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Round Rock's First Cash Pawn at 1051 I-35 offers quick pawn loans and collateral-based cash advances for local customers.
Data compiled from public sources
First Cash Pawn in Round Rock, TX is located at 1051 I-35, a convenient spot for residents across the I-35 corridor. The standalone shop is open Monday through Saturday from 9 AM to 7 PM, and Sundays from 12 PM to 5 PM, making it accessible during most of the week.
At this Round Rock location, customers can obtain quick pawn loans on jewelry, electronics, tools, and other valuables, or sell items outright for short-term cash access. The shop also buys used merchandise across multiple categories. You can reach the store at 512-218-3982 to inquire about current loans, interest rates, or selling items before you visit.
If you are researching short-term cash access in Round Rock, TX, bring a valid photo ID and the item you wish to pawn or sell. First Cash Pawn evaluates items quickly and often completes transactions the same day. Walk-ins are welcome during posted hours.
This is state-level context for Pawn Shops consumers in Round Rock, TX. It does not confirm that First Cash Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First Cash Pawn offers 10 services including Pawn loans secured by personal property (non-recourse), Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and platinum buying services with on-the-spot cash payment, Layaway service with 10% down payment option, Lease-to-own and retail finance payment solutions through AFF subsidiary (15,000+ merchant partners), and 5 more.
First Cash Pawn has profile signals associated with Unbanked or credit-constrained consumers researching short-term cash access against personal property they own, Individuals seeking short-term liquidity with eligibility claims to verify, income verification, or credit report impact, People with valuable items (jewelry, electronics, instruments, tools) willing to temporarily forfeit them for cash access, Consumers shopping for used merchandise, sporting goods, or musical instruments at discount prices.
Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, Mexico, Guatemala, Colombia, and El Salvador for widespread accessibility; Non-recourse pawn loans mean no personal liability to repay and no credit report impact if item is not redeemed; Instant cash on-the-spot for items of value with eligibility and income-verification claims to verify. Areas to consider: Pawn loans result in loss of possession of personal items during the loan term, limiting access to pledged property; Implicit interest costs through shortened loan terms make pawn loans higher in listed-cost context than traditional personal loans for those with credit access.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for unbanked or credit-constrained consumers holding items of value who are researching short-term cash access without credit verification or credit report consequences. The main caveat is that pawn loans result in loss of personal property access during the loan term and carry implicit interest costs significantly higher than traditional lending, making them suitable only when alternatives are genuinely unavailable.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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