Review 5 credit repair companies, personal lenders, and financial services in Taylor, Michigan. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Optimal Debt Solutions offers debt consolidation and settlement services in Taylor, MI, helping clients reduce debt by up to 60% through negotiated payment plans and creditor agreements.
Google rating from 5 reviews
Profile signals: Consumers with multiple high-interest debts seeking to simplify payments into one monthly bill, Individuals with significant credit card balances willing to negotiate settlements with creditors
Taylor, MI CheckSmart at 26150 Eureka Rd offers check cashing and payday loans with convenient weekday and Saturday hours.
Profile signals: Ohio residents who need check cashing, money orders, or wire transfers in person, Underbanked consumers who prefer face-to-face guidance when applying for a short-term loan
Taylor, MI's CheckSmart at 7840 Telegraph Rd offers check cashing and financial services for the local community.
Profile signals: Unbanked or underbanked consumers needing check cashing and money transfer services without an account, Customers in central Ohio with short-term cash needs willing to visit in-person and accept short-term lending terms
Total Community Credit Union is a member-owned, NCUA-insured financial institution serving Taylor and surrounding communities since 1959, offering loans, savings accounts, and banking services.
Profile signals: Residents of Taylor and surrounding communities seeking personalized local credit union service, Members interested in mortgages with rate-reduction flexibility through SmartDrop features
United Churches Credit Union is a member-owned, not-for-profit credit union in Taylor, MI offering savings accounts, checking, auto loans, mortgages, personal loans, and credit cards.
Profile signals: Michigan residents in or near Taylor seeking competitive auto and personal loan rates, Members who can meet Diamond Member Rewards Program requirements to waive fees
Taylor, MI CheckSmart at 26150 Eureka Rd offers check cashing and payday loans with convenient weekday and Saturday hours.
Profile signals: Ohio residents who need check cashing, money orders, or wire transfers in person, Underbanked consumers who prefer face-to-face guidance when applying for a short-term loan
Taylor, MI's CheckSmart at 7840 Telegraph Rd offers check cashing and financial services for the local community.
Profile signals: Unbanked or underbanked consumers needing check cashing and money transfer services without an account, Customers in central Ohio with short-term cash needs willing to visit in-person and accept short-term lending terms
Total Community Credit Union is a member-owned, NCUA-insured financial institution serving Taylor and surrounding communities since 1959, offering loans, savings accounts, and banking services.
Profile signals: Residents of Taylor and surrounding communities seeking personalized local credit union service, Members interested in mortgages with rate-reduction flexibility through SmartDrop features
United Churches Credit Union is a member-owned, not-for-profit credit union in Taylor, MI offering savings accounts, checking, auto loans, mortgages, personal loans, and credit cards.
Profile signals: Michigan residents in or near Taylor seeking competitive auto and personal loan rates, Members who can meet Diamond Member Rewards Program requirements to waive fees
Optimal Debt Solutions offers debt consolidation and settlement services in Taylor, MI, helping clients reduce debt by up to 60% through negotiated payment plans and creditor agreements.
Google rating from 5 reviews
Profile signals: Consumers with multiple high-interest debts seeking to simplify payments into one monthly bill, Individuals with significant credit card balances willing to negotiate settlements with creditors
Michigan Consumer Protections: Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.
Interest Rate Cap: Michigan usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Michigan Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.