Tampa, FL

Loan Companies in Tampa, FL

Compare loan companies in Tampa, Tampa credit repair, personal loans Tampa, and business loans Tampa research paths in one local guide. Review 88 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Tampa

88 companies

Weston Legal

Tampa, FL

BBB A+

Weston Legal is a Tampa, FL-based law firm specializing in bankruptcy and debt defense. BBB A+ accredited. Founded 2009. 1,336 Google reviews at 4.7 stars. Review this Tampa listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Tampa, FL profile links back to a full CreditDoc review with sourced fields.

BBB NR

Online payday loan marketplace connecting borrowers in Tampa, Florida with a network of 100+ lenders for fast cash advances up to $1,000 with next-business-day funding. Review this Tampa listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Tampa, FL profile links back to a full CreditDoc review with sourced fields.

BBB NR

In Tampa, FL at 11616 N 22nd St, 5 Star Car Title Loans offers quick car title loans with flexible terms and fast approval. Review this Tampa listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Tampa, FL profile links back to a full CreditDoc review with sourced fields.

BBB NR

1127 E Twiggs St in Tampa, FL is home to 5 Star Car Title Loans, your source for fast title loans and payday advances. Review this Tampa listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Tampa, FL profile links back to a full CreditDoc review with sourced fields.

BBB NR

Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations. Review this Tampa listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Tampa, FL profile links back to a full CreditDoc review with sourced fields.

A-1 Pawn Inc

Tampa, FL

BBB NR

Family-owned pawn shop operating in Tampa, Florida since 1986, buying and selling jewelry, firearms, tools, fishing equipment, and electronics at competitive prices. Review this Tampa listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Tampa, FL profile links back to a full CreditDoc review with sourced fields.

Emergency Cash in Tampa

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CreditDoc lists 26 emergency cash providers in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Tampa Payday Loans Cash

Online payday loan marketplace connecting borrowers in Tampa, Florida with a network of 100+ lenders for fast cash advances up to $1,000 with next-business-day funding.

Pawn Shops in Tampa

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CreditDoc lists 26 pawn shops providers in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

A-1 Pawn & Gun Shop

Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations.

A-1 Pawn Inc

Family-owned pawn shop operating in Tampa, Florida since 1986, buying and selling jewelry, firearms, tools, fishing equipment, and electronics at competitive prices.

A-Universal Pawn

A-Universal Pawn is a pawn shop located in Tampa, Florida offering collateral-based loans and merchandise sales at 3911 W Waters Ave.

City Pawn

City Pawn Inc is a federally licensed pawnbroker in Tampa, FL specializing in firearms and other collateral-based lending.

Check Cashing & Money Services in Tampa

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CreditDoc lists 10 check cashing & money services providers in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Cash Connection

The Cash Connection of Tampa Bay is a Florida-registered financial services company operating since 2000, based in Tampa with active licensing and consistent annual reporting through 2026.

MoneyGram

Tampa, FL's MoneyGram at 2107 E Fowler Ave offers check cashing and money transfers with extended hours 6AM-midnight daily.

MoneyGram

Tampa, FL's MoneyGram at 625 W Dr Martin Luther King Jr Blvd offers check-cashing and money transfer services daily 8AM-10PM.

The Check Cashing Store

The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money transfers, and prepaid cards at 30+ year-old locations across Florida, including Tampa.

Mortgages & Home Loans in Tampa

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CreditDoc lists 7 mortgages & home loans providers in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Anthony D'Amato Mortgage Lender

Anthony D'Amato is a licensed mortgage originator at Home Access Financial in Tampa specializing in residential mortgages, construction financing, and first-time homebuyer education with 10+ years of

Bay to Bay Lending

Florida-based mortgage lender offering home purchase loans, refinances, and HELOCs with personalized service. Claims 32+ years combined lending experience and emphasis on borrower relationships over p

First Team Lending

First Team Lending is a mortgage broker connecting borrowers with multiple lenders to find competitive rates for home purchases and refinances.

Home Access Financial, LLC

Home Access Financial is a mortgage lender offering conventional, FHA, VA, USDA, and jumbo loans across Florida, North Carolina, South Carolina, Georgia, Texas, and Tennessee.

