Part of the Cash America Pawn chain · locations
Cash America Pawn logo

Cash America Pawn in Tampa, FL

No stored Google rating available.

Hillsborough Avenue's Cash America Pawn in Tampa, FL offers quick cash loans on jewelry and valuables without credit checks.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn is located at 2616 W Hillsborough Ave in Tampa, FL, a bustling street serving the central Tampa area. This standalone pawn shop provides quick access for Tampa residents seeking same-day loans with eligibility claims to verify. Open Monday through Saturday from 9 AM to 6 PM, and Sunday from 12 PM to 5 PM, the location offers convenient hours for working Tampans.

This Cash America Pawn location specializes in short-term cash access advances on jewelry, electronics, musical instruments, and other valuables. Whether you need immediate funds for an unexpected expense or want to sell items, the knowledgeable team at +1 813-874-2515 can walk you through the process and explain what your items are worth. All transactions are confidential and completed quickly.

When visiting this Tampa pawn shop, bring a valid ID and the items you'd like to pawn or sell. Cash America Pawn specializes in treating customers with respect while offering fair valuations for a wide range of personal items. It's a straightforward alternative to payday loans and credit card advances.

Services & Features

Gold, silver, and platinum buying service
Immediate cash payment for merchandise and collateral on-the-spot
Item redemption within specified timeframe to reclaim pledged property
Layaway plans with 10% down payment option
Lease-to-own payment solutions (through AFF subsidiary)
Multiple location shopping across U.S., Latin America, and United Kingdom
Online inventory browsing
Pawn loans secured by pledged personal property (jewelry, electronics, tools, appliances, instruments, sporting goods)
Retail finance payment solutions (through AFF subsidiary with 15,000+ merchant partners)
Retail sales of pre-owned merchandise inventory
Store locator tool for finding nearest FirstCash location

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Over 3,300 locations across 29 U.S. states, D.C., UK, and Latin America for convenient access
  • short-term cash access payment for pledged items with eligibility claim to verify or approval process required
  • Accepts wide variety of collateral types (jewelry, electronics, tools, instruments, appliances, sporting goods)
  • Non-recourse loans mean no personal liability beyond loss of pledged item if unable to redeem
  • Layaway service available with only 10% down payment for merchandise purchases
  • Gold, silver, and platinum buying service for short-term cash access conversion
  • Publicly traded company (S&P MidCap 400, Russell 2000) providing institutional credibility and financial stability
  • Additional AFF subsidiary offers lease-to-own and payment solutions through 15,000+ retail merchant partners

Cons

  • Implicit interest rates on pawn loans can be substantial when calculated as annual percentage—redemption amounts significantly exceed loan value
  • Pledged items are forfeited if loans are not repaid by redemption deadline, risking loss of sentimental or irreplaceable personal property
  • Transaction-focused business model profits primarily when customers default on redemption, creating potential conflicts of interest
  • Limited transparency on website regarding specific loan terms, redemption periods, interest rates, and fee structures
  • Pawn loans do not build credit history, providing no benefit toward establishing or improving creditworthiness

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Tampa, FL. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 11 services including Pawn loans secured by pledged personal property (jewelry, electronics, tools, appliances, instruments, sporting goods), Immediate cash payment for merchandise and collateral on-the-spot, Gold, silver, and platinum buying service, Retail sales of pre-owned merchandise inventory, Layaway plans with 10% down payment option, and 6 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with valuable collateral who are researching short-term cash access with credit-approval and documentation claims to verify, People facing short-term cash emergencies who can reliably redeem their pledged items within the redemption period, Individuals with items of value (jewelry, electronics, instruments) they're willing to temporarily surrender for quick liquidity, Shoppers interested in purchasing pre-owned merchandise at discount prices or using layaway payment plans.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Over 3,300 locations across 29 U.S. states, D.C., UK, and Latin America for convenient access; short-term cash access payment for pledged items with eligibility claim to verify or approval process required; Accepts wide variety of collateral types (jewelry, electronics, tools, instruments, appliances, sporting goods). Areas to consider: Implicit interest rates on pawn loans can be substantial when calculated as annual percentage—redemption amounts significantly exceed loan value; Pledged items are forfeited if loans are not repaid by redemption deadline, risking loss of sentimental or irreplaceable personal property.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2616 W Hillsborough Ave, Tampa, FL 33614
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers facing short-term cash needs who have valuable collateral they can temporarily part with and confidently redeem within the loan period. The primary caveat is that pawn loans carry substantial implicit costs, do not build credit, and result in permanent loss of pledged items if redemption deadlines are missed—making them a high-cost solution suitable only for short-term liquidity gaps, not ongoing credit or financing needs.

Profile Signals

  • Consumers with valuable collateral who are researching short-term cash access with credit-approval and documentation claims to verify
  • People facing short-term cash emergencies who can reliably redeem their pledged items within the redemption period
  • Individuals with items of value (jewelry, electronics, instruments) they're willing to temporarily surrender for quick liquidity
  • Shoppers interested in purchasing pre-owned merchandise at discount prices or using layaway payment plans
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

Compare Your Needs With Cash America Pawn

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Tampa, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Cash America Pawn and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.