Phoenix Pawn logo

Phoenix Pawn in Metairie, LA

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Family-owned pawn shop in Sun City, AZ specializing in gold jewelry, firearms, and collateral loans since 2009, with on-site jewelry and watch repair.

Data compiled from public sources

Phoenix Pawn Review

Phoenix Pawn opened its doors on November 1, 2009, in the West Valley of Phoenix, Arizona. Owned and operated by George and his wife, the shop has built its reputation over 15-plus years on honesty, fairness, and customer respect. Located at 9010 North 103rd Avenue in Sun City — near the University of Phoenix Stadium and Westgate Entertainment District — it serves the surrounding residential community with pawn loans and outright purchases of valuables.

The shop's core offerings center on buying and lending against gold, silver, jewelry, firearms, and motorcycles. Beyond collateral lending and resale, Phoenix Pawn provides gun transfer (FFL) services at a flat $25 fee. On-site jewelry services are a standout: the shop offers stone replacement, repair, engraving, custom jewelry work, watch repair, and complimentary jewelry cleaning during business hours.

What sets Phoenix Pawn apart from a typical pawn operation is the depth of in-house experience context. Jim, the on-site jeweler, brings over 35 years of professional experience including a background with Zales, enabling repairs and redesigns that most pawn shops outsource. The flat $25 gun transfer rate is also explicitly marketed as one of the best — and the only flat-rate option — in the Phoenix metro area, which is a concrete differentiator for firearm buyers.

For consumers seeking emergency liquidity, Phoenix Pawn offers a straightforward collateral loan path on jewelry, precious metals, and firearms. However, the shop operates limited hours — closed Sunday and Monday, and only until 4pm on Thursdays and Saturdays — which may be inconvenient for working adults. Pawn loan terms and interest rates are not disclosed on the website, so borrowers should ask upfront before pledging items. Like all pawn shops, this is a short-term, high-cost borrowing option; it is best used when speed and accessibility matter more than rate.

Services & Features

Custom jewelry design
FFL gun transfers — flat $25 fee
Firearm buying and resale
Free jewelry cleaning
Gold and silver buying
Jewelry buying and resale
Jewelry engraving
Motorcycle buying
On-site jewelry repair
Pawn loans (collateral-based lending)
Stone replacement
Watch repair

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Flat $25 gun transfer fee — marketed as the only flat rate in the Phoenix metro area
  • On-site master jeweler with 35+ years experience including Zales background
  • Free jewelry cleaning available during all business hours
  • Full jewelry services: stone replacement, engraving, custom work, and watch repair
  • Family-owned and operated with 15+ years of community presence
  • Buys and lends against diverse collateral: gold, silver, jewelry, firearms, and motorcycles
  • stored reputation signals built on stated values of honesty and customer respect since 2009

Cons

  • Limited hours — closed Sunday and Monday, short Saturday hours (10am–4pm)
  • No loan rates, terms, or LTV ratios disclosed on the website
  • Pawn loans are inherently short-term and high-cost relative to traditional credit
  • Single location only — no branches or online services mentioned
  • No mention of licensing, state compliance disclosures, or BBB/review platform presence on the website

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Metairie, LA. It does not confirm that Phoenix Pawn or this specific location is licensed.

State regulator

Louisiana Office of Financial Institutions

Money services context in Louisiana

Short-term lending status: Legal

General rate context: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+)

Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer protections especially important. Complaints can be filed with OFI or the Attorney General.

Key state rules to check

  • Payday loans capped at $350 with fee of $20 per $100; amounts over $350 (up to $500) at 16.75% per $100.
  • Loan term must be between 14-30 days.
  • Rollovers are limited; borrower cannot have more than $500 in outstanding payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Phoenix Pawn offer?

Phoenix Pawn offers 12 services including Pawn loans (collateral-based lending), Gold and silver buying, Jewelry buying and resale, Firearm buying and resale, Motorcycle buying, and 7 more.

What profile signals are listed for Phoenix Pawn?

Phoenix Pawn has profile signals associated with Residents in Sun City and the West Valley researching short-term cash access against jewelry or firearms, Firearm buyers seeking an affordable flat-rate FFL transfer in the Phoenix area, Customers needing jewelry repair, watch repair, or custom jewelry work done locally, Sellers looking to liquidate gold, silver, or unwanted jewelry.

What are the strengths and weaknesses of Phoenix Pawn?

Key strengths: Flat $25 gun transfer fee — marketed as the only flat rate in the Phoenix metro area; On-site master jeweler with 35+ years experience including Zales background; Free jewelry cleaning available during all business hours. Areas to consider: Limited hours — closed Sunday and Monday, short Saturday hours (10am–4pm); No loan rates, terms, or LTV ratios disclosed on the website.

How does Phoenix Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include BJ's Jewelry & Loan Gretna (Pawn Shop), Cash America Pawn, Cash America Pawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
200 Clearview Pkwy, Metairie, LA 70001
BBB Accredited
No
Visit Phoenix Pawn

CreditDoc Profile Note

Research Note on Phoenix Pawn

Phoenix Pawn is best suited for West Valley Phoenix residents who need fast collateral-based cash against jewelry or firearms, or who want affordable gun transfers and on-site jewelry repair. The main caveat is that pawn loan costs are not disclosed online, and limited hours (closed Sunday–Monday) reduce accessibility for working borrowers.

Profile Signals

  • Residents in Sun City and the West Valley researching short-term cash access against jewelry or firearms
  • Firearm buyers seeking an affordable flat-rate FFL transfer in the Phoenix area
  • Customers needing jewelry repair, watch repair, or custom jewelry work done locally
  • Sellers looking to liquidate gold, silver, or unwanted jewelry
Updated 2026-05-08

Similar Companies

BJ's Jewelry & Loan Gretna (Pawn Shop) logo

BJ's Jewelry & Loan Gretna (Pawn Shop)

Family-owned pawn shop operating for nearly 30 years in the New Orleans area, buying and lending on jewelry, luxury goods, firearms, and musical instruments.

BBB: NR

Profile signals: Customers with luxury goods (jewelry, watches, designer bags, firearms) seeking short-term cash access, People needing short-term collateral-based loans with eligibility claims to verify

Cash America Pawn logo

Cash America Pawn

Harvey, LA's Cash America Pawn at 2212 4th St offers quick loans on personal items with straightforward, no-credit-needed transactions.

BBB: NR

Profile signals: Unbanked or credit-constrained consumers needing emergency-cash timing to verify without credit approval, People with high-value personal items (jewelry, electronics, instruments) willing to pledge collateral temporarily

Cash America Pawn logo

Cash America Pawn

Jefferson, LA's Cash America Pawn at 3315 Jefferson Hwy offers fast pawn loans, buying, and selling of jewelry, electronics, and valuables.

BBB: NR

Profile signals: Consumers with valuable personal items (jewelry, electronics, instruments) needing short-term cash, Credit-constrained individuals who may not meet traditional personal-loan criteria or credit lines

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Quick Summary

  • Phoenix Pawn is listed as a Pawn Shops provider in Metairie, LA on CreditDoc.
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