Banks Provider Profiles in New Orleans, LA

Review 6 listed banks profiles associated with New Orleans, Louisiana.

6 Listed Profiles Payday: Legal

Louisiana Lending Regulations

Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer-protection context especially important. Complaints can be filed with OFI or the Attorney General.

Usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+) Agency: Louisiana Attorney General Consumer Protection Section

Listed Banks Profiles in New Orleans (6)

Bank of Louisiana logo

Bank of Louisiana

Bank of Louisiana is a community bank offering over 60 years of local banking services including checking, savings, loans, mortgages, and credit cards with FDIC insurance protection.

BBB: NR

Profile signals: Louisiana residents seeking community banking relationships over national chains, Customers who prefer in-person banking and local branch support

Fidelity Bank logo

Fidelity Bank

Fidelity Bank is an FDIC-insured Louisiana-based bank offering personal and business checking, savings, loans, credit cards, and digital banking services.

BBB: NR

Profile signals: Louisiana residents seeking FDIC-insured personal and business banking with community commitment, Small business owners interested in treasury management and SBA lending programs

Fifth District Savings Bank logo

Fifth District Savings Bank

Fifth District Savings Bank is a community bank founded in 1926 serving the New Orleans area with checking, savings, debit cards, residential loans, and FDIC-insured deposits.

BBB: NR

Profile signals: New Orleans-area residents seeking traditional community banking with local decision-making, Home buyers or property owners interested in residential loans with personalized lender relationships

Gulf Coast Bank and Trust Company logo

Gulf Coast Bank and Trust Company

FDIC-insured community bank operating in Southeast Louisiana, Florida, and Alabama offering checking, savings, loans, and trust services with a focus on personalized customer service.

BBB: NR

Profile signals: Southeast Louisiana, Florida, and Alabama residents seeking personalized relationship banking and local decision-making, Mortgage borrowers who value working directly with experienced loan officers and customized loan programs

Hibernia Bank logo

Hibernia Bank

Hibernia Bank is a full-service community bank serving the New Orleans Metropolitan Area since 1886, offering checking, savings, money market, and lending products with FDIC insurance.

BBB: NR

Profile signals: Customers in the New Orleans Metropolitan Area seeking personalized relationship banking, Homebuyers and homeowners needing mortgage financing with local staff context guidance

Liberty Bank and Trust Company logo

Liberty Bank and Trust Company

Liberty Bank is a full-service bank offering personal and business banking, loans, mortgages, and credit cards with a 50-year focus on serving underserved communities.

BBB: NR

Profile signals: Small business owners seeking flexible, fast-decision business financing, Individuals in underserved communities looking for full-service banking relationships