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USA Check Center (formerly Check Center)
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Part of the MoneyGram chain · locations
MoneyGram in Union City, NJ
Union City, NJ's MoneyGram at 4700 Bergenline Ave offers money transfers and check cashing services with extended daily hours.
Data compiled from public sources · Rating from CreditDoc methodology
MoneyGram Review
The MoneyGram location at 4700 Bergenline Ave in Union City, NJ stands as a dedicated financial services center. Union City residents benefit from its seven-day operation (8 AM–10 PM) and convenient Bergenline Avenue location in the city's active commercial zone. This Union City branch offers easy access without the hassle of navigating a larger retail complex.
Services at this Union City MoneyGram include international and domestic money transfers, bill payment processing, and check cashing. Whether you need to send funds overseas or handle local payments, the Union City branch is equipped to help. Contact them at +1 800-746-7287 for service-specific questions, or visit during the Union City location's 8 AM–10 PM hours.
For Union City residents and commuters, this Bergenline Ave location offers convenient access to money transfers, check cashing, and bill payments. Bring a valid government-issued ID and any transfer documentation for faster service. Whether you're heading to work early or handling tasks on your evening commute, the 8 AM–10 PM hours work for most Union City schedules.
Services & Features
Agent location search and store finder by address/city/state/ZIP
Bill payment services
Domestic money transfers within the United States
In-person money transfer at physical agent locations
Incoming money transfer receipt and cash pickup
International money transfers to multiple countries
Multiple currency support for international transfers
Online money transfer initiation through website and mobile app
Real-time transfer status tracking
Same-day or next-day transfer delivery options
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Extensive agent location network including Walmart, pharmacies, wireless retailers, and specialized money service centers for broad accessibility
- Online and offline transaction options allowing customers to send/receive money through website or in-person at agent locations
- Simple location search functionality by address, city, state, or ZIP code to find nearest service points
- Available in Union City with multiple local agent locations open until evening hours for convenience
- Global money transfer capability enabling both domestic and international funds transfers
- No requirement for bank account to send or receive money transfers
- Real-time or next-day funding options for domestic transfers depending on service selected
Cons
- Transfer fees apply to all transactions; costs can be significant for larger amounts and international transfers
- Exchange rates for international transfers may not be competitive compared to banks or specialized remittance providers
- Agent location hours vary by merchant partner; not all locations offer 24/7 service
- Receiving money requires recipient to visit an agent location in cash rather than direct deposit option
- Limited financial protection compared to bank deposits; funds not FDIC insured
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is MoneyGram legitimate?
Yes. MoneyGram is a registered company, headquartered in 4700 Bergenline Ave, Union City, NJ 07087.
Quick Facts
- Headquarters
- 4700 Bergenline Ave, Union City, NJ 07087
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on MoneyGram
MoneyGram is best for consumers who need to send domestic or international money transfers and lack traditional bank accounts or prefer cash-based transactions. The main caveat is that transfer fees and foreign exchange rates can be substantial—customers should compare costs with competitors before sending large amounts, and international recipients must visit agent locations to collect funds rather than receive direct deposits.
Best For
- Consumers sending money to recipients without traditional bank accounts who prefer cash pickup
- Individuals needing to send urgent domestic or international funds without bank account requirements
- Users preferring in-person cash-based transactions over digital banking platforms
- People seeking convenient evening/weekend money transfer access through local retail merchants
Updated 2026-04-29
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