No stored Google rating available.
Member-owned credit union serving CLEET-certified peace officers and their families in Oklahoma, offering checking, savings, CDs, loans, and mortgages since 1941.
Data compiled from public sources
Fraternal Order of Police FCU was incorporated in 1941 by a police officer who began lending money from his desk drawer to fellow law enforcement officers. The credit union was founded on the principle of providing financial services to people in law enforcement who needed an institution that understood their unique career circumstances and financial needs. Today, the organization maintains its original mission while serving CLEET-certified peace officers in Oklahoma and their immediate family members.
The credit union offers a comprehensive range of financial products including share accounts (savings), certificates of deposit with tiered rates, mortgages, credit cards, and various loan products. Their CD rates range from 2.273% to 3.229% APY depending on term length and deposit amount. Members have access to online banking, bill pay, a 24-hour telephone teller service, safe deposit boxes, and overdraft protection. The organization also provides financial literacy resources through partnerships like Visa's Practical Money Skills program.
What distinguishes FOPFCU is its specialization in serving law enforcement exclusively. The institution's staff and board members either are, were, or have immediate family members in law enforcement, creating what they describe as a "direct line to what men and women in your career need financially." This targeted approach contrasts with traditional banks by positioning the credit union as understanding officers' specific financial situations. As a member-owned, not-for-profit credit union, FOPFCU returns profits to members in the form of better rates rather than shareholder dividends.
However, FOPFCU has significant membership restrictions—eligibility is limited to CLEET-certified peace officers in Oklahoma or their immediate family members. This geographic and professional limitation means the vast majority of consumers cannot join. The website provides limited detail about loan terms, interest rates on loans and credit cards, and specific membership requirements beyond the CLEET certification mention. Additionally, as a smaller regional credit union, members may face fewer branch locations and fewer listed services compared to larger financial institutions.
This is state-level context for Credit Unions consumers in Tulsa, OK. It does not confirm that Fraternal Order of Police or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Fraternal Order of Police offers 12 services including Share accounts (savings accounts), Certificates of deposit with tiered rates by deposit amount and term, Mortgages (purchase and refinance), Credit cards with Visa branding, Personal and various loan products, and 7 more.
Fraternal Order of Police has profile signals associated with CLEET-certified Oklahoma peace officers seeking listed banking familiar with law enforcement careers, Immediate family members of current FOPFCU members needing accessible member-owned financial services, Law enforcement officers seeking competitive CD rates and personalized service from industry-experienced staff.
Key strengths: Founded in 1941 with 80+ years of experience specifically serving law enforcement; Staff and board members are current or former law enforcement officers, providing direct industry knowledge; Member-owned structure returns profits to members as better rates instead of shareholder dividends. Areas to consider: Membership strictly limited to CLEET-certified peace officers in Oklahoma and their immediate family members—most consumers ineligible; Website lacks detailed information on loan APRs, credit card terms, and specific membership qualification criteria.
In the Credit Unions category, comparable providers include Comanche County, Communication, Correctional Workers. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FOPFCU is profile signals for CLEET-certified peace officers in Oklahoma and their immediate family members seeking a credit union that combines rate claims to verify with staff who understand law enforcement careers. The primary caveat is strict membership eligibility—unless you are a certified Oklahoma peace officer or related to one, you cannot join this institution.
Comanche County Federal Credit Union is a member-owned financial institution offering savings accounts, checking, auto loans, mortgages, and share certificates with rate claims to verify.
Profile signals: Comanche County residents and employees seeking member-owned banking with competitive auto and mortgage rates, Borrowers looking for extended auto financing terms (84 months) on newer vehicles
Communication Federal Credit Union is a member-owned, not-for-profit credit union serving Oklahoma and Kansas since 1939, offering checking, savings, auto loans, mortgages, and personal loans with rate claims to verify.
Profile signals: Members eligible to join CFCU who prioritize relationship-based banking and member-owned profit-sharing over bank services, Auto buyers seeking rate claims to verify with straightforward application and pre-approval processes
Correctional Workers Federal Credit Union is a member-owned credit union serving correctional workers with basic banking, ATM access, and financial services from their El Reno, Oklahoma location.
Profile signals: Correctional workers employed in Oklahoma seeking basic banking and ATM services, CWFCU members needing 24/7 fraud reporting and account monitoring
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Your credit score doesn't just affect loans — it can raise or lower your car insurance premiums by hundreds of dollars a year. Here's how it works and what you can do about it.
Read guide →One in five Americans has an error on their credit report. Learn the 5 most common mistakes, how to spot them, and the exact steps to dispute them for free.
Read guide →Discover how credit mix affects your score and why lenders care about your mix of credit cards, loans, and other credit types. Includes actionable steps to improve yours.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Fraternal Order of Police and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.