Regent Bank logo

Regent Bank in Tulsa, OK

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FDIC-insured community bank offering personal and business checking, savings, lending, mortgages, and specialized services including agricultural, cannabis, and non-profit banking.

Data compiled from public sources

Regent Bank Review

Regent Bank positions itself as a foremost provider of community banking services with FDIC insurance backing. The bank operates both personal and business divisions, suggesting a regional or mid-size community bank model. Their website emphasizes faith-based values, community involvement, and listed banking divisions tailored to specific industries and populations.

The bank offers comprehensive personal banking products including checking accounts, savings accounts, money market accounts, CDs, IRAs, personal credit cards, personal loans, mortgages, and insurance products. On the business side, Regent provides business checking, savings, CDs, credit cards, SBA loans, commercial lending, remote deposit capture, and treasury services covering payables, receivables, cash management, fraud mitigation, and merchant services.

Regent's distinguishing factors include listed banking divisions for agricultural, cannabis, healthcare, Hispanic, non-profit, and tech sectors—indicating intentional focus on underserved or niche markets. The bank emphasizes community engagement through events like the Non-Profit Leadership Series and Executive Luncheon Series, plus a faith component with Prayer Team, Daily Devotional, and Faith in Business initiatives. This positions them as values-driven beyond typical banking operations.

A honest assessment recognizes that the website provides limited specific product details, rates, fees, or competitive metrics. The heavy faith messaging and community focus may appeal strongly to certain demographics but could be neutral or off-putting to others. Without access to their charter, branch locations, asset size, or regulatory history, the full scope of their regional presence and financial stability cannot be independently verified beyond the FDIC insurance claim.

Services & Features

Business checking and savings accounts
Insurance products and private wealth management
Mortgages and mortgage refinancing
Online and mobile banking platforms
Payroll cards and merchant services
Personal and business CDs and IRAs
Personal and business credit cards
Personal checking and savings accounts
SBA loans and commercial lending
Specialized banking for agriculture, cannabis, healthcare, Hispanic, non-profit, and tech sectors
Treasury services including cash management and fraud mitigation
Wire transfers and remote deposit capture

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits with full faith and credit backing from U.S. Government
  • listed banking divisions for underserved sectors: cannabis, agricultural, healthcare, non-profit, and tech banking
  • Comprehensive SBA loan offerings and commercial lending for business growth
  • Integrated insurance products, private wealth services, and mortgage lending under one institution
  • Mobile and online banking platforms with remote deposit capture for convenience
  • Community-focused approach with non-profit leadership programs and industry events
  • Faith-based values integration reflected in prayer team, devotionals, and community initiatives

Cons

  • Website lacks specific interest rates, APRs, fees, or product comparison details for informed decision-making
  • Limited transparency on branch locations, service areas, or geographic coverage from homepage
  • No visible customer reviews, ratings, or third-party verification of service quality and reliability
  • Faith-based marketing and community focus may not align with all consumer preferences or expectations
  • Insufficient information about minimum balance requirements, account opening procedures, or eligibility criteria

State Consumer Finance Context

This is state-level context for Banks consumers in Tulsa, OK. It does not confirm that Regent Bank or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Regent Bank processed 330 mortgage applications in 2023, with 93.9% recorded as approved across 8 states.

330

Applications

93.9%

Approval Rate

$293K

Avg Loan

8

States Served

Approval Rate by Applicant Income

Under $50K
82.4%
$50K–$100K
92.1%
$100K–$200K
89.7%
Over $200K
95.5%

Based on 330 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Oklahoma 310 apps · 93.2%
Missouri 13 apps · 100%
Texas 2 apps · 100%
Iowa 1 apps · 100%
Pennsylvania 1 apps · 100%
Nevada 1 apps · 0%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Regent Bank offer?

Regent Bank offers 12 services including Personal checking and savings accounts, Business checking and savings accounts, Personal and business CDs and IRAs, Personal and business credit cards, SBA loans and commercial lending, and 7 more.

What profile signals are listed for Regent Bank?

Regent Bank has profile signals associated with Faith-aligned consumers seeking community banking with values integration, Business owners in listed sectors (agriculture, cannabis, healthcare, non-profit, tech) needing industry-specific banking, Borrowers seeking SBA loans and commercial lending with community bank relationship banking, Customers preferring personal relationship banking over large national institutions.

What are the strengths and weaknesses of Regent Bank?

Key strengths: FDIC-insured deposits with full faith and credit backing from U.S. Government; listed banking divisions for underserved sectors: cannabis, agricultural, healthcare, non-profit, and tech banking; Comprehensive SBA loan offerings and commercial lending for business growth. Areas to consider: Website lacks specific interest rates, APRs, fees, or product comparison details for informed decision-making; Limited transparency on branch locations, service areas, or geographic coverage from homepage.

How does Regent Bank compare to similar companies?

In the Banks category, comparable providers include All America Bank, All Capital Bank, American Bank and Trust Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1898
Headquarters
Tulsa, OK
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #4160
Visit Regent Bank

CreditDoc Profile Note

Research Note on Regent Bank

Regent Bank is best suited for community-oriented consumers and business owners—particularly those in listed sectors like agriculture, cannabis, healthcare, or non-profit work—who value faith-based values and personalized banking relationships. The main caveat is that their website provides minimal specific product details, pricing, or service area information, requiring direct contact to evaluate whether they serve your location and meet your specific financial needs.

Profile Signals

  • Faith-aligned consumers seeking community banking with values integration
  • Business owners in listed sectors (agriculture, cannabis, healthcare, non-profit, tech) needing industry-specific banking
  • Borrowers seeking SBA loans and commercial lending with community bank relationship banking
  • Customers preferring personal relationship banking over large national institutions
Updated 2026-05-08

Similar Companies

All America Bank logo

All America Bank

Community bank serving Oklahoma since 1927, offering personal and business banking, lending, and deposit products with rate claims to verify and local relationship-based service.

BBB: NR

Profile signals: Oklahoma residents seeking competitive deposit rates with local relationship banking, Small business owners and agricultural enterprises in Oklahoma needing relationship-based lending

All Capital Bank logo

All Capital Bank

All Capital Bank is a community-focused bank serving Locust Grove, OK since 1949, offering personal banking, business solutions, and loan products with emphasis on local community support.

BBB: NR

Profile signals: Locust Grove, Oklahoma residents seeking community-oriented banking with local relationship focus, Small to medium-sized local businesses needing scalable banking and lending solutions

American Bank and Trust Company logo

American Bank and Trust Company

Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.

BBB: NR

Profile signals: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience

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Quick Summary

  • Regent Bank is listed as a Banks provider in Tulsa, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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