New Orleans, LA

Credit Repair & Financial Services in New Orleans

Review 46 credit repair companies, personal lenders, and financial services in New Orleans, Louisiana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Louisiana avg credit score: 687 Median income: $57,852 Poverty rate: 18.6% Payday loans: Legal Louisiana overview →

Featured Provider Profiles in New Orleans

46 companies
5 Star Car Title Loans logo

5 Star Car Title Loans

New Orleans, LA: 5 Star Car Title Loans at 2802 S Claiborne Ave offers fast car title loans and payday advances in South Claiborne.

BBB: NR

Profile signals: Vehicle owners facing urgent expense research who want to keep their cars, Borrowers with damaged credit who may not meet traditional bank-loan criteria

5 Star Car Title Loans logo

5 Star Car Title Loans

New Orleans, LA — 5 Star Car Title Loans on Elysian Fields Ave offers title loans and payday advances with provider-stated funding timing for borrowers who meet provider criteria.

BBB: NR

Profile signals: Vehicle owners with significant equity who are researching short-term cash access and cannot qualify for personal loans, Borrowers with damaged or no credit history who are ineligible for bank or credit union products

ACE Cash Express logo

ACE Cash Express

New Orleans, LA's ACE Cash Express at 2729 St Claude Ave offers payday and title loans with fast processing.

BBB: Varies by location

Profile signals: Unbanked or underbanked consumers with no access to traditional bank accounts or credit cards, People needing same-day or next-day cash for paycheck gaps or emergency expenses under $2,000

ACE Cash Express logo

ACE Cash Express

New Orleans, LA's ACE Cash Express at 401 S Claiborne Ave offers same-day payday and title loans to residents.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing basic financial services like check cashing and bill payments, Consumers with vehicle collateral seeking title loans or installment financing

Advance America logo

Advance America

New Orleans Advance America at Caton Street provides payday and title-loan profile details to local residents.

BBB: NR

Profile signals: Consumers with immediate $200–$500 cash needs between paychecks who can repay within 2–4 weeks without financial strain, Borrowers with poor credit who may not meet traditional personal-loan or credit-card criteria

American Cash Advance logo

American Cash Advance

American Cash Advance offers same-day cash advances, title loans, and signature loans across 43 locations in Louisiana and Mississippi with approval in minutes.

BBB: NR

Profile signals: Consumers in Louisiana or Mississippi with urgent expense research and access to a physical location, Vehicle owners who can offer collateral and prefer rapid title loan funding

Emergency Cash in New Orleans

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5 Star Car Title Loans logo

5 Star Car Title Loans

New Orleans, LA: 5 Star Car Title Loans at 2802 S Claiborne Ave offers fast car title loans and payday advances in South Claiborne.

BBB: NR

Profile signals: Vehicle owners facing urgent expense research who want to keep their cars, Borrowers with damaged credit who may not meet traditional bank-loan criteria

5 Star Car Title Loans logo

5 Star Car Title Loans

New Orleans, LA — 5 Star Car Title Loans on Elysian Fields Ave offers title loans and payday advances with provider-stated funding timing for borrowers who meet provider criteria.

BBB: NR

Profile signals: Vehicle owners with significant equity who are researching short-term cash access and cannot qualify for personal loans, Borrowers with damaged or no credit history who are ineligible for bank or credit union products

ACE Cash Express logo

ACE Cash Express

New Orleans, LA's ACE Cash Express at 2729 St Claude Ave offers payday and title loans with fast processing.

BBB: Varies by location

Profile signals: Unbanked or underbanked consumers with no access to traditional bank accounts or credit cards, People needing same-day or next-day cash for paycheck gaps or emergency expenses under $2,000

ACE Cash Express logo

ACE Cash Express

New Orleans, LA's ACE Cash Express at 401 S Claiborne Ave offers same-day payday and title loans to residents.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing basic financial services like check cashing and bill payments, Consumers with vehicle collateral seeking title loans or installment financing

Advance America logo

Advance America

New Orleans Advance America at Caton Street provides payday and title-loan profile details to local residents.

BBB: NR

Profile signals: Consumers with immediate $200–$500 cash needs between paychecks who can repay within 2–4 weeks without financial strain, Borrowers with poor credit who may not meet traditional personal-loan or credit-card criteria

American Cash Advance logo

American Cash Advance

American Cash Advance offers same-day cash advances, title loans, and signature loans across 43 locations in Louisiana and Mississippi with approval in minutes.

BBB: NR

Profile signals: Consumers in Louisiana or Mississippi with urgent expense research and access to a physical location, Vehicle owners who can offer collateral and prefer rapid title loan funding

Banks in New Orleans

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Bank of Louisiana logo

Bank of Louisiana

Bank of Louisiana is a community bank offering over 60 years of local banking services including checking, savings, loans, mortgages, and credit cards with FDIC insurance protection.

BBB: NR

Profile signals: Louisiana residents seeking community banking relationships over national chains, Customers who prefer in-person banking and local branch support

Fidelity Bank logo

Fidelity Bank

Fidelity Bank is an FDIC-insured Louisiana-based bank offering personal and business checking, savings, loans, credit cards, and digital banking services.

