Tampa, FL

Credit Repair & Financial Services in Tampa

Review 88 credit repair companies, personal lenders, and financial services in Tampa, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Florida avg credit score: 706 Median income: $71,711 Poverty rate: 11.4% Payday loans: Legal Florida overview →

Featured Provider Profiles in Tampa

88 companies
Weston Legal logo

Weston Legal

Weston Legal is a Tampa, FL-based law firm specializing in bankruptcy and debt defense. BBB A+ accredited. Founded 2009. 1,336 Google reviews at 4.7 stars.

4.7/5

Google rating from 1,336 reviews

BBB: A+

Profile signals: Florida residents facing debt lawsuits who need attorney representation, Consumers considering bankruptcy who want legal evaluation of all options

5 Star Car Title Loans logo

5 Star Car Title Loans

In Tampa, FL at 11616 N 22nd St, 5 Star Car Title Loans offers car-title-loan profile details with flexible terms and published application timing.

BBB: NR

Profile signals: Vehicle owners with short-term cash needs ($500-$5,000) who may not meet traditional loan criteria, Borrowers researching short-term funds for urgent expenses and have vehicle equity

5 Star Car Title Loans logo

5 Star Car Title Loans

1127 E Twiggs St in Tampa, FL is home to 5 Star Car Title Loans, your source for title-loan profile details and payday advances.

BBB: NR

Profile signals: Borrowers with urgent expense research and vehicle equity who may not meet traditional bank-loan criteria, People with poor credit seeking listed funding timing for emergencies

A-1 Pawn & Gun Shop logo

A-1 Pawn & Gun Shop

Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations.

BBB: NR

Profile signals: Individuals researching short-term cash access by pawning or selling tangible assets, Gun owners and fishing enthusiasts seeking to buy, sell, or trade in their categories

A-1 Pawn Inc logo

A-1 Pawn Inc

Family-owned pawn shop operating in Tampa, Florida since 1986, buying and selling jewelry, firearms, tools, fishing equipment, and electronics at competitive prices.

BBB: NR

Profile signals: Individuals with personal items (jewelry, tools, firearms, electronics) seeking short-term cash access with eligibility claims to verify, Budget-conscious shoppers looking to purchase used goods at discounted prices in Tampa area

A-Universal Pawn logo

A-Universal Pawn

A-Universal Pawn is a pawn shop located in Tampa, Florida offering collateral-based loans and merchandise sales at 3911 W Waters Ave.

BBB: NR

Profile signals: Consumers researching short-term cash access with eligibility claims to verify who have items of value, Individuals seeking collateral-based loans as alternative to traditional lending

Emergency Cash in Tampa

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5 Star Car Title Loans logo

5 Star Car Title Loans

In Tampa, FL at 11616 N 22nd St, 5 Star Car Title Loans offers car-title-loan profile details with flexible terms and published application timing.

BBB: NR

Profile signals: Vehicle owners with short-term cash needs ($500-$5,000) who may not meet traditional loan criteria, Borrowers researching short-term funds for urgent expenses and have vehicle equity

5 Star Car Title Loans logo

5 Star Car Title Loans

1127 E Twiggs St in Tampa, FL is home to 5 Star Car Title Loans, your source for title-loan profile details and payday advances.

BBB: NR

Profile signals: Borrowers with urgent expense research and vehicle equity who may not meet traditional bank-loan criteria, People with poor credit seeking listed funding timing for emergencies

ACE Cash Express logo

ACE Cash Express

Tampa, FL's ACE Cash Express at 8800 N Florida Ave provides payday and title loans with extended Friday hours.

BBB: NR

Profile signals: Consumers researching emergency-cash options quickly with collateral (title loans), Individuals seeking check cashing or bill payment services outside traditional banking hours

ACE Cash Express logo

ACE Cash Express

Tampa's ACE Cash Express on W Hillsborough Ave provides payday and title-loan profile details to residents facing cash emergencies.

BBB: NR

Profile signals: Consumers needing same-day or short-term cash access with physical store access in their area, Borrowers with vehicle equity seeking title loan products

Advance America logo

Advance America

Advance America at 2602 E Fletcher Ave, Tampa, FL offers payday and title-loan profile details with same-day decisions.

BBB: NR

Profile signals: Consumers facing short-term cash shortfalls between paychecks with no alternative funding sources, Vehicle owners needing larger short-term funds ($2,000+) who can manage title loan risks

Advance Car Title Loans logo

Advance Car Title Loans

Car Title Loans Advance is a title loan connector in Detroit that links borrowers with third-party lenders offering short-term cash access loans secured by vehicle titles, welcoming applicants with bad or no credit.

