Long Island City, NY

Credit Repair & Financial Services in Long Island City

Review 14 credit repair companies, personal lenders, and financial services in Long Island City, New York. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

New York avg credit score: 710 Median income: $75,910 Poverty rate: 12.7% Payday loans: Banned New York overview →

Featured Provider Profiles in Long Island City

14 companies
UNFCU logo

UNFCU

United Nations Federal Credit Union serves UN employees and global citizens with borderless banking, mortgages, loans, and savings accounts since 1947.

4.2/5

Google rating from 21 reviews

BBB: NR

Profile signals: UN employees and UN-affiliated professionals seeking borderless banking solutions, Expatriates and international workers needing global financial support

Urban Upbound Federal Credit Union logo

Urban Upbound Federal Credit Union

Federal credit union serving public housing residents in NYC with affordable personal/business loans, financial counseling, and employment services focused on economic mobility.

4.1/5

Google rating from 15 reviews

BBB: NR

Profile signals: Public housing residents in Queens seeking affordable personal loans and basic banking with community support, Low-income adults and youth in NYC seeking employment services combined with financial access

Citizens logo

Citizens

Citizens is a retail bank offering checking, savings, home loans, student loans, and credit cards through physical branch locations including this Long Island City, NY branch.

4.0/5

Google rating from 42 reviews

BBB: NR

Profile signals: Customers seeking traditional full-service banking with in-person support for major financial decisions, Long Island City and Queens residents within proximity to their branch network

Greater Metro Federal Credit Union logo

Greater Metro Federal Credit Union

Greater Metro Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, credit cards, and digital banking services with rate claims to verify and fraud protection.

3.8/5

Google rating from 15 reviews

BBB: NR

Profile signals: Credit union members seeking auto financing with rate claims to verify and member-owned institution benefits, Individuals prioritizing fraud protection and advanced security features for digital banking

Dime Community Bank logo

Dime Community Bank

Dime Community Bank is a traditional bank offering deposit accounts, lending products, and branch banking services with locations including Long Island City.

3.3/5

Google rating from 27 reviews

BBB: NR

Profile signals: Long Island City and local New York area residents seeking branch-based banking, Customers preferring traditional community bank service models over large national banks

TD Bank logo

TD Bank

TD Bank is a full-service retail bank offering checking, savings, credit cards, mortgages, and business banking through physical branches and ATMs.

3.3/5

Google rating from 290 reviews

BBB: NR

Profile signals: Small business owners seeking local advisory support and merchant payment solutions, Customers needing multilingual banking services and foreign currency exchange

Banks in Long Island City

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Citizens logo

Citizens

Citizens is a retail bank offering checking, savings, home loans, student loans, and credit cards through physical branch locations including this Long Island City, NY branch.

4.0/5

Google rating from 42 reviews

BBB: NR

Profile signals: Customers seeking traditional full-service banking with in-person support for major financial decisions, Long Island City and Queens residents within proximity to their branch network

Dime Community Bank logo

Dime Community Bank

Dime Community Bank is a traditional bank offering deposit accounts, lending products, and branch banking services with locations including Long Island City.

3.3/5

Google rating from 27 reviews

BBB: NR

Profile signals: Long Island City and local New York area residents seeking branch-based banking, Customers preferring traditional community bank service models over large national banks

TD Bank logo

TD Bank

TD Bank is a full-service retail bank offering checking, savings, credit cards, mortgages, and business banking through physical branches and ATMs.

3.3/5

Google rating from 290 reviews

BBB: NR

Profile signals: Small business owners seeking local advisory support and merchant payment solutions, Customers needing multilingual banking services and foreign currency exchange

Citi logo

Citi

Citibank is a major financial services provider offering credit cards, checking and savings accounts, mortgages, personal loans, and investment services to retail and business customers.

3.2/5

Google rating from 73 reviews

BBB: NR

Profile signals: Customers seeking integrated banking and lending services from a single established institution, Credit card users wanting multiple options ranging from balance transfer to rewards to travel benefits

Dime Community Bank - ATM logo

Dime Community Bank - ATM

Dime Community Bank is a New York-based community bank with branch ATM access across Brooklyn, Queens, and Long Island for personal and business customers.

