Review 14 credit repair companies, personal lenders, and financial services in Union City, New Jersey. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Federal credit union offering savings accounts, auto loans, personal loans, home equity lines, and Visa credit cards with competitive member rates and low fees.
Google rating from 59 reviews
Profile signals: Credit union members seeking competitive auto and home equity loan rates with low fees, Individuals wanting to join a member-owned financial institution with listed ownership structure
Alberto & Sons Pawn Shop is a pawn broker located in Union City, NJ offering collateral-based loans and goods transactions at 4307 Bergenline Ave.
Profile signals: Customers in Union City, NJ seeking short-term cash access against personal items of value, People needing same-day or rapid collateral-based loans with eligibility claims to verify
Check Cashing Plus operates retail financial services stores in New Jersey, offering check cashing, money transfers, money orders, bill payments, and ancillary services like prepaid cards and passport photos.
Profile signals: Unbanked or underbanked workers in New Jersey needing immediate check-to-cash conversion without account setup, Immigrant communities needing bundled services: check cashing, money transfers, notary, and immigration assistance
Check Cashing Plus operates retail financial services stores in New Jersey, offering check cashing, money transfers, money orders, bill payments, and related services without requiring a bank account.
Profile signals: Unbanked or underbanked individuals who need immediate check cashing without a bank account, Working immigrant populations needing international money transfers, cargo services, and document translations
Union City, NJ credit repair firm disputing negative items with all three major bureaus. Also offers tax prep, insurance, notary, and translation services.
Profile signals: Hudson County, NJ residents who prefer in-person, local credit repair support, Spanish-speaking or multilingual clients who need translation assistance with bureau disputes and financial documents
Multidisciplinary financial services firm offering debt elimination, consolidation, bankruptcy, and financial advisory to the Hispanic community since 1984.
Profile signals: Spanish-speaking consumers seeking integrated financial and legal advice, Individuals with multiple financial issues (debt, investments, insurance) wanting one provider
Check Cashing Plus operates retail financial services stores in New Jersey, offering check cashing, money transfers, money orders, bill payments, and ancillary services like prepaid cards and passport photos.
Profile signals: Unbanked or underbanked workers in New Jersey needing immediate check-to-cash conversion without account setup, Immigrant communities needing bundled services: check cashing, money transfers, notary, and immigration assistance
Check Cashing Plus operates retail financial services stores in New Jersey, offering check cashing, money transfers, money orders, bill payments, and related services without requiring a bank account.
Profile signals: Unbanked or underbanked individuals who need immediate check cashing without a bank account, Working immigrant populations needing international money transfers, cargo services, and document translations
Union City, NJ's MoneyGram at 4700 Bergenline Ave offers money transfers and check cashing services with extended daily hours.
Profile signals: Consumers sending money to recipients without traditional bank accounts who prefer cash pickup, Individuals needing to send urgent domestic or international funds without bank account requirements
Union City, NJ MoneyGram location at 4308 Bergenline Ave offers check cashing, money transfers, and bill payment services.
Profile signals: International remittance senders needing reliable established money transfer infrastructure, Unbanked or underbanked individuals without access to traditional bank wire services
Union City, NJ location of Ria Money Transfer at 4723 Bergenline Ave offers check-cashing and money transfers.
Profile signals: International workers and immigrants sending remittances to family in multiple countries, Individuals preferring digital-first money transfer options with mobile app functionality
Sphinx Trading operates multiple New Jersey locations offering check cashing at 2% fees, wire transfers via MoneyGram and Western Union, and bill payment services.
Profile signals: Unbanked or underbanked New Jersey residents needing quick check conversion, Customers who prefer cash transactions and need same-day access to check funds
Multidisciplinary financial services firm offering debt elimination, consolidation, bankruptcy, and financial advisory to the Hispanic community since 1984.
Profile signals: Spanish-speaking consumers seeking integrated financial and legal advice, Individuals with multiple financial issues (debt, investments, insurance) wanting one provider
Boutique bankruptcy and consumer debt law firm serving NY and NJ clients with Chapter 7/13, debt settlement, foreclosure defense, and wage garnishment relief.
Profile signals: NY/NJ consumers overwhelmed by credit card debt, medical bills, or personal loans considering bankruptcy, Homeowners facing foreclosure who need legal defense or loan modification assistance
Alberto & Sons Pawn Shop is a pawn broker located in Union City, NJ offering collateral-based loans and goods transactions at 4307 Bergenline Ave.
Profile signals: Customers in Union City, NJ seeking short-term cash access against personal items of value, People needing same-day or rapid collateral-based loans with eligibility claims to verify
Union City, NJ credit repair firm disputing negative items with all three major bureaus. Also offers tax prep, insurance, notary, and translation services.
Profile signals: Hudson County, NJ residents who prefer in-person, local credit repair support, Spanish-speaking or multilingual clients who need translation assistance with bureau disputes and financial documents
Federal credit union offering savings accounts, auto loans, personal loans, home equity lines, and Visa credit cards with competitive member rates and low fees.
Google rating from 59 reviews
Profile signals: Credit union members seeking competitive auto and home equity loan rates with low fees, Individuals wanting to join a member-owned financial institution with listed ownership structure
Swift Bad Credit Loans is a loan marketplace that connects borrowers with lenders offering small personal and short-term loans of $100–$5,000 with funding within 24–48 hours.
Profile signals: Borrowers with poor or bad credit seeking small emergency loans ($100–$1,000), Consumers needing funds within 24–48 hours for unexpected expenses (medical bills, car repairs)
New Jersey Consumer Protections: New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against high-cost lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.
Interest Rate Cap: New Jersey usury cap: 30% for consumer loans (criminal usury); payday lending banned. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New Jersey Attorney General Division of Consumer Affairs.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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