BBB: NR

Profile signals: Consumers with poor credit or no credit history who may not meet traditional personal-loan criteria and are researching emergency-cash timing, Vehicle owners facing urgent expense situations (medical bills, utility shutoffs, eviction risk) who report limited alternatives and can verify repayment terms

Pawn Shops in Tampa

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A-1 Pawn & Gun Shop logo

A-1 Pawn & Gun Shop

Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations.

BBB: NR

Profile signals: Individuals researching short-term cash access by pawning or selling tangible assets, Gun owners and fishing enthusiasts seeking to buy, sell, or trade in their categories

A-1 Pawn Inc logo

A-1 Pawn Inc

Family-owned pawn shop operating in Tampa, Florida since 1986, buying and selling jewelry, firearms, tools, fishing equipment, and electronics at competitive prices.

BBB: NR

Profile signals: Individuals with personal items (jewelry, tools, firearms, electronics) seeking short-term cash access with eligibility claims to verify, Budget-conscious shoppers looking to purchase used goods at discounted prices in Tampa area

A-Universal Pawn logo

A-Universal Pawn

A-Universal Pawn is a pawn shop located in Tampa, Florida offering collateral-based loans and merchandise sales at 3911 W Waters Ave.

BBB: NR

Profile signals: Consumers researching short-term cash access with eligibility claims to verify who have items of value, Individuals seeking collateral-based loans as alternative to traditional lending

Cash America Pawn logo

Cash America Pawn

Tampa, FL's Cash America Pawn at 7702 N Nebraska Ave offers quick pawn loans, instant cash, and item repairs.

BBB: NR

Profile signals: Consumers with no bank credit access who are researching short-term cash access with eligibility claims to verify, People who want to sell gold, jewelry, electronics, or other valuables quickly for short-term cash access

Cash America Pawn logo

Cash America Pawn

Hillsborough Avenue's Cash America Pawn in Tampa, FL offers short-term cash access loans on jewelry and valuables with eligibility claims to verify.

BBB: NR

Profile signals: Consumers with valuable collateral who are researching short-term cash access with credit-approval and documentation claims to verify, People facing short-term cash emergencies who can reliably redeem their pledged items within the redemption period

City Pawn logo

City Pawn

City Pawn Inc is a federally licensed pawnbroker in Tampa, FL specializing in firearms and other collateral-based lending.

BBB: NR

Profile signals: Individuals with firearms seeking short-term collateral-based loans, Gun owners researching short-term cash access with eligibility claims to verify

Check Cashing & Money Services in Tampa

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Cash Connection logo

Cash Connection

The Cash Connection of Tampa Bay is a Florida-registered financial services company operating since 2000, based in Tampa with active licensing and consistent annual reporting through 2026.

BBB: NR

Profile signals: Tampa Bay residents needing local check-cashing or money services, Customers preferring established, long-operating local businesses with compliance history

DolEx Dollar Express logo

DolEx Dollar Express

In Tampa, FL, DolEx Dollar Express at 3115 W Columbus Dr #105 provides fast check cashing and convenient money services.

BBB: NR

Profile signals: Unbanked or underbanked individuals who need immediate check-cashing access, Workers paid by check seeking same-day funds without bank account delays

Florida Currency Exchange logo

Florida Currency Exchange

Florida Currency Exchange provides check cashing, money orders, wire transfers, and bill payment services at multiple Florida locations including Tampa.

BBB: NR

Profile signals: Unbanked and underbanked Florida residents needing check cashing services, Consumers requiring money orders for bill payments

MoneyGram logo

MoneyGram

Tampa, FL's MoneyGram at 2107 E Fowler Ave offers check cashing and money transfers with extended hours 6AM-midnight daily.

BBB: NR

Profile signals: Unbanked and underbanked consumers needing quick domestic or international fund transfers, Individuals sending money to family members in other states or countries

MoneyGram logo

MoneyGram

Tampa, FL's MoneyGram at 625 W Dr Martin Luther King Jr Blvd offers check-cashing and money transfer services daily 8AM-10PM.

BBB: NR

Profile signals: Tampa residents needing convenient domestic or international money transfers near retail shopping areas, Customers preferring to conduct transfers in-person at established retail partners like Walmart

The Check Cashing Store logo

The Check Cashing Store

The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money transfers, and prepaid cards at 30+ year-old locations across Florida, including Tampa.

BBB: NR

Profile signals: Customers needing immediate check cashing services during extended business hours, Borrowers seeking short-term payday loans for urgent, temporary cash needs only

Mortgages & Home Loans in Tampa

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Anthony D'Amato Mortgage Lender logo

Anthony D'Amato Mortgage Lender

Anthony D'Amato is a licensed mortgage originator at Home Access Financial in Tampa specializing in residential mortgages, construction financing, and first-time homebuyer education with 10+ years of experience.

