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USA Check Center (formerly Check Center)
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Part of the MoneyGram chain · locations
MoneyGram in Union City, NJ
Union City, NJ MoneyGram location at 4308 Bergenline Ave offers check cashing, money transfers, and bill payment services.
Data compiled from public sources · Rating from CreditDoc methodology
MoneyGram Review
The MoneyGram at 4308 Bergenline Ave in Union City, NJ is a standalone check-cashing and money transfer facility. Located in the heart of Union City's commercial corridor on Bergenline Avenue, this location is easily accessible to residents throughout the area. Operating hours are Monday through Thursday 8AM–8PM, Friday 8AM–9PM, Saturday 8AM–8PM, and Sunday 10AM–7PM, making it convenient for most neighborhood schedules.
At this Union City location, you can send and receive money transfers domestically and internationally, cash checks, pay bills, and access other financial services. Call 201-348-9111 to confirm availability of specific services or ask about fees before your visit. The staff can answer questions about transfer speeds and handle your transaction quickly.
For Union City residents needing quick check cashing or to send money to family, this Bergenline Ave location is a reliable option. Bring a valid government-issued ID and your check or payment information. MoneyGram has been serving customers in communities across the country for decades, and this Union City branch is part of that trusted network.
Services & Features
Bill payment services through agent network
Cash pickup at agent retail partners
Domestic money transfers within United States
In-person money receiving at agent locations
International money transfers to 200+ countries and territories
Location finder with address/city/ZIP search functionality
Map-based agent location identification
Multi-language support for diverse customer base
Online money transfer initiation and management
Operating hours and contact information for agent retailers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 13+ agent locations available in Union City, NJ area including pharmacies, grocery stores, and multiservice centers
- Extended operating hours at select locations (open until 9 PM and 11:59 PM for convenience)
- Both online and offline transaction options for flexibility
- Nationwide and international money transfer capabilities through agent network
- Can locate nearest service point by address, city, state, or ZIP code through website
- Partner locations include high-traffic retailers (Walmart, grocery stores) for accessibility
- Allows money sending and receiving at a single network of locations
Cons
- Service quality and hours vary by agent location rather than standardized company experience
- No dedicated MoneyGram storefronts; must conduct business at third-party retail partners
- Website search results include non-Union City, NJ locations (Union City, CA; Union City, GA; Union City, TN), creating confusion
- Transaction fees not disclosed on location page, making cost comparison difficult upfront
- Dependent on partner merchant reliability; if agent location closes, service access disrupted
Rating Breakdown
Value 2.0
Effectiveness 1.0
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is MoneyGram legitimate?
Yes. MoneyGram is a registered company, headquartered in 4308 Bergenline Ave, Union City, NJ 07087.
Quick Facts
- Headquarters
- 4308 Bergenline Ave, Union City, NJ 07087
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on MoneyGram
MoneyGram is best for consumers needing accessible, established domestic and international money transfer services through a widespread retail agent network, particularly those without traditional bank access or preferring in-person transactions. The main caveat is that service quality, hours, and customer experience vary significantly by individual agent location rather than being standardized, and customers must conduct all business at third-party retail partners rather than dedicated MoneyGram offices.
Best For
- International remittance senders needing reliable established money transfer infrastructure
- Unbanked or underbanked individuals without access to traditional bank wire services
- Customers who prefer in-person transactions and verification over digital-only platforms
- People sending emergency funds domestically with same-day or rapid delivery options
Updated 2026-04-29
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