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Union City, NJ MoneyGram location at 4308 Bergenline Ave offers check cashing, money transfers, and bill payment services.
Data compiled from public sources
The MoneyGram at 4308 Bergenline Ave in Union City, NJ is a standalone check-cashing and money transfer facility. Located in the heart of Union City's commercial corridor on Bergenline Avenue, this location is easily accessible to residents throughout the area. Operating hours are Monday through Thursday 8AM–8PM, Friday 8AM–9PM, Saturday 8AM–8PM, and Sunday 10AM–7PM, making it convenient for most neighborhood schedules.
At this Union City location, you can send and receive money transfers domestically and internationally, cash checks, pay bills, and access other financial services. Call 201-348-9111 to confirm availability of specific services or ask about fees before your visit. The staff can answer questions about transfer speeds and handle your transaction quickly.
For Union City residents needing quick check cashing or to send money to family, this Bergenline Ave location is a reliable option. Bring a valid government-issued ID and your check or payment information. MoneyGram has been serving customers in communities across the country for decades, and this Union City branch is part of that reported network.
This is state-level context for Check Cashing & Money Services consumers in Union City, NJ. It does not confirm that MoneyGram or this specific location is licensed.
State regulator
New Jersey Department of Banking and Insurance
Consumer protection
Short-term lending status: Banned
General rate context: 30% for consumer loans (criminal usury); payday lending banned
New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against predatory lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
MoneyGram offers 10 services including Domestic money transfers within United States, International money transfers to 200+ countries and territories, In-person money receiving at agent locations, Online money transfer initiation and management, Cash pickup at agent retail partners, and 5 more.
MoneyGram has profile signals associated with International remittance senders needing reliable established money transfer infrastructure, Unbanked or underbanked individuals without access to traditional bank wire services, Customers who prefer in-person transactions and verification over digital-only platforms, People sending short-term funds domestically with same-day or rapid delivery options.
Key strengths: 13+ agent locations available in Union City, NJ area including pharmacies, grocery stores, and multiservice centers; Extended operating hours at select locations (open until 9 PM and 11:59 PM for convenience); Both online and offline transaction options for flexibility. Areas to consider: Service quality and hours vary by agent location rather than standardized company experience; No dedicated MoneyGram storefronts; must conduct business at third-party retail partners.
In the Check Cashing & Money Services category, comparable providers include CFSC Checks Cashed Bergen Ave Jersey City, Check Cashing Services Inc, Kwik Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
MoneyGram is profile signals for consumers needing accessible, established domestic and international money transfer services through a widespread retail agent network, particularly those without traditional bank access or preferring in-person transactions. The main caveat is that service quality, hours, and customer experience vary significantly by individual agent location rather than being standardized, and customers must conduct all business at third-party retail partners rather than dedicated MoneyGram offices.
CFSC Bergen Ave is a check-cashing and financial services center offering no-bank-account check cashing, money transfers, bill pay, and prepaid cards in Jersey City.
Profile signals: Unbanked and underbanked individuals who need immediate check-cashing without a bank account, Spanish-speaking residents in Jersey City seeking accessible financial services with language support
United Check Cashing operates 40+ locations across the Northeast and select markets, providing check cashing, money orders, and bill payment services.
Profile signals: Unbanked consumers without access to traditional bank accounts, Small business owners and merchants needing quick check conversion and related financial services
Kwik Check Cashing in Newark, NJ offers check cashing, wire transfers, money orders, and prepaid debit cards for individuals and businesses needing fast access to funds.
Profile signals: Unbanked or underbanked individuals needing same-day check cashing without bank account requirements, Small contractors and construction workers managing project-based cash flow and rapid payment cycles
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