BBB: NR

Profile signals: First-time homebuyers in the Tampa Bay area seeking patient guidance through the mortgage process, Borrowers seeking construction financing alongside residential mortgage origination services

Bay to Bay Lending logo

Bay to Bay Lending

Florida-based mortgage lender offering home purchase loans, refinances, and HELOCs with personalized service. Claims 32+ years combined lending experience and emphasis on borrower relationships over profit.

BBB: NR

Profile signals: First-time homebuyers in Florida seeking personalized mortgage guidance, Homeowners with substantial equity looking to access cash via HELOC for business or debt consolidation

Birchwood Hard Money Tampa FL logo

Birchwood Hard Money Tampa FL

Direct hard money lender in Tampa offering fast real estate investment loans with up to 70% LTV, no brokers, and approvals within 24 hours since 1978.

BBB: NR

Profile signals: Real estate investors and house flippers needing rapid capital for time-sensitive deal closures, Borrowers with damaged credit or recent foreclosure/short sale history who cannot access conventional financing

First Team Lending logo

First Team Lending

First Team Lending is a mortgage broker connecting borrowers with multiple lenders to compare rate claims to verify for home purchases and refinances.

BBB: NR

Profile signals: Homebuyers seeking to compare rates across multiple lenders without contacting each individually, Homeowners exploring refinance options to lower payments or access home equity

Home Access Financial, LLC logo

Home Access Financial, LLC

Home Access Financial is a mortgage lender offering conventional, FHA, VA, USDA, and jumbo loans across Florida, North Carolina, South Carolina, Georgia, Texas, and Tennessee.

BBB: NR

Profile signals: First-time homebuyers in southeastern or south-central states seeking government-backed loan options, Self-employed individuals and civil servants who may struggle to qualify with traditional lenders

Nsc (Naca Counseling Subsidiary) - Tampa, FL logo

Nsc (Naca Counseling Subsidiary) - Tampa, FL

NACA is a national non-profit housing counselor providing character-based mortgage lending, HUD-approved housing counseling, and homeownership programs with no down payments or closing costs.

BBB: NR

Profile signals: First-time homebuyers with limited savings and no down payment funds, Individuals with poor credit history or no credit score who cannot qualify for conventional mortgages

Free Help in Tampa

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American Consumer Credit Counseling, Inc. logo

American Consumer Credit Counseling, Inc.

American Consumer Credit Counseling, Inc. Tampa, Florida — ACCC is a non-profit credit counseling agency offering free consultations, debt management pr...

BBB: NR

Profile signals: Consumers with $6K–$100K+ in credit card debt who are still current or only slightly behind, Individuals legally required to complete bankruptcy counseling (pre- or post-filing)

City of Tampa Housing and Community Development Division logo

City of Tampa Housing and Community Development Division

City of Tampa government division providing community development and housing affordability initiatives as part of municipal services. Focuses on resident services and strategic housing goals.

BBB: NR

Profile signals: Tampa residents seeking affordable housing options and community development resources, First-time homebuyers looking for city-level housing assistance programs

Housing and Education Alliance logo

Housing and Education Alliance

HUD-certified nonprofit housing counselor serving Tampa Bay area for 20+ years, offering free homebuyer education, mortgage readiness counseling, and foreclosure prevention.

BBB: NR

Profile signals: First-time homebuyers in Tampa Bay/central Florida region seeking free HUD-certified education and personalized counseling, Current homeowners facing foreclosure or financial hardship seeking loss mitigation options

Operation Hope- Tampa logo

Operation Hope- Tampa

Operation HOPE is America's first non-profit social investment banking organization offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.

BBB: NR

Profile signals: Underserved and low-to-moderate income individuals seeking free financial education and coaching, People pursuing homeownership or small business development who need guidance and knowledge building

Real Estate Education and Community Housing, Inc. logo

Real Estate Education and Community Housing, Inc.

HUD-approved nonprofit providing free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.

BBB: NR

Profile signals: First-time homebuyers in Florida from low-to-moderate income households seeking free education and preparation, Homeowners facing foreclosure or eviction seeking counseling and intervention support

Solita'S House Inc logo

Solita'S House Inc

Non-profit financial education and counseling organization providing HUD-approved homebuyer education, foreclosure intervention, and affordable consumer lending to low-to-moderate income families.

BBB: NR

Profile signals: First-time homebuyers in Tampa Bay seeking pre-purchase education and counseling from HUD-approved counselors, Homeowners facing foreclosure or mortgage default looking for intervention counseling and stability guidance

Banks in Tampa

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Central Bank logo

Central Bank

Central Bank Tampa, FL — Central Bank is a full-service community bank founded in 2007 as a Minority Deposit Institution, offering personal, commercial,...

BBB: NR

Profile signals: Small business owners seeking relationship-based commercial banking in Florida or Georgia, Homebuyers in Central Bank's service areas looking for personalized mortgage lending

Century Bank of Florida logo

Century Bank of Florida

FDIC-insured bank based in Tampa, Florida offering personal and business banking with rate claims to verify, online access, and loan services.

