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USA Check Center (formerly Check Center)
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Part of the Checksmart chain · locations
CheckSmart in Taylor, MI
Taylor, MI's CheckSmart at 7840 Telegraph Rd offers check cashing and financial services for the local community.
Data compiled from public sources · Rating from CreditDoc methodology
CheckSmart Review
Located at 7840 Telegraph Rd in Taylor, MI, CheckSmart is a standalone check-cashing store serving the Taylor community with convenient financial services. The location is open Monday through Thursday 9 AM to 7 PM, Friday 8 AM to 7 PM, and Saturday 9 AM to 4 PM, giving Taylor residents flexible access to check cashing and other financial solutions. This Taylor storefront provides quick transactions for customers who need same-day cash services.
At the Taylor, MI CheckSmart location on Telegraph Rd, customers can cash checks, access payday loans, money transfers, and bill payment services. The dedicated team at 313-299-7784 can answer questions about fees, eligibility requirements, and available products. Whether you need to cash a paycheck or access short-term credit, this Taylor branch is equipped to help.
If you're a Taylor resident who needs quick cash access, bring a valid ID and your check or financial documents. CheckSmart in Taylor specializes in accessible financial services for people who may not have traditional banking relationships. Stop by 7840 Telegraph Rd during business hours when you need same-day check cashing.
Services & Features
Bill payment processing
Check cashing
Gift card exchange for cash
Green Dot Visa debit card issuance
In-store customer service and consultation
Loan application processing and approval
Money orders
Online appointment scheduling
Short-term lending through third-party lenders
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Multiple convenient locations across central Ohio (10+ stores in Columbus metro area)
- Extended Friday hours until 8:00 PM and Sunday availability (11 AM–5 PM)
- Online appointment scheduling to reduce in-store wait times
- Comprehensive money services including check cashing, wire transfers, and bill pay in one location
- Green Dot Visa debit card available in-store for unbanked customers
- Quick lending decisions promised with same-day or next-day funding potential
- Gift card exchange service provides alternative cash access option
Cons
- CheckSmart is not a direct lender—actual loan terms, APRs, and fees determined by third-party lenders and not disclosed on website
- No information provided about typical APR ranges, making it impossible to compare to alternatives before visiting
- In-store visit required to apply; no online application or pre-qualification available
- Marketing emphasizes speed and convenience over competitive rates, suggesting high-cost lending model typical of emergency cash outlets
- Third-party lending structure creates lack of transparency about actual borrowing costs and terms
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is CheckSmart legitimate?
Yes. CheckSmart is a registered company, headquartered in 7840 Telegraph Rd, Taylor, MI 48180.
Quick Facts
- Headquarters
- 7840 Telegraph Rd, Taylor, MI 48180
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on CheckSmart
CheckSmart functions primarily as a check cashing and money services retailer with lending as a secondary referral service through third-party partners. It is best suited for customers in central Ohio needing convenient access to basic money services and willing to accept potentially high-cost short-term loans. The critical caveat: actual loan terms and APRs come from unaffiliated lenders and are not transparent on CheckSmart's website, requiring in-store visits to understand true borrowing costs.
Best For
- Unbanked or underbanked consumers needing check cashing and money transfer services without an account
- Customers in central Ohio with immediate cash needs willing to visit in-person and accept short-term lending terms
- Individuals needing multiple financial services (check cashing + lending + bill pay) in a single location
- Consumers wanting to apply for short-term loans same-day without requiring credit union or bank relationship
Updated 2026-04-29
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