Long Beach, CA

Credit Repair & Financial Services in Long Beach

Review 47 credit repair companies, personal lenders, and financial services in Long Beach, California. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

California avg credit score: 716 Median income: $91,905 Poverty rate: 11% Payday loans: Legal California overview →

Featured Provider Profiles in Long Beach

47 companies
5 Star Car Title Loans logo

5 Star Car Title Loans

Long Beach, CA residents visit 5 Star Car Title Loans at 2160 Long Beach Blvd for car-title-loan profile details, open 9AM-7PM weekdays and 10AM-5PM Saturday.

BBB: NR

Profile signals: Borrowers with poor or no credit history researching emergency-cash options and have vehicle equity, Vehicle owners facing urgent expense situations (medical, rent, utilities) who want to keep their car

A & T Pawn & Jewelry Inc logo

A & T Pawn & Jewelry Inc

A & T Pawn & Jewelry Inc is a pawn shop in Long Beach offering collateral-based loans against jewelry, electronics, and personal items with quick funding.

BBB: NR

Profile signals: Consumers researching emergency-cash options quickly with eligibility claims to verify, People with valuable jewelry or electronics seeking immediate liquidity

AAA Pawn Shop logo

AAA Pawn Shop

AAA Pawn Shop is a pawn and collateral lending business located in Long Beach, CA, offering short-term cash access loans in exchange for personal items.

BBB: NR

Profile signals: Consumers researching short-term cash access for emergency expenses without credit approval, People with poor credit or no credit history seeking quick collateral-based loans

ACE Cash Express logo

ACE Cash Express

Long Beach, CA's ACE Cash Express at 3401 E Anaheim St offers payday and title-loan profile details with convenient weekend hours.

BBB: NR

Profile signals: Consumers in states where ACE locations operate who are researching short-term cash access and prefer in-person transactions, Individuals who own vehicles and may qualify for title loans as collateral-based lending options

Amigo Check Cashing logo

Amigo Check Cashing

Amigo Check Cashing offers check cashing, money orders, and wire transfers at their Long Beach location. Open 9am-7pm weekdays and 9am-6pm Saturday.

BBB: NR

Profile signals: Unbanked or underbanked consumers in Long Beach needing immediate check conversion, Workers requiring weekend money transfer or bill payment services

Atlas Commercial Finance LLC logo

Atlas Commercial Finance LLC

Atlas Financial Services provides equipment financing, merchant cash advances, and working capital solutions for small businesses with provider-stated funding timing up to $250,000.

BBB: NR

Profile signals: Small business owners needing equipment purchases or replacements with fast turnaround, Retailers and service businesses seeking merchant cash advances for operational capital

Check Cashing & Money Services in Long Beach

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Amigo Check Cashing logo

Amigo Check Cashing

Amigo Check Cashing offers check cashing, money orders, and wire transfers at their Long Beach location. Open 9am-7pm weekdays and 9am-6pm Saturday.

BBB: NR

Profile signals: Unbanked or underbanked consumers in Long Beach needing immediate check conversion, Workers requiring weekend money transfer or bill payment services

Community Check Cashing logo

Community Check Cashing

Community Check Cashing offers check cashing and financial services at their Long Beach location, operating extended hours six days a week with local accessibility.

BBB: NR

Profile signals: Unbanked or underbanked Long Beach residents needing immediate check-cashing services, Working individuals unable to visit traditional banks during standard business hours

Community Check Cashing logo

Community Check Cashing

Community Check Cashing offers check cashing and related financial services at their Long Beach location, open six days a week with extended weekday hours.

BBB: NR

Profile signals: Long Beach residents who need same-day check cashing without a bank account, Individuals requiring weekend financial services on Saturday

Continental Currency Services logo

Continental Currency Services

Continental Currency Services buys and sells foreign currency with multiple locations. Primary service is currency exchange rather than traditional check cashing.

BBB: NR

Profile signals: International travelers needing foreign currency before trips, Immigrants sending remittances or exchanging currency to home countries

Continental Currency Services logo

Continental Currency Services

Continental Currency Services buys and sells foreign currency with multiple Nevada locations. Primary service is currency exchange for travelers and international transaction needs.

BBB: NR

Profile signals: Travelers needing cash in foreign currency before international trips, International money transfer senders in Nevada

DolEx Dollar Express logo

DolEx Dollar Express

DolEx is a multi-service financial services provider offering check cashing, money transfers, bill pay, money orders, and personal loans through Oportun at thousands of locations across 20+ countries.

BBB: NR

Profile signals: Unbanked and underbanked consumers needing check cashing without traditional bank accounts, Immigrants and families sending money internationally to 20+ countries

Emergency Cash in Long Beach

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5 Star Car Title Loans logo

5 Star Car Title Loans

Long Beach, CA residents visit 5 Star Car Title Loans at 2160 Long Beach Blvd for car-title-loan profile details, open 9AM-7PM weekdays and 10AM-5PM Saturday.

