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Dime Community Bank is a New York-based community bank with branch ATM access across Brooklyn, Queens, and Long Island for personal and business customers.
Data compiled from public sources
Dime Community Bank is a community bank headquartered in Hauppauge, New York, with roots tracing back over a century in the New York metro area. The bank expanded significantly through its 2021 merger with Bridge Bancorp, broadening its footprint across Brooklyn, Queens, and Long Island. It operates as a full-service commercial bank under FDIC insurance and state charter oversight, serving individuals, small businesses, and commercial real estate borrowers throughout the region.
The bank offers a range of retail and commercial products including checking and savings accounts, certificates of deposit, residential and commercial mortgages, business lines of credit, and SBA-eligible lending. Branch ATMs — including the Long Island City location — provide 24/7 cash access for account holders, with standard withdrawal and balance inquiry functions. In-branch services extend to relationship banking, loan origination, and business treasury management.
Dime Community Bank differentiates itself from national chains by emphasizing local decision-making and relationship-driven banking, particularly for small and mid-sized businesses and commercial real estate investors in the New York area. Its community bank model means lending decisions are made locally, which can benefit borrowers with complex profiles that larger institutions may decline. The bank also participates in Community Reinvestment Act (CRA) programs serving lower-income neighborhoods.
For consumers primarily seeking ATM access, Dime's network is geographically concentrated in the New York metro area and does not offer nationwide ATM network fee context comparable to larger national banks or neobanks. Out-of-network ATM use will incur fees. Customers outside the New York tri-state area will find limited branch or ATM utility.
For New York-based consumers, particularly in Brooklyn, Queens, and Long Island, Dime provides a credible local alternative to the major national banks.
This is state-level context for Banks consumers in Long Island City, NY. It does not confirm that Dime Community Bank - ATM or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Dime Community Bank - ATM offers 10 services including Branch ATM cash access (24/7), Personal checking and savings accounts, Certificates of deposit (CDs), Residential mortgages and home equity products, Commercial real estate lending, and 5 more.
Dime Community Bank - ATM has profile signals associated with New York metro residents in Brooklyn, Queens, or Long Island who want a local community bank, Small business owners seeking relationship-based commercial banking in the New York area, Commercial real estate borrowers who benefit from local underwriting decisions, Existing Dime Community Bank account holders needing ATM access in Long Island City.
Key strengths: FDIC-insured institution with over a century of operating history in New York; Local branch ATMs in Brooklyn, Queens, and Long Island City provide convenient in-network cash access; Community bank model with local loan decisions — beneficial for small business and commercial real estate borrowers. Areas to consider: ATM and branch network is geographically limited to the New York metro area — not useful for most of the US; The specific Long Island City ATM page returned a 404 error, suggesting potential website maintenance or location changes.
In the Banks category, comparable providers include Bank of America Financial Center, Bank of America Financial Center, Credit Suisse (Investment Banking). Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
This listing is best suited for existing Dime Community Bank customers in the Long Island City, Queens area who need in-network ATM access. As a standalone ATM resource, it is only relevant to current Dime account holders — non-customers will face standard out-of-network fees and should seek a bank or ATM network with broader coverage.
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