BBB: NR

Profile signals: Louisiana residents seeking FDIC-insured personal and business banking with community commitment, Small business owners interested in treasury management and SBA lending programs

Fifth District Savings Bank logo

Fifth District Savings Bank

Fifth District Savings Bank is a community bank founded in 1926 serving the New Orleans area with checking, savings, debit cards, residential loans, and FDIC-insured deposits.

BBB: NR

Profile signals: New Orleans-area residents seeking traditional community banking with local decision-making, Home buyers or property owners interested in residential loans with personalized lender relationships

Gulf Coast Bank and Trust Company logo

Gulf Coast Bank and Trust Company

FDIC-insured community bank operating in Southeast Louisiana, Florida, and Alabama offering checking, savings, loans, and trust services with a focus on personalized customer service.

BBB: NR

Profile signals: Southeast Louisiana, Florida, and Alabama residents seeking personalized relationship banking and local decision-making, Mortgage borrowers who value working directly with experienced loan officers and customized loan programs

Hibernia Bank logo

Hibernia Bank

Hibernia Bank is a full-service community bank serving the New Orleans Metropolitan Area since 1886, offering checking, savings, money market, and lending products with FDIC insurance.

BBB: NR

Profile signals: Customers in the New Orleans Metropolitan Area seeking personalized relationship banking, Homebuyers and homeowners needing mortgage financing with local staff context guidance

Liberty Bank and Trust Company logo

Liberty Bank and Trust Company

Liberty Bank is a full-service bank offering personal and business banking, loans, mortgages, and credit cards with a 50-year focus on serving underserved communities.

BBB: NR

Profile signals: Small business owners seeking flexible, fast-decision business financing, Individuals in underserved communities looking for full-service banking relationships

Check Cashing & Money Services in New Orleans

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MoneyGram logo

MoneyGram

New Orleans MoneyGram at 500 N Carrollton Ave provides check-cashing and money transfer services with extended hours daily.

BBB: NR

Profile signals: Unbanked and underbanked individuals needing reliable money transfer without bank accounts, Customers seeking evening and weekend money transfer access beyond traditional banking hours

MoneyGram logo

MoneyGram

New Orleans, LA's MoneyGram at 401 S Claiborne Ave offers check cashing and money transfers with extended weekday hours.

BBB: NR

Profile signals: Customers sending money internationally to family or business contacts, Individuals without traditional bank accounts seeking accessible transfer services

Western Union Money Order Only logo

Western Union Money Order Only

Western Union is a global money transfer service enabling customers to send and receive funds internationally and domestically with competitive exchange rates and low fees.

BBB: NR

Profile signals: International remittance senders transferring funds to family or recipients in 200+ countries, First-time online transfer customers seeking promotional $0 fees and better exchange rates

Western Union logo

Western Union

New Orleans, LA Western Union at 1801 St Charles Ave offers money transfers and check cashing services daily 8AM–9PM.

BBB: NR

Profile signals: International money senders researching short-term cash access pickup by family members abroad, Unbanked or underbanked consumers without traditional bank accounts who need check cashing and bill payment services

Western Union logo

Western Union

127 Royal St in New Orleans, LA is home to Western Union's money transfer and check cashing services.

BBB: NR

Profile signals: Unbanked and underbanked consumers who lack traditional checking accounts but need to send or receive money, International remittance senders who need reliable cash pickup options for recipients abroad

Pawn Shops in New Orleans

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Cash America Pawn logo

Cash America Pawn

At 3051 Gentilly Blvd in New Orleans, LA, Cash America Pawn offers pawn loans, jewelry buying, and cash-advance profile details on personal items.

BBB: NR

Profile signals: Consumers with poor or no credit history comparing emergency-cash timing, People with valuable items (jewelry, electronics, instruments) willing to use them as collateral for short-term loans

Cash America Pawn logo

Cash America Pawn

New Orleans, LA's Cash America Pawn at 1601 Newton St offers short-term cash access loans on personal items with flexible terms and convenient weekday hours.

BBB: NR

Profile signals: Consumers researching short-term cash access with eligibility claims to verify or background verification, Individuals with valuable items (jewelry, electronics, instruments) willing to use them as collateral temporarily

Fischer's Jewelry & Loan Co Inc logo

Fischer's Jewelry & Loan Co Inc

Fischer's Jewelry is an independently owned New Orleans jewelry retailer specializing in diamond engagement rings, bridal sets, and fine gemstone jewelry since 1962. Despite being listed as a pawn shop, their website exclusively showcases retail jewelry sales.

BBB: NR

Profile signals: Engaged couples shopping for diamond engagement rings and bridal sets with $1,500-$3,500+ budgets, Customers seeking branded fine jewelry from established vendors with detailed product specifications

Magazine Pawn logo

Magazine Pawn

Magazine Pawn Shop is a New Orleans-based pawn shop offering collateral-based cash loans, pre-owned merchandise sales, and jewelry repair since 1989.

