Dime Community Bank logo

Dime Community Bank in Long Island City, NY

3.3/5
Google rating from 27 reviews

Dime Community Bank is a traditional bank offering deposit accounts, lending products, and branch banking services with locations including Long Island City.

Data compiled from public sources · Google rating shown when a stored review count is available

Dime Community Bank Review

Dime Community Bank operates as a community-focused financial institution providing standard banking services to retail and commercial customers. The bank maintains physical branch locations, including a Long Island City branch accessible to customers in the New York area. The company provides typical banking services including deposit accounts, lending products, and branch banking operations.

Their digital presence includes a website with branch locators and customer service portals, indicating multi-channel service delivery through both physical branches and online platforms. The bank utilizes modern web infrastructure and accessibility features to serve their customer base. Dime Community Bank distinguishes itself as a community bank rather than a megabank, suggesting a focus on personalized service and local market presence.

com) for digital-first customers seeking support. A comprehensive assessment would require access to more substantive product pages, fee schedules, and customer service details. Based on available information, Dime Community Bank operates as a conventional community banking institution competing in a crowded market with larger national banks and digital-first alternatives.

Services & Features

Accessibility-enabled website services
Branch banking at Long Island City location
Branch locator services
Customer service portal
Deposit accounts
Digital banking platform
Financial products and services typical of community banks
Lending products
Multi-channel banking access
Online account management

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Maintains physical branch locations for in-person banking services
  • Operates dedicated online customer service portal (answers.dime.com)
  • Implements website accessibility features for customers with disabilities
  • Provides multi-channel banking access through both branches and digital platforms
  • Community-focused institution suggesting personalized service approach
  • Uses modern web infrastructure and security protocols (Cloudflare protection)

Cons

  • Website content provided lacks detailed information about specific products, rates, or fees
  • No competitive advantages or distinctive offerings clearly communicated on the branch page
  • Limited geographic footprint as a community bank may restrict convenience for non-local customers
  • No information available about digital banking features, mobile app functionality, or online account opening

Consumer Complaint Record

Dime Community Bank received 7 consumer complaints in the past 12 months. All complaints received a timely response from the company.

7

Complaints (12 months)

20.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Managing an account
66.7%
Trouble during payment process
20.0%
Other transaction problem
6.7%

SBA Lending Record

Ranked #9 in NY for SBA 7A lending in FY2021.

Source: Consumer Financial Protection Bureau · SBA

State Consumer Finance Context

This is state-level context for Banks consumers in Long Island City, NY. It does not confirm that Dime Community Bank or this specific location is licensed.

State regulator

New York Department of Financial Services

Key state rules to check

  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Dime Community Bank offer?

Dime Community Bank offers 10 services including Branch banking at Long Island City location, Deposit accounts, Lending products, Online account management, Customer service portal, and 5 more.

What profile signals are listed for Dime Community Bank?

Dime Community Bank has profile signals associated with Long Island City and local New York area residents seeking branch-based banking, Customers preferring traditional community bank service models over large national banks, Businesses and individuals seeking personalized lending relationships, Customers requiring in-person banking services and local branch support.

What are the strengths and weaknesses of Dime Community Bank?

Key strengths: Maintains physical branch locations for in-person banking services; Operates dedicated online customer service portal (answers.dime.com); Implements website accessibility features for customers with disabilities. Areas to consider: Website content provided lacks detailed information about specific products, rates, or fees; No competitive advantages or distinctive offerings clearly communicated on the branch page.

How does Dime Community Bank compare to similar companies?

In the Banks category, comparable providers include Arizona Zero Down Bankruptcy, Chris Carouthers & Associates, The Kent Law Firm. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Long Island City, NY
BBB Accredited
No
Visit Dime Community Bank

CreditDoc Profile Note

Research Note on Dime Community Bank

Dime Community Bank is profile signals for customers in the Long Island City and surrounding New York areas who prefer traditional community banking with physical branch access and personalized service. The main caveat is that the publicly available website content does not detail specific product offerings, rate claims to verify, fees, or digital banking capabilities that would allow meaningful differentiation from other banks in the market.

Profile Signals

  • Long Island City and local New York area residents seeking branch-based banking
  • Customers preferring traditional community bank service models over large national banks
  • Businesses and individuals seeking personalized lending relationships
  • Customers requiring in-person banking services and local branch support
Updated 2026-05-08

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Quick Summary

  • Dime Community Bank is listed as a Banks provider in Long Island City, NY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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