BBB: NR

Profile signals: New York metro residents in Brooklyn, Queens, or Long Island who want a local community bank, Small business owners seeking relationship-based commercial banking in the New York area

Wells Fargo Bank logo

Wells Fargo Bank

Wells Fargo is a major national bank offering checking, savings, credit cards, mortgages, and business banking services across thousands of branches and ATMs.

BBB: NR

Profile signals: Customers prioritizing physical branch access and in-person banking services, Businesses requiring comprehensive commercial banking and treasury services

Credit Unions in Long Island City

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UNFCU logo

UNFCU

United Nations Federal Credit Union serves UN employees and global citizens with borderless banking, mortgages, loans, and savings accounts since 1947.

4.2/5

Google rating from 21 reviews

BBB: NR

Profile signals: UN employees and UN-affiliated professionals seeking borderless banking solutions, Expatriates and international workers needing global financial support

Urban Upbound Federal Credit Union logo

Urban Upbound Federal Credit Union

Federal credit union serving public housing residents in NYC with affordable personal/business loans, financial counseling, and employment services focused on economic mobility.

4.1/5

Google rating from 15 reviews

BBB: NR

Profile signals: Public housing residents in Queens seeking affordable personal loans and basic banking with community support, Low-income adults and youth in NYC seeking employment services combined with financial access

Greater Metro Federal Credit Union logo

Greater Metro Federal Credit Union

Greater Metro Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, credit cards, and digital banking services with rate claims to verify and fraud protection.

3.8/5

Google rating from 15 reviews

BBB: NR

Profile signals: Credit union members seeking auto financing with rate claims to verify and member-owned institution benefits, Individuals prioritizing fraud protection and advanced security features for digital banking

Pawn Shops in Long Island City

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EZ Pawn Corp logo

EZ Pawn Corp

EZ Pawn Corp Long Island City, New York — Family-owned pawnbroker with 17 NYC locations since 1996, offering collateral-based loans, item appraisals, an...

BBB: NR

Profile signals: NYC residents researching short-term cash access urgently who own valuable items (jewelry, electronics, watches), Individuals seeking quick bridge loans between paychecks with eligibility claims to verify or approval delays

EZ Pawn Corp logo

EZ Pawn Corp

EZ Pawn Corp Long Island City, New York — EZ Pawn Corp is a family-owned pawnbroker with 17 NYC locations offering collateral-based loans and buy/sell s...

BBB: NR

Profile signals: NYC residents needing same-day emergency cash secured by personal items, Active duty military members and dependents seeking lower-cost pawn loans under Military Lending Act

Free Help in Long Island City

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Urban Upbound logo

Urban Upbound

Non-profit organization providing free financial counseling, tax prep, employment services, and credit union access to low-income New Yorkers in public housing.

BBB: NR

Profile signals: NYCHA public housing residents and low-income New Yorkers seeking comprehensive wraparound financial and employment services, Young adults and students in public housing seeking college access support and career development

Urban Upbound Tax Prep Center logo

Urban Upbound Tax Prep Center

IRS-certified nonprofit offering free tax preparation to NYC residents earning under $97K, plus SNAP enrollment and benefits screening.

BBB: NR

Profile signals: NYC-based working families earning under $97K who need free professional tax preparation, Seniors and people with disabilities seeking accessible, no-cost tax filing assistance

ATMs & Cash Access in Long Island City

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Coinstar Kiosk logo

Coinstar Kiosk

Coinstar Kiosk Long Island City, New York — Coinstar operates coin and cash exchange kiosks across the U.S., providing convenient currency conversion an...

BBB: NR

Profile signals: Consumers researching short-term cash access at retail locations, Individuals without bank accounts seeking coin exchange services

Your Rights in New York

New York Consumer Protections: New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Interest Rate Cap: New York usury cap: 16% civil usury; 25% criminal usury; payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.
  • The NY Consumer Protection Act and General Business Law Article 22-A protect consumers.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New York Attorney General Consumer Frauds Bureau.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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