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Part of the First Cash Pawn chain · locations
First Cash Pawn in Round Rock, TX
Round Rock, TX's First Cash Pawn at 907 North Interstate Hwy 35 offers same-day pawn loans and collateral-based cash advances.
Data compiled from public sources · Rating from CreditDoc methodology
First Cash Pawn Review
Located at 907 North Interstate Highway 35 in Round Rock, TX, this First Cash Pawn branch operates seven days a week. Weekday hours run Monday through Saturday from 9 AM to 7 PM, with Sunday service from 12 PM to 5 PM. The store sits in a convenient highway-accessible location near Round Rock's central business district, making it easy to stop in during regular hours for quick cash advances on your personal items.
This Round Rock location specializes in fast pawn loans, jewelry purchasing, and collateral-based cash advances. Whether you need immediate funds or want to sell items, the knowledgeable staff can process transactions the same day. Contact the store at +1 512-248-0827 for questions about acceptable collateral, loan terms, or current rates in your area.
For Round Rock residents needing quick cash, bring a valid photo ID and the item you wish to pawn or sell. Typical turnaround is the same day, with no credit checks required. This location helps Texans access emergency funds quickly without the waiting period of traditional lending.
Services & Features
Buy and sell jewelry, electronics, tools, appliances, sporting goods, musical instruments
Gold and precious metal buying (cash on spot)
Layaway plans with 10% down payment
Lease-to-own financing through AFF subsidiary (15,000+ merchant partners)
Non-recourse pawn lending with no credit requirements
Online inventory browsing
Pawn loans secured by personal property pledges
Retail finance payment solutions
Retail sales of used and new merchandise
Store locator tool for 2,500+ locations
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Over 3,300 locations across 29 U.S. states, D.C., UK, and Latin America provides convenient access
- No credit checks required for pawn loans—accessible to those with poor or no credit history
- Fast cash funding on the spot when items are pledged as collateral
- Non-recourse loans mean no liability beyond losing the pledged item if unpaid
- Wide variety of accepted merchandise (jewelry, electronics, tools, instruments, appliances, sporting goods)
- Layaway service with affordable 10% down payment option for purchasing items
- Gold and precious metal buying service provides immediate cash for unwanted jewelry
Cons
- Risk of losing pledged personal property if pawn loan is not repaid on time
- Pawn loan interest rates can be high depending on state regulations and loan terms
- Limited to small loans secured by collateral, not suitable for large cash needs
- Company is primarily focused on profit from merchandise markups and lending fees, not consumer benefit
- Layaway and pawn services can be expensive compared to traditional credit or savings alternatives
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is First Cash Pawn legitimate?
Yes. First Cash Pawn is a registered company, headquartered in 907 N Interstate Hwy 35, Round Rock, TX 78664.
Quick Facts
- Headquarters
- 907 N Interstate Hwy 35, Round Rock, TX 78664
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on First Cash Pawn
FirstCash is best for cash-constrained individuals with valuable items they can pledge for immediate short-term loans, or bargain hunters seeking discounted merchandise. The primary caveat is the significant risk of losing pledged personal property and the high effective cost of pawn loans compared to traditional credit alternatives—this is a lender of last resort, not a preferred financing option.
Best For
- Individuals with poor credit or no credit history needing emergency cash
- People with valuable items (jewelry, electronics, instruments) they can temporarily pledge
- Consumers seeking alternative short-term financing without credit checks or underwriting delays
- Budget-conscious shoppers looking to purchase discounted merchandise or lay away items
Updated 2026-04-29
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