Round Rock, TX

Credit Repair & Financial Services in Round Rock

Review 9 credit repair companies, personal lenders, and financial services in Round Rock, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Round Rock

9 companies
Rock Credit and Business Services logo

Rock Credit and Business Services

Texas-based credit repair firm offering dispute services, tax preparation, and business credit building. Licensed, bonded, and locally owned in Round Rock.

4.6/5

Google rating from 49 reviews

BBB: NR

Profile signals: Texas residents seeking local, in-person credit repair support with face-to-face consultations, Consumers preparing to buy a home who want credit improvement bundled with realtor/lender referrals

ACE Cash Express logo

ACE Cash Express

Round Rock, TX – ACE Cash Express at North Interstate 35 provides check cashing and payday loans with weekday and Saturday hours.

BBB: NR

Profile signals: Consumers needing check cashing services without traditional bank accounts, Individuals requiring rapid access to cash through installment or title loans

Cash Today logo

Cash Today

ACE Cash Express offers payday loans ($100-$2,000), installment loans ($100-$2,500), and title loans ($100-$5,000) with both online and in-store options in Round Rock, TX.

BBB: NR

Profile signals: Workers with temporary cash shortfalls between paychecks who can repay within 2-4 weeks, Consumers without access to credit cards or traditional bank loans due to poor credit or lack of banking history

First Cash Pawn logo

First Cash Pawn

Round Rock's First Cash Pawn at 1051 I-35 offers quick pawn loans and collateral-based cash advances for local customers.

BBB: NR

Profile signals: Unbanked or credit-constrained consumers researching short-term cash access against personal property they own, Individuals seeking short-term liquidity with eligibility claims to verify, income verification, or credit report impact

First Cash Pawn logo

First Cash Pawn

Round Rock, TX's First Cash Pawn at 907 North Interstate Hwy 35 offers same-day pawn loans and collateral-based cash advances.

BBB: NR

Profile signals: Individuals with poor credit or no credit history researching emergency-cash options, People with valuable items (jewelry, electronics, instruments) they can temporarily pledge

R Bank logo

R Bank

R Bank is a community-focused retail bank offering personal and business banking services, mortgages, and loans through multiple branch locations with emphasis on relationship-based banking.

BBB: NR

Profile signals: Small business owners in central Texas communities seeking relationship-based banking and personalized service, Local residents in Schwertner, Georgetown, or Cedar Park seeking community-focused retail banking

Emergency Cash in Round Rock

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Cash Today logo

Cash Today

ACE Cash Express offers payday loans ($100-$2,000), installment loans ($100-$2,500), and title loans ($100-$5,000) with both online and in-store options in Round Rock, TX.

BBB: NR

Profile signals: Workers with temporary cash shortfalls between paychecks who can repay within 2-4 weeks, Consumers without access to credit cards or traditional bank loans due to poor credit or lack of banking history

Speedy Cash logo

Speedy Cash

Round Rock, TX Speedy Cash location on N Interstate Hwy 35 offers payday and title-loan profile details with extended Friday hours until 8PM.

BBB: NR

Profile signals: Memphis residents needing a small emergency cash advance before their next paycheck, Borrowers with a paid-off vehicle who need up to $4,000 and can tolerate secured lending risk

TitleMax Title Loans logo

TitleMax Title Loans

Round Rock, TX's TitleMax Title Loans at 901 N Interstate Hwy 35 C provides title-loan profile details for emergency cash.

BBB: NR

Profile signals: Vehicle owners with fair/poor credit needing same-day emergency cash, Borrowers seeking flexible lines of credit with incremental withdrawal options

Pawn Shops in Round Rock

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First Cash Pawn logo

First Cash Pawn

Round Rock's First Cash Pawn at 1051 I-35 offers quick pawn loans and collateral-based cash advances for local customers.

BBB: NR

Profile signals: Unbanked or credit-constrained consumers researching short-term cash access against personal property they own, Individuals seeking short-term liquidity with eligibility claims to verify, income verification, or credit report impact

First Cash Pawn logo

First Cash Pawn

Round Rock, TX's First Cash Pawn at 907 North Interstate Hwy 35 offers same-day pawn loans and collateral-based cash advances.

BBB: NR

Profile signals: Individuals with poor credit or no credit history researching emergency-cash options, People with valuable items (jewelry, electronics, instruments) they can temporarily pledge

Smart Pawn & Jewelry logo

Smart Pawn & Jewelry

FirstCash is the leading international pawn operator with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying.

BBB: NR

Profile signals: Consumers researching short-term cash access ($100-$5,000) with eligibility and income-verification claims to verify, Individuals with valuable collateral (jewelry, electronics, instruments) seeking short-term liquidity

Check Cashing & Money Services in Round Rock

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ACE Cash Express logo

ACE Cash Express

Round Rock, TX – ACE Cash Express at North Interstate 35 provides check cashing and payday loans with weekday and Saturday hours.

BBB: NR

Profile signals: Consumers needing check cashing services without traditional bank accounts, Individuals requiring rapid access to cash through installment or title loans

Banks in Round Rock

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R Bank logo

R Bank

R Bank is a community-focused retail bank offering personal and business banking services, mortgages, and loans through multiple branch locations with emphasis on relationship-based banking.

BBB: NR

Profile signals: Small business owners in central Texas communities seeking relationship-based banking and personalized service, Local residents in Schwertner, Georgetown, or Cedar Park seeking community-focused retail banking

Credit Repair in Round Rock

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Rock Credit and Business Services logo

Rock Credit and Business Services

Texas-based credit repair firm offering dispute services, tax preparation, and business credit building. Licensed, bonded, and locally owned in Round Rock.

4.6/5

Google rating from 49 reviews

BBB: NR

Profile signals: Texas residents seeking local, in-person credit repair support with face-to-face consultations, Consumers preparing to buy a home who want credit improvement bundled with realtor/lender referrals

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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