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First Cash Pawn in Round Rock, TX

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Round Rock, TX's First Cash Pawn at 907 North Interstate Hwy 35 offers same-day pawn loans and collateral-based cash advances.

Data compiled from public sources

First Cash Pawn Review

Located at 907 North Interstate Highway 35 in Round Rock, TX, this First Cash Pawn branch operates seven days a week. Weekday hours run Monday through Saturday from 9 AM to 7 PM, with Sunday service from 12 PM to 5 PM. The store sits in a convenient highway-accessible location near Round Rock's central business district, making it easy to stop in during regular hours for cash-advance profile details on your personal items.

This Round Rock location specializes in fast pawn loans, jewelry purchasing, and collateral-based cash advances. Whether you need immediate funds or want to sell items, the knowledgeable staff can process transactions the same day. Contact the store at +1 512-248-0827 for questions about acceptable collateral, loan terms, or current rates in your area.

For Round Rock residents researching short-term cash access, bring a valid photo ID and the item you wish to pawn or sell. Typical turnaround is the same day, with eligibility claims to verify. This location helps Texans access short-term funds quickly without the waiting period of traditional lending.

Services & Features

Buy and sell jewelry, electronics, tools, appliances, sporting goods, musical instruments
Gold and precious metal buying (cash on spot)
Layaway plans with 10% down payment
Lease-to-own financing through AFF subsidiary (15,000+ merchant partners)
Non-recourse pawn lending with no credit requirements
Online inventory browsing
Pawn loans secured by personal property pledges
Retail finance payment solutions
Retail sales of used and new merchandise
Store locator tool for 2,500+ locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Over 3,300 locations across 29 U.S. states, D.C., UK, and Latin America provides convenient access
  • eligibility claims to verify for pawn loans—accessible to those with poor or no credit history
  • short-term cash access funding on the spot when items are pledged as collateral
  • Non-recourse loans mean no liability beyond losing the pledged item if unpaid
  • Wide variety of accepted merchandise (jewelry, electronics, tools, instruments, appliances, sporting goods)
  • Layaway service with affordable 10% down payment option for purchasing items
  • Gold and precious metal buying service provides short-term cash access for unwanted jewelry

Cons

  • Risk of losing pledged personal property if pawn loan is not repaid on time
  • Pawn loan interest rates can be high depending on state regulations and loan terms
  • Limited to small loans secured by collateral, not suitable for large cash needs
  • Company is primarily focused on profit from merchandise markups and lending fees, not consumer benefit
  • Layaway and pawn services can be expensive compared to traditional credit or savings alternatives

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Round Rock, TX. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 10 services including Pawn loans secured by personal property pledges, Gold and precious metal buying (cash on spot), Retail sales of used and new merchandise, Layaway plans with 10% down payment, Buy and sell jewelry, electronics, tools, appliances, sporting goods, musical instruments, and 5 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Individuals with poor credit or no credit history researching emergency-cash options, People with valuable items (jewelry, electronics, instruments) they can temporarily pledge, Consumers seeking alternative short-term financing with eligibility claims to verify or underwriting delays, Budget-conscious shoppers looking to purchase discounted merchandise or lay away items.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: Over 3,300 locations across 29 U.S. states, D.C., UK, and Latin America provides convenient access; eligibility claims to verify for pawn loans—accessible to those with poor or no credit history; short-term cash access funding on the spot when items are pledged as collateral. Areas to consider: Risk of losing pledged personal property if pawn loan is not repaid on time; Pawn loan interest rates can be high depending on state regulations and loan terms.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
907 N Interstate Hwy 35, Round Rock, TX 78664
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for cash-constrained individuals with valuable items they can pledge for immediate short-term loans, or bargain hunters seeking discounted merchandise. The primary caveat is the significant risk of losing pledged personal property and the high effective cost of pawn loans compared to traditional credit alternatives—this is a lender of last resort, not a preferred financing option.

Profile Signals

  • Individuals with poor credit or no credit history researching emergency-cash options
  • People with valuable items (jewelry, electronics, instruments) they can temporarily pledge
  • Consumers seeking alternative short-term financing with eligibility claims to verify or underwriting delays
  • Budget-conscious shoppers looking to purchase discounted merchandise or lay away items
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Round Rock, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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