Grand Bank logo

Grand Bank in Tulsa, OK

No stored Google rating available.

Family-owned bank offering traditional banking services including checking, savings, and mobile banking, with FDIC insurance protection and community-focused service.

Data compiled from public sources

Grand Bank Review

Grand Bank is a family-owned banking institution that operates as a community-focused alternative to large national banks. The company emphasizes personal relationships and word-of-mouth reputation rather than mass advertising, positioning itself as a locally-oriented financial institution. S.

Government, providing standard deposit protection up to applicable limits. Grand Bank offers core banking services including online banking with login credentials, mobile banking through a dedicated secure app, checking and savings accounts, and check ordering. The bank provides account management tools accessible through their website and mobile platform, allowing customers to bank anytime and anywhere.

They maintain physical branch locations that customers can find through their online locator tool, combining digital and in-person banking options. " Rather than relying on billboards or television advertising, Grand Bank builds its customer base through community reputation and customer referrals. This approach suggests a focus on relationship-based banking rather than transactional volume.

As a regional bank, Grand Bank provides essential banking services but appears to be a smaller institution without the extensive product offerings of major national banks. The website content is limited to core banking functions and fraud prevention information, with no mention of investment services, business banking solutions beyond implied small business accounts, advanced credit products, or wealth management. The bank's digital presence and app availability indicate modernization efforts, though details about specific features, account types, fees, or interest rates are not disclosed on the homepage.

Services & Features

Check ordering through online portal
Customer contact support via phone (918-491-9700)
FDIC-insured checking and savings accounts
Fraud alert and account security monitoring
Lost or stolen debit card reporting and replacement
Mobile banking app for iOS and Android
Online banking platform with secure login
Physical branch locations in multiple areas

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by U.S. Government listed refund term
  • Family-owned and community-focused business model emphasizing personalized service
  • Mobile banking app available for secure on-the-go access
  • Online banking platform with account login and management capabilities
  • Physical branch locations accessible through online locator tool
  • Fraud alert warnings and proactive customer security messaging on homepage
  • Online check reordering capability for account management convenience
  • Lost or stolen card reporting system for fraud protection

Cons

  • Limited product information on website makes it difficult to compare offerings with competitors
  • No details provided about account types, fees, interest rates, or specific services available
  • As a regional/family-owned bank, likely has fewer branch locations than national banks
  • Homepage does not mention business banking, investment services, or loan products
  • No information about customer support hours or service levels

State Consumer Finance Context

This is state-level context for Banks consumers in Tulsa, OK. It does not confirm that Grand Bank or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Grand Bank processed 40 mortgage applications in 2023, with 100% recorded as approved across 3 states.

40

Applications

100%

Approval Rate

$524K

Avg Loan

3

States Served

Approval Rate by Applicant Income

Under $50K
100%
$100K–$200K
100%
Over $200K
100%

Based on 40 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Oklahoma 36 apps · 94.4%
Texas 3 apps · 100%
Utah 1 apps · 100%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Grand Bank offer?

Grand Bank offers 8 services including FDIC-insured checking and savings accounts, Online banking platform with secure login, Mobile banking app for iOS and Android, Physical branch locations in multiple areas, Check ordering through online portal, and 3 more.

What profile signals are listed for Grand Bank?

Grand Bank has profile signals associated with Customers seeking personalized, relationship-based banking in the bank's service area, Community-minded individuals who prefer supporting local, family-owned financial institutions, People looking for FDIC-insured checking and savings with mobile banking convenience.

What are the strengths and weaknesses of Grand Bank?

Key strengths: FDIC-insured deposits backed by U.S. Government listed refund term; Family-owned and community-focused business model emphasizing personalized service; Mobile banking app available for secure on-the-go access. Areas to consider: Limited product information on website makes it difficult to compare offerings with competitors; No details provided about account types, fees, interest rates, or specific services available.

How does Grand Bank compare to similar companies?

In the Banks category, comparable providers include All America Bank, All Capital Bank, American Bank and Trust Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1975
Headquarters
Tulsa, OK
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #22065
Visit Grand Bank

CreditDoc Profile Note

Research Note on Grand Bank

Grand Bank is profile signals for customers in their service area who value community banking relationships and want FDIC protection with modern digital access. The main caveat is that the website provides minimal details about specific products, rates, and fees—prospective customers should contact the bank directly or visit a branch to understand full service offerings and competitive positioning.

Profile Signals

  • Customers seeking personalized, relationship-based banking in the bank's service area
  • Community-minded individuals who prefer supporting local, family-owned financial institutions
  • People looking for FDIC-insured checking and savings with mobile banking convenience
Updated 2026-05-08

Similar Companies

All America Bank logo

All America Bank

Community bank serving Oklahoma since 1927, offering personal and business banking, lending, and deposit products with rate claims to verify and local relationship-based service.

BBB: NR

Profile signals: Oklahoma residents seeking competitive deposit rates with local relationship banking, Small business owners and agricultural enterprises in Oklahoma needing relationship-based lending

All Capital Bank logo

All Capital Bank

All Capital Bank is a community-focused bank serving Locust Grove, OK since 1949, offering personal banking, business solutions, and loan products with emphasis on local community support.

BBB: NR

Profile signals: Locust Grove, Oklahoma residents seeking community-oriented banking with local relationship focus, Small to medium-sized local businesses needing scalable banking and lending solutions

American Bank and Trust Company logo

American Bank and Trust Company

Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.

BBB: NR

Profile signals: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience

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Quick Summary

  • Grand Bank is listed as a Banks provider in Tulsa, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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