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Cash America Pawn in Tampa, FL

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Tampa, FL's Cash America Pawn at 7702 N Nebraska Ave offers quick pawn loans, instant cash, and item repairs.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn is located at 7702 N Nebraska Ave in Tampa, FL, serving the area with accessible pawn services. The store is open Monday through Saturday from 9 AM to 6 PM, with convenient hours for working professionals and those seeking short-term cash access solutions in Tampa.

At this Tampa location, you can sell or pawn jewelry, electronics, tools, instruments, and collectibles for short-term cash access. The staff evaluates your items fairly and offers competitive loan terms or outright purchase options. Call +1 813-237-8503 to discuss your items or learn about current offers.

Whether you are researching emergency-cash options, want to liquidate unused items, or are looking for quality used goods at fair prices, Cash America Pawn in Tampa provides a straightforward alternative to traditional lending. Bring a valid ID and your items; the process is quick and non-invasive. This Cash America location has been a reported resource for Tampa residents seeking flexible financial solutions.

Services & Features

Electronics buying and selling
Gold, silver, and platinum buying for immediate cash
Jewelry buying and selling
Layaway financing (10% down payment)
Lease-to-own payment solutions (via AFF subsidiary)
Musical instruments buying and selling
Pawn loans (non-recourse, collateral-based, no credit check)
Retail finance installment solutions (15,000+ merchant partner locations via AFF)
Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, instruments)
Sporting goods buying and selling
Store locator covering US, Latin America, and UK locations
Tools and appliances buying and selling

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ store locations across 29 US states, DC, UK, Mexico, Guatemala, Colombia, and El Salvador
  • Non-recourse pawn loans — lender cannot pursue borrower if collateral is forfeited; no ongoing debt liability
  • eligibility claim to verify for pawn loans
  • Buys a wide range of items including jewelry, electronics, tools, appliances, sporting goods, and musical instruments
  • Layaway service available with just 10% down payment
  • short-term cash access for gold, silver, and platinum
  • Publicly traded on NASDAQ (FCFS) — regulated, established company with listed financials

Cons

  • Pawn loan costs are typically equivalent to triple-digit APRs — among the most expensive short-term borrowing options
  • Items sold or pawned are valued well below retail or market price to allow for store resale margin
  • Collateral must be physically surrendered and can be sold if loan is not repaid within the agreed term
  • Coverage limited to 29 states — not available in all US markets
  • Lease-to-own products via AFF subsidiary also carry high effective costs for consumer goods financing

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Tampa, FL. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 12 services including Pawn loans (non-recourse, collateral-based, no credit check), Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, instruments), Gold, silver, and platinum buying for immediate cash, Jewelry buying and selling, Electronics buying and selling, and 7 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with no bank credit access who are researching short-term cash access with eligibility claims to verify, People who want to sell gold, jewelry, electronics, or other valuables quickly for short-term cash access, Bargain shoppers looking for second-hand merchandise at below-retail prices, Individuals needing a short-term bridge loan who own personal property of value.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ store locations across 29 US states, DC, UK, Mexico, Guatemala, Colombia, and El Salvador; Non-recourse pawn loans — lender cannot pursue borrower if collateral is forfeited; no ongoing debt liability; eligibility claim to verify for pawn loans. Areas to consider: Pawn loan costs are typically equivalent to triple-digit APRs — among the most expensive short-term borrowing options; Items sold or pawned are valued well below retail or market price to allow for store resale margin.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
7702 N Nebraska Ave, Tampa, FL 33604
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

Cash America Pawn is best suited for cash-constrained consumers who own personal property of value and need immediate funds with eligibility claims to verify or ongoing debt obligation. The main caveat is cost: pawn loans carry very high effective interest rates and items are valued below market, making this a last-resort option rather than a routine borrowing strategy.

Profile Signals

  • Consumers with no bank credit access who are researching short-term cash access with eligibility claims to verify
  • People who want to sell gold, jewelry, electronics, or other valuables quickly for short-term cash access
  • Bargain shoppers looking for second-hand merchandise at below-retail prices
  • Individuals needing a short-term bridge loan who own personal property of value
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Tampa, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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