Free Help in Tampa

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CreditDoc lists 6 free help providers in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Operation Hope- Tampa

Operation HOPE is America's first non-profit social investment banking organization offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nati

Solita'S House Inc

Non-profit financial education and counseling organization providing HUD-approved homebuyer education, foreclosure intervention, and affordable consumer lending to low-to-moderate income families.

Banks in Tampa

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CreditDoc lists 3 banks providers in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Central Bank

Central Bank Tampa, FL — Central Bank is a full-service community bank founded in 2007 as a Minority Deposit Institution, offering personal, commercial,...

The Bank of Tampa

The Bank of Tampa is an independently-owned, employee-held bank serving Tampa Bay since 1984, offering commercial, personal, wealth management, and trust services.

Credit Unions in Tampa

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CreditDoc lists 3 credit unions providers in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Floridacentral

Florida-based credit union offering checking, savings, auto loans, mortgages, and credit cards to members. Member-owned, not-for-profit financial institution with competitive rates and community invol

Trax

Trax Credit Union is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards to Florida-based members.

Usf Federal Credit Union

USF Federal Credit Union is a member-owned credit union in Tampa offering checking, savings, auto financing, and mortgages with a focus on personalized member service.

Personal Loans Tampa, FL

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CreditDoc lists 3 personal loans providers in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Mariner Finance

Mariner Finance Tampa, Florida — Mariner Finance is a nationwide personal loan lender with 98+ years of experience, operating physical branches in over ...

Members Trust Company

Nationally chartered trust and investment management company owned by credit unions, providing trust services, wealth management, and institutional asset management.

Symple Lending

Symple Lending is a personal loan marketplace connecting borrowers with multiple lenders, offering rates starting at 6.99% APR and loan amounts up to $100,000 with funding as soon as next business day.

ATMs & Cash Access in Tampa

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CreditDoc lists 1 atms & cash access provider in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Business Loans Tampa, FL

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CreditDoc lists 1 business loans provider in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Operating in the Black Inc.

Operating In The Black is a business loan marketplace that connects small business owners with multiple lenders, offering fast approvals and funding in as little as 24-72 hours.

Credit Cards in Tampa

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CreditDoc lists 1 credit cards provider in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Bankruptcy Services in Tampa

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CreditDoc lists 1 bankruptcy services provider in Tampa, FL. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Tampa provider — comparison is the fastest way to spot outliers on cost or terms.

Weston Legal

Weston Legal is a Tampa, FL-based law firm specializing in bankruptcy and debt defense. BBB A+ accredited. Founded 2009. 1,336 Google reviews at 4.7 stars.

Florida Rules for Tampa Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Tampa consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Florida cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Florida state-level protections: Consumers in Tampa, FL are also protected by Florida state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Florida for the current usury cap, payday-lending status, and licensing board contact details. If a Tampa provider quotes rates or fees above the Florida usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Tampa offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Tampa, FL, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Tampa: Any Florida credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Tampa listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Tampa Credit & Borrowing Checklist

Before contacting any Tampa lender or credit repair company, download the CreditDoc research checklist tailored to Florida consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Tampa, FL.

Why the checklist matters for Tampa residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Florida. A credit repair contract that meets federal minimums may still fail Florida's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Tampa. The checklist walks you through the Florida-specific checks first, then the federal ones — in the order that matters most for Tampa borrowers.

Working with Credit Repair and Loan Providers in Tampa

Every Tampa listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Tampa, FL provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Tampa credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Florida state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Tampa loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Tampa lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Tampa residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Florida state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Tampa, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Tampa, FL consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Tampa

How do I choose a credit repair company in Tampa, FL?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Tampa credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Florida. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Tampa or elsewhere — to charge you before services are performed.

Are payday loans legal in Florida?

Payday loan legality varies significantly by state. Some states, including Florida, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Florida state overview page for the current status. If a Tampa lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Tampa?

Personal loans in Tampa, FL are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Tampa should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Tampa lender is legitimate?

Three quick checks: (1) search the Florida Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Tampa should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Tampa — BBB does not verify quality but does verify that the business exists at its stated address. Every Tampa lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Tampa, Tampa credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Tampa data is sourced

Every Tampa, FL provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Tampa listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.