BBB: NR

Profile signals: Individuals needing short-term cash and willing to pledge valuable collateral, People seeking to buy or sell pre-owned jewelry, electronics, or musical instruments locally

Free Help in New Orleans

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Desire Community Housing Corporation logo

Desire Community Housing Corporation

Non-profit housing counseling organization serving the Greater New Orleans area, focused on affordable housing production, protection, and fair housing advocacy.

BBB: NR

Profile signals: Low to moderate-income residents of Greater New Orleans seeking affordable housing options, Individuals facing housing discrimination or fair housing concerns in the NOLA region

Family Resources of New Orleans logo

Family Resources of New Orleans

HUD-certified non-profit housing counselor in New Orleans helping low-wealth families achieve homeownership through education, financial fitness training, and USDA loan guidance.

BBB: NR

Profile signals: Low-to-moderate income families in St. Charles, St. Bernard, and Jefferson Parish seeking first-time homeownership, Rural or suburban property buyers interested in USDA 502 loan programs

Louisiana Fair Housing Action Center, Inc. logo

Louisiana Fair Housing Action Center, Inc.

Louisiana Fair Housing Action Center provides free fair housing counseling, discrimination complaint assistance, and eviction defense to residents facing housing discrimination or displacement.

BBB: NR

Profile signals: Renters facing housing discrimination based on protected class status (race, family status, disability, etc.), Tenants facing eviction who need legal representation and defense strategies

New Orleans Neighborhood Development Foundation logo

New Orleans Neighborhood Development Foundation

Non-profit homeownership education organization dedicated to wealth building through housing advocacy and financial literacy for New Orleans residents since 1986.

BBB: NR

Profile signals: New Orleans-area first-time homebuyers seeking foundational financial education, Prospective homeowners wanting to understand mortgage qualification and home purchase processes

Credit Unions in New Orleans

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Coast Guard Employees logo

Coast Guard Employees

Federal credit union serving Coast Guard members and their families with member-owned financial services including savings accounts, loans, and checking products.

BBB: NR

Profile signals: Active duty Coast Guard members seeking banking tailored to military service, Retired and former Coast Guard personnel maintaining member benefits

Instep logo

Instep

Federal credit union headquartered in New Orleans with $50.6M in assets, 4,939 members, and 2 branch locations offering basic banking services since 1948.

BBB: NR

Profile signals: New Orleans area residents seeking community-focused banking with member-owned structure, Individuals preferring credit unions over commercial banks for deposit accounts and basic lending

Personal Loans in New Orleans

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Luckmore Finance Corporation logo

Luckmore Finance Corporation

Luckmore Finance is a New Orleans-based lender specializing in personal loans, auto loans, and debt consolidation since 1964, serving customers with all credit types.

BBB: NR

Profile signals: New Orleans and Kenner area residents who prefer in-person banking and relationship-based lending, Borrowers with varied credit profiles (good, fair, or no credit) seeking personalized service rather than algorithmic approval

OneMain Financial logo

OneMain Financial

OneMain Financial New Orleans, Louisiana — OneMain Financial offers secured and unsecured personal loans from $1,500–$30,000 at fixed rates of 11.99%–35...

BBB: NR

Profile signals: Borrowers with fair or poor credit who need $1,500–$30,000 and can't qualify at a bank, Consumers who prefer in-person guidance from a loan staff context

Business Loans in New Orleans

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Point Funding, LLC - Insurance Agency Loans logo

Point Funding, LLC - Insurance Agency Loans

Point Funding provides commission-based loans to insurance agents and financial advisors, requiring only past commission records and background checks instead of traditional credit requirements.

BBB: NR

Profile signals: Established insurance agents needing working capital but lacking traditional creditworthiness for bank loans, Financial advisors at major firms seeking rapid funding to support business growth or temporary cash flow gaps

Regional Loan Corporation logo

Regional Loan Corporation

Non-profit SBA 504 lender in Louisiana offering fixed-rate small business financing with low equity requirements and 25-year terms.

BBB: NR

Profile signals: Small manufacturing or food service businesses in Louisiana seeking 15-25 year asset financing, Female and minority-owned business owners in target parishes needing below-market fixed rates

Mortgages & Home Loans in New Orleans

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Nsc (Naca Counseling Subsidiary) - New Orleans, LA logo

Nsc (Naca Counseling Subsidiary) - New Orleans, LA

NACA is a HUD-approved nonprofit housing counselor providing character-based mortgage lending and homeownership services to underserved communities across America.

BBB: NR

Profile signals: Low-to-moderate income borrowers and people of color historically underserved by traditional lenders, First-time homebuyers without established credit history or prior credit damage

Your Rights in Louisiana

Louisiana Consumer Protections: Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer-protection context especially important. Complaints can be filed with OFI or the Attorney General.

Interest Rate Cap: Louisiana usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+).

Key Regulations:
  • Payday loans capped at $350 with fee of $20 per $100; amounts over $350 (up to $500) at 16.75% per $100.
  • Loan term must be between 14-30 days.
  • Rollovers are limited; borrower cannot have more than $500 in outstanding payday loans.
  • Licensed lenders regulated under the Louisiana Consumer Credit Law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Louisiana Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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