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FDIC-insured bank offering Certificates of Deposit, auto loans, and basic banking services with online account management and a mobile app.
Data compiled from public sources
Crescent Bank is a traditional FDIC-insured banking institution that serves consumers seeking deposit products and auto financing solutions. S. government.
The institution operates physical branch locations and provides digital banking channels including a mobile app and online portal. 65% APY on 12-month terms—positioning them as higher-yield alternatives to standard savings and money market accounts. Crescent also originates and services auto loans, allowing borrowers to access loan information, set up automatic payments, and manage payment reminders through their online platform.
The bank provides standard online and mobile banking capabilities, though specific checking and savings account details are not prominently featured on their website. The institution also operates an auto dealer program, suggesting lending relationships with dealership partners. Crescent Bank distinguishes itself through its focus on CD products with rates competitive enough to highlight on their homepage, and a unified auto finance division (Crescent Auto Finance) designed to streamline customer support.
The bank emphasizes FDIC insurance education and maintains physical branch locations, suggesting a hybrid banking model combining traditional and digital services. Their mobile app availability indicates investment in customer digital accessibility. As a regional bank with limited online presence regarding checking/savings products, Crescent appears positioned for consumers prioritizing FDIC safety and CD yields over extensive product variety.
The reliance on auto loan servicing as a prominent business line suggests this may be a significant revenue driver. Consumers should note that detailed account terms, fee structures, and full product information require direct contact or deeper website navigation beyond publicly featured content.
This is state-level context for Banks consumers in Metairie, LA. It does not confirm that Crescent Bank or this specific location is licensed.
State regulator
Louisiana Office of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Crescent Bank offers 12 services including Certificates of Deposit (CDs) with multiple term options and stated 3.65% APY on 12-month products, FDIC insurance up to $250,000 per depositor per ownership type on covered accounts, Auto loan origination and underwriting through dealership partnerships, Online auto loan account access and information portal, Automatic payment setup and management for auto loans, and 7 more.
Crescent Bank has profile signals associated with CD investors seeking FDIC-insured savings with competitive yields and flexible term options, Auto loan customers in regions served by Crescent Bank branches preferring local banking relationships, Borrowers purchasing vehicles through dealership partners offering Crescent financing, Consumers prioritizing FDIC protection and traditional bank safety over fintech innovation.
Key strengths: FDIC insured member bank with deposits protected up to $250,000 per ownership category; Competitive CD rates advertised at 3.65% APY on 12-month terms at time of website review; Mobile app available for account management and banking convenience. Areas to consider: Limited information on website regarding checking and savings account products, rates, and features; No published fee schedule or detailed account terms visible on primary website pages.
In the Banks category, comparable providers include Abbeville Building & Loan (a State-Chartered Savings Bank), American Bank, American Bank & Trust Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Crescent Bank is best suited for CD investors prioritizing FDIC safety and competitive yields, and auto borrowers in their service regions seeking local lending relationships. Primary caveat: the bank's website provides minimal detail on checking/savings products and complete account terms, requiring direct contact for comprehensive product comparison and listed pricing information.
State-chartered mutual savings bank in Louisiana specializing in residential mortgages and deposit products since 1890. FDIC-insured with online banking.
Profile signals: Louisiana residents seeking both residential mortgage and deposit products from a community-focused bank, First-time homebuyers in Vermilion Parish with limited down payment savings
Community-focused bank in Louisiana offering personal and commercial banking services, with recognition as the #1 SBA lender in the state by loan count and volume.
Profile signals: Small business owners in Louisiana seeking SBA loans and listed commercial financing, Louisiana residents wanting personal relationships with local bankers and community-focused service
Community bank operating in Louisiana since 1958, offering checking, savings, loans, and credit/debit cards with a focus on personal service.
Profile signals: Small business owners in south-central Louisiana seeking community bank relationships, Individuals in Louisiana branch areas prioritizing in-person service and local decision-making
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