BBB: NR

Profile signals: Florida-based customers seeking FDIC-insured traditional banking with in-person branch access, Business owners in the Tampa area looking for comprehensive business banking and lending relationships

The Bank of Tampa logo

The Bank of Tampa

The Bank of Tampa is an independently-owned, employee-held bank serving Tampa Bay since 1984, offering commercial, personal, wealth management, and trust services.

BBB: NR

Profile signals: Tampa Bay-based business owners seeking personalized commercial banking and long-term banking relationships, High-net-worth individuals and families in the Tampa area looking for wealth management and trust services

Credit Unions in Tampa

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Floridacentral logo

Floridacentral

Florida-based credit union offering checking, savings, auto loans, mortgages, and credit cards to members. Member-owned, not-for-profit financial institution with rate claims to verify and community involvement.

BBB: NR

Profile signals: Florida residents seeking member-owned banking with rate claims to verify and community involvement, Auto loan borrowers interested in refinancing or new vehicle purchases with integrated AutoSMART tool

Trax logo

Trax

Trax Credit Union is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards to Florida-based members.

BBB: NR

Profile signals: Florida residents seeking to build or rebuild credit through secured loans and credit builder products, Families with children interested in youth financial education and scholarship opportunities

Usf Federal Credit Union logo

Usf Federal Credit Union

USF Federal Credit Union is a member-owned credit union in Tampa offering checking, savings, auto financing, and mortgages with a focus on personalized member service.

BBB: NR

Profile signals: Tampa-area residents seeking personalized service and relationship-based banking with credit union membership, Borrowers prioritizing customer service quality and staff experience context over rate shopping and product variety

Personal Loans in Tampa

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Mariner Finance logo

Mariner Finance

Mariner Finance Tampa, Florida — Mariner Finance is a nationwide personal loan lender with 98+ years of experience, operating physical branches in over ...

BBB: NR

Profile signals: Borrowers who prefer in-person lending relationships and local community knowledge, Customers seeking multiple loan products from a single established lender (personal, auto, consolidation)

Members Trust Company logo

Members Trust Company

Nationally chartered trust and investment management company owned by credit unions, providing trust services, wealth management, and institutional asset management.

BBB: NR

Profile signals: Credit union members seeking trust administration and estate planning services, High-net-worth individuals requiring comprehensive wealth management and institutional investment services

Symple Lending logo

Symple Lending

Symple Lending is a personal loan marketplace connecting borrowers with multiple lenders, offering rates starting at 6.99% APR and loan amounts up to $100,000 with funding as soon as next business day.

BBB: NR

Profile signals: Borrowers with fair to good credit (600-749 score range) seeking personal loans for consolidation or major purchases, Consumers who want to compare multiple loan offers side-by-side without applying directly to multiple lenders

ATMs & Cash Access in Tampa

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CoinFlip Bitcoin ATM - Soho Cigar (Tampa) logo

CoinFlip Bitcoin ATM - Soho Cigar (Tampa)

Tampa, FL's CoinFlip Bitcoin ATM at Soho Cigar (500 S Howard Ave) provides convenient cryptocurrency access with extended daily hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers who prefer cash transactions without traditional financial accounts, Cryptocurrency enthusiasts seeking short-term cash access-to-crypto conversion without online exchange accounts

Business Loans in Tampa

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Operating in the Black Inc. logo

Operating in the Black Inc.

Operating In The Black is a business loan marketplace that connects small business owners with multiple lenders, offering published application timing and funding in as little as 24-72 hours.

BBB: NR

Profile signals: Small business owners needing capital urgently for expansion, inventory, or equipment purchases, Entrepreneurs who value application speed and simplicity over exhaustive documentation requirements

Credit Cards in Tampa

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Tcm Bank, National Association logo

Tcm Bank, National Association

TCM Bank, N.A. is a credit card issuer and servicer for community banks, operating the Total Card Management® program serving 750+ partner banks and 530,000+ cardholders.

BBB: NR

Profile signals: Customers of community banks seeking credit card options issued through their local bank, Community banks looking to launch or expand credit card programs without internal management overhead

Bankruptcy Services in Tampa

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Weston Legal logo

Weston Legal

Weston Legal is a Tampa, FL-based law firm specializing in bankruptcy and debt defense. BBB A+ accredited. Founded 2009. 1,336 Google reviews at 4.7 stars.

4.7/5

Google rating from 1,336 reviews

BBB: A+

Profile signals: Florida residents facing debt lawsuits who need attorney representation, Consumers considering bankruptcy who want legal evaluation of all options

Your Rights in Florida

Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.
  • The Florida Consumer Finance Act regulates installment lenders with tiered rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.

Research Service Guides

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