Oklahoma Attorney General Consumer Protection Unit.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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