Best Free Help in Tampa, FL

Compare 5 free help companies serving Tampa, Florida. Average rating: 4.1/5.

5 Companies 5 Rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Top-Rated Free Help

Housing and Education Alliance logo

Housing and Education Alliance

HUD-certified nonprofit housing counselor serving Tampa Bay area for 20+ years, offering free homebuyer education, mortgage readiness counseling, and foreclosure prevention.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Tampa Bay/central Florida region seeking free HUD-certified education and personalized counseling, Current homeowners facing foreclosure or financial hardship seeking loss mitigation options

Operation Hope- Tampa logo

Operation Hope- Tampa

Operation HOPE is America's first non-profit social investment banking organization offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.

4.1/5
Contact BBB: NR

Best for: Underserved and low-to-moderate income individuals seeking free financial education and coaching, People pursuing homeownership or small business development who need guidance and knowledge building

Real Estate Education and Community Housing, Inc. logo

Real Estate Education and Community Housing, Inc.

HUD-approved nonprofit providing free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Florida from low-to-moderate income households seeking free education and preparation, Homeowners facing foreclosure or eviction seeking counseling and intervention support

Solita'S House Inc logo

Solita'S House Inc

Non-profit financial education and counseling organization providing HUD-approved homebuyer education, foreclosure intervention, and affordable consumer lending to low-to-moderate income families.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Tampa Bay seeking pre-purchase education and counseling from HUD-approved counselors, Homeowners facing foreclosure or mortgage default looking for intervention counseling and stability guidance

City of Tampa Housing and Community Development Division logo

City of Tampa Housing and Community Development Division

City of Tampa government division providing community development and housing affordability initiatives as part of municipal services. Focuses on resident services and strategic housing goals.

4.0/5
Contact BBB: NR

Best for: Tampa residents seeking affordable housing options and community development resources, First-time homebuyers looking for city-level housing assistance programs

All Free Help in Tampa (5)

Housing and Education Alliance logo

Housing and Education Alliance

HUD-certified nonprofit housing counselor serving Tampa Bay area for 20+ years, offering free homebuyer education, mortgage readiness counseling, and foreclosure prevention.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Tampa Bay/central Florida region seeking free HUD-certified education and personalized counseling, Current homeowners facing foreclosure or financial hardship seeking loss mitigation options

Operation Hope- Tampa logo

Operation Hope- Tampa

Operation HOPE is America's first non-profit social investment banking organization offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.

4.1/5
Contact BBB: NR

Best for: Underserved and low-to-moderate income individuals seeking free financial education and coaching, People pursuing homeownership or small business development who need guidance and knowledge building

Real Estate Education and Community Housing, Inc. logo

Real Estate Education and Community Housing, Inc.

HUD-approved nonprofit providing free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Florida from low-to-moderate income households seeking free education and preparation, Homeowners facing foreclosure or eviction seeking counseling and intervention support

Solita'S House Inc logo

Solita'S House Inc

Non-profit financial education and counseling organization providing HUD-approved homebuyer education, foreclosure intervention, and affordable consumer lending to low-to-moderate income families.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Tampa Bay seeking pre-purchase education and counseling from HUD-approved counselors, Homeowners facing foreclosure or mortgage default looking for intervention counseling and stability guidance

City of Tampa Housing and Community Development Division logo

City of Tampa Housing and Community Development Division

City of Tampa government division providing community development and housing affordability initiatives as part of municipal services. Focuses on resident services and strategic housing goals.

4.0/5
Contact BBB: NR

Best for: Tampa residents seeking affordable housing options and community development resources, First-time homebuyers looking for city-level housing assistance programs