Metairie, LA

Credit Repair & Financial Services in Metairie

Review 12 credit repair companies, personal lenders, and financial services in Metairie, Louisiana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Louisiana avg credit score: 687 Median income: $57,852 Poverty rate: 18.6% Payday loans: Legal Louisiana overview →

Featured Provider Profiles in Metairie

12 companies
5 Star Car Title Loans logo

5 Star Car Title Loans

Metairie, LA's 5 Star Car Title Loans at 2916 Lime St provides car-title-loan profile details with same-day options.

BBB: NR

Profile signals: People with vehicles facing genuine emergencies (medical, utility shutoff, eviction) who are researching short-term cash access and can repay within weeks, Borrowers with poor credit unable to qualify for personal loans, credit cards, or traditional emergency financing

ACE Cash Express logo

ACE Cash Express

Metairie's ACE Cash Express at 3601 N Causeway Blvd offers fast check cashing and money transfer services during extended weekday hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate check cashing or bill payment services, Customers requiring emergency cash loans with fast funding timelines

Advance America logo

Advance America

Metairie, LA's Advance America at 3750 Veterans Memorial Blvd offers payday and title-loan profile details with provider-stated funding timing.

BBB: A+

Profile signals: Consumers facing a short-term cash shortfall before their next paycheck with no other credit options, Borrowers with poor or thin credit histories who may not meet traditional bank-loan criteria

Crescent Bank logo

Crescent Bank

FDIC-insured bank offering Certificates of Deposit, auto loans, and basic banking services with online account management and a mobile app.

BBB: NR

Profile signals: CD investors seeking FDIC-insured savings with competitive yields and flexible term options, Auto loan customers in regions served by Crescent Bank branches preferring local banking relationships

Electrical Workers Local 130 logo

Electrical Workers Local 130

IBEW Local 130 is a member-owned credit union serving electrical workers and their families in the Greater New Orleans area since 1900.

BBB: NR

Profile signals: Active IBEW Local 130 union electricians seeking member-owned financial services and union support, Apprentices in the IBEW electrical trade training program needing accessible financial services

Eureka Homestead logo

Eureka Homestead

Community-based savings and loan serving the New Orleans area for 135+ years, offering traditional savings accounts and mortgage lending programs.

BBB: NR

Profile signals: New Orleans-area residents seeking community-focused banking relationships, Homebuyers in Louisiana looking for personalized mortgage assistance and guidance

Banks in Metairie

View all →
Crescent Bank logo

Crescent Bank

FDIC-insured bank offering Certificates of Deposit, auto loans, and basic banking services with online account management and a mobile app.

BBB: NR

Profile signals: CD investors seeking FDIC-insured savings with competitive yields and flexible term options, Auto loan customers in regions served by Crescent Bank branches preferring local banking relationships

Eureka Homestead logo

Eureka Homestead

Community-based savings and loan serving the New Orleans area for 135+ years, offering traditional savings accounts and mortgage lending programs.

BBB: NR

Profile signals: New Orleans-area residents seeking community-focused banking relationships, Homebuyers in Louisiana looking for personalized mortgage assistance and guidance

Metairie Bank & Trust Company logo

Metairie Bank & Trust Company

Metairie Bank & Trust Company is a full-service regional bank in Louisiana offering personal and business banking, lending, investments, and insurance services through multiple channels.

BBB: NR

Profile signals: Louisiana-based personal customers seeking relationship banking with modern digital convenience and diverse account options, Small to mid-sized business owners in the region needing integrated banking, lending, and merchant services

Credit Unions in Metairie

View all →
Electrical Workers Local 130 logo

Electrical Workers Local 130

IBEW Local 130 is a member-owned credit union serving electrical workers and their families in the Greater New Orleans area since 1900.

BBB: NR

Profile signals: Active IBEW Local 130 union electricians seeking member-owned financial services and union support, Apprentices in the IBEW electrical trade training program needing accessible financial services

The New Orleans Firemen'S logo

The New Orleans Firemen'S

Firemen's Federal Credit Union is a Louisiana-based, member-owned credit union offering auto loans, personal loans, credit cards, and high-yield checking accounts to help members build financial security.

BBB: NR

Profile signals: Louisiana residents and eligible members seeking competitive auto refinancing with rate savings, Consumers wanting high-yield checking accounts with no-fee credit cards and cash back rewards

Xplore logo

Xplore

Xplore Federal Credit Union is a member-owned credit union offering personal and business checking, savings, auto loans, mortgages, and credit cards since 1947.

BBB: NR

Profile signals: Members seeking high-yield checking with NCUA insurance protection, Auto and mortgage shoppers prioritizing rate claims to verify within credit union structure

Emergency Cash in Metairie

View all →
5 Star Car Title Loans logo

5 Star Car Title Loans

Metairie, LA's 5 Star Car Title Loans at 2916 Lime St provides car-title-loan profile details with same-day options.

BBB: NR

Profile signals: People with vehicles facing genuine emergencies (medical, utility shutoff, eviction) who are researching short-term cash access and can repay within weeks, Borrowers with poor credit unable to qualify for personal loans, credit cards, or traditional emergency financing

Advance America logo

Advance America

Metairie, LA's Advance America at 3750 Veterans Memorial Blvd offers payday and title-loan profile details with provider-stated funding timing.

BBB: A+

Profile signals: Consumers facing a short-term cash shortfall before their next paycheck with no other credit options, Borrowers with poor or thin credit histories who may not meet traditional bank-loan criteria

Pawn Shops in Metairie

View all →
Golden Cash Advance logo

Golden Cash Advance

Golden Cash Advance is a loan marketplace connector that links borrowers with third-party lenders for short-term cash access advances, auto loans, and bad credit financing without making loans directly.

BBB: NR

Profile signals: Consumers with poor credit seeking quick access to emergency cash loans, Bad credit auto, motorcycle, or boat buyers needing financing alternatives

Phoenix Pawn logo

Phoenix Pawn

Family-owned pawn shop in Sun City, AZ specializing in gold jewelry, firearms, and collateral loans since 2009, with on-site jewelry and watch repair.

BBB: NR

Profile signals: Residents in Sun City and the West Valley researching short-term cash access against jewelry or firearms, Firearm buyers seeking an affordable flat-rate FFL transfer in the Phoenix area

Check Cashing & Money Services in Metairie

View all →
ACE Cash Express logo

ACE Cash Express

Metairie's ACE Cash Express at 3601 N Causeway Blvd offers fast check cashing and money transfer services during extended weekday hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate check cashing or bill payment services, Customers requiring emergency cash loans with fast funding timelines

Mortgages & Home Loans in Metairie

View all →
Mutual Savings and Loan Association logo

Mutual Savings and Loan Association

Mutual Savings & Loan Association is a long-established mortgage lender in southeast Louisiana offering home purchase loans, construction financing, and renovation mortgages since 1885.

BBB: NR

Profile signals: Southeast Louisiana homebuyers seeking a local, community-focused mortgage lender with deep regional roots, Borrowers interested in construction-to-permanent financing who want to consolidate closings and reduce costs

Your Rights in Louisiana

Louisiana Consumer Protections: Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer-protection context especially important. Complaints can be filed with OFI or the Attorney General.

Interest Rate Cap: Louisiana usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+).

Key Regulations:
  • Payday loans capped at $350 with fee of $20 per $100; amounts over $350 (up to $500) at 16.75% per $100.
  • Loan term must be between 14-30 days.
  • Rollovers are limited; borrower cannot have more than $500 in outstanding payday loans.
  • Licensed lenders regulated under the Louisiana Consumer Credit Law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Louisiana Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.