Compare 12 credit repair companies, personal lenders, and financial services in Tampa, Florida. All independently reviewed with BBB ratings and pricing.
Weston Legal is a Tampa, FL-based law firm specializing in bankruptcy and debt defense. BBB A+ accredited. Founded 2009. 1,336 Google reviews at 4.7 stars.
Best for: Florida residents facing debt lawsuits who need attorney representation, Consumers considering bankruptcy who want legal evaluation of all options
Central Bank Tampa, FL — Central Bank is a full-service community bank founded in 2007 as a Minority Deposit Institution, offering personal, commercial,...
Best for: Small business owners seeking relationship-based commercial banking in Florida or Georgia, Homebuyers in Central Bank's service areas looking for personalized mortgage lending
FDIC-insured bank based in Tampa, Florida offering personal and business banking with competitive rates, online access, and loan services.
Best for: Florida-based customers seeking FDIC-insured traditional banking with in-person branch access, Business owners in the Tampa area looking for comprehensive business banking and lending relationships
Nationally chartered trust and investment management company owned by credit unions, providing trust services, wealth management, and institutional asset management.
Best for: Credit union members seeking trust administration and estate planning services, High-net-worth individuals requiring comprehensive wealth management and institutional investment services
TCM Bank, N.A. is a credit card issuer and servicer for community banks, operating the Total Card Management® program serving 750+ partner banks and 530,000+ cardholders.
Best for: Customers of community banks seeking credit card options issued through their local bank, Community banks looking to launch or expand credit card programs without internal management overhead
The Bank of Tampa is an independently-owned, employee-held bank serving Tampa Bay since 1984, offering commercial, personal, wealth management, and trust services.
Best for: Tampa Bay-based business owners seeking personalized commercial banking and long-term banking relationships, High-net-worth individuals and families in the Tampa area looking for wealth management and trust services
HUD-certified nonprofit housing counselor serving Tampa Bay area for 20+ years, offering free homebuyer education, mortgage readiness counseling, and foreclosure prevention.
Best for: First-time homebuyers in Tampa Bay/central Florida region seeking free HUD-certified education and personalized counseling, Current homeowners facing foreclosure or financial hardship seeking loss mitigation options
Operation HOPE is America's first non-profit social investment banking organization offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.
Best for: Underserved and low-to-moderate income individuals seeking free financial education and coaching, People pursuing homeownership or small business development who need guidance and knowledge building
HUD-approved nonprofit providing free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.
Best for: First-time homebuyers in Florida from low-to-moderate income households seeking free education and preparation, Homeowners facing foreclosure or eviction seeking counseling and intervention support
Non-profit financial education and counseling organization providing HUD-approved homebuyer education, foreclosure intervention, and affordable consumer lending to low-to-moderate income families.
Best for: First-time homebuyers in Tampa Bay seeking pre-purchase education and counseling from HUD-approved counselors, Homeowners facing foreclosure or mortgage default looking for intervention counseling and stability guidance
City of Tampa government division providing community development and housing affordability initiatives as part of municipal services. Focuses on resident services and strategic housing goals.
Best for: Tampa residents seeking affordable housing options and community development resources, First-time homebuyers looking for city-level housing assistance programs
Central Bank Tampa, FL — Central Bank is a full-service community bank founded in 2007 as a Minority Deposit Institution, offering personal, commercial,...
Best for: Small business owners seeking relationship-based commercial banking in Florida or Georgia, Homebuyers in Central Bank's service areas looking for personalized mortgage lending
FDIC-insured bank based in Tampa, Florida offering personal and business banking with competitive rates, online access, and loan services.
Best for: Florida-based customers seeking FDIC-insured traditional banking with in-person branch access, Business owners in the Tampa area looking for comprehensive business banking and lending relationships
The Bank of Tampa is an independently-owned, employee-held bank serving Tampa Bay since 1984, offering commercial, personal, wealth management, and trust services.
Best for: Tampa Bay-based business owners seeking personalized commercial banking and long-term banking relationships, High-net-worth individuals and families in the Tampa area looking for wealth management and trust services
Nationally chartered trust and investment management company owned by credit unions, providing trust services, wealth management, and institutional asset management.
Best for: Credit union members seeking trust administration and estate planning services, High-net-worth individuals requiring comprehensive wealth management and institutional investment services
NACA is a national non-profit housing counselor providing character-based mortgage lending, HUD-approved housing counseling, and homeownership programs with no down payments or closing costs.
Best for: First-time homebuyers with limited savings and no down payment funds, Individuals with poor credit history or no credit score who cannot qualify for conventional mortgages
TCM Bank, N.A. is a credit card issuer and servicer for community banks, operating the Total Card Management® program serving 750+ partner banks and 530,000+ cardholders.
Best for: Customers of community banks seeking credit card options issued through their local bank, Community banks looking to launch or expand credit card programs without internal management overhead
Weston Legal is a Tampa, FL-based law firm specializing in bankruptcy and debt defense. BBB A+ accredited. Founded 2009. 1,336 Google reviews at 4.7 stars.
Best for: Florida residents facing debt lawsuits who need attorney representation, Consumers considering bankruptcy who want legal evaluation of all options
Florida Consumer Protections: Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.
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