BBB: NR

Profile signals: Borrowers with poor or no credit history researching emergency-cash options and have vehicle equity, Vehicle owners facing urgent expense situations (medical, rent, utilities) who want to keep their car

ACE Cash Express logo

ACE Cash Express

Long Beach, CA's ACE Cash Express at 3401 E Anaheim St offers payday and title-loan profile details with convenient weekend hours.

BBB: NR

Profile signals: Consumers in states where ACE locations operate who are researching short-term cash access and prefer in-person transactions, Individuals who own vehicles and may qualify for title loans as collateral-based lending options

Easy Payday Loans logo

Easy Payday Loans

Long Beach, CA Easy Payday Loans at 2325 E Anaheim St offers payday and title-loan profile details with same-day service claims to verify.

BBB: NR

Profile signals: Nevada workers facing unexpected emergency expenses before next paycheck, Residents of rural Nevada areas with limited access to traditional bank loans

Loan for Any Purpose logo

Loan for Any Purpose

Long Beach, CA - Loan for Any Purpose offers payday and title-loan profile details at 2842 E Anaheim St STE 104.

BBB: NR

Profile signals: Workers facing unexpected emergencies needing $250–$1,000 with provider-stated funding timing, Borrowers with poor or no credit history unable to qualify for bank personal loans

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Long Beach, CA's Montana Capital Car Title Loans at 901 E 4th St offers car-title-loan profile details with provider-stated same-day approval timing.

BBB: NR

Profile signals: Individuals with poor credit who may not meet personal-loan or credit-card criteria, People needing $500-$5,000 emergency cash within 24 hours for unexpected expenses

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Long Beach, CA residents can access Montana Capital Car Title Loans at 6725 Long Beach Blvd for quick title-based lending with extended weekday hours.

BBB: NR

Profile signals: Consumers with damaged credit researching emergency-cash options and have vehicle equity, Individuals facing unexpected expenses comparing listed funding timing

Pawn Shops in Long Beach

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A & T Pawn & Jewelry Inc logo

A & T Pawn & Jewelry Inc

A & T Pawn & Jewelry Inc is a pawn shop in Long Beach offering collateral-based loans against jewelry, electronics, and personal items with quick funding.

BBB: NR

Profile signals: Consumers researching emergency-cash options quickly with eligibility claims to verify, People with valuable jewelry or electronics seeking immediate liquidity

AAA Pawn Shop logo

AAA Pawn Shop

AAA Pawn Shop is a pawn and collateral lending business located in Long Beach, CA, offering short-term cash access loans in exchange for personal items.

BBB: NR

Profile signals: Consumers researching short-term cash access for emergency expenses without credit approval, People with poor credit or no credit history seeking quick collateral-based loans

A&V Pawn logo

A&V Pawn

A&V Pawn is a pawn shop in Long Beach specializing in luxury designer goods, sneakers, jewelry, and collectibles. They buy, sell, and loan against authenticated high-end items.

BBB: NR

Profile signals: Collectors and enthusiasts seeking specific luxury sneakers or designer items at negotiated prices, Individuals with high-end goods needing short-term collateral-based loans for short-term cash access

M Lhuillier - Long Beach (inside Tambuli) logo

M Lhuillier - Long Beach (inside Tambuli)

M Lhuillier is a pawn shop located inside Tambuli mall in Long Beach, offering collateral-based loans and cash advances on personal items.

BBB: NR

Profile signals: Consumers with valuable items (jewelry, electronics, musical instruments) researching short-term cash access, People with temporary cash shortfalls who can retrieve items within loan terms

Pawn Shops by Alberts Jewelry & Loan logo

Pawn Shops by Alberts Jewelry & Loan

Pawn Shops by Alberts Jewelry & Loan offers collateral-based lending and jewelry/gold buying at their Long Beach location, operating Monday-Saturday with extended hours.

BBB: NR

Profile signals: Consumers with urgent short-term cash needs and no access to traditional credit, People needing quick loans without credit inquiries or income verification

Credit Unions in Long Beach

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Calcom logo

Calcom

Cal-Com Federal Credit Union is a member-owned credit union serving Gulf Coast Texas communities since 1968, offering checking, savings, loans, and credit cards with rate claims to verify.

BBB: NR

Profile signals: Residents and workers in the Golden Crescent region (Victoria, Port Lavaca, and surrounding Texas Gulf Coast communities), Consumers seeking local, community-focused banking with personalized service

I.l.w.u. logo

I.l.w.u.

ILWU Credit Union is a member-owned financial cooperative offering banking services including savings accounts, auto loans, and online banking to eligible members.

BBB: NR

Profile signals: ILWU union members and port workers eligible for membership, Consumers seeking low-rate auto or motorcycle financing from a member-focused institution

Postcity Financial logo

Postcity Financial

PostCity Financial is a California-based credit union serving USPS employees and their families since 1933, offering rate claims to verify on checking, auto loans, mortgages, and home equity products.

BBB: NR

Profile signals: USPS employees and retirees seeking alignment between employer and financial institution, California-based postal workers needing early paycheck access and competitive member-focused rates

Va Desert Pacific logo

Va Desert Pacific

VA Desert Pacific Federal Credit Union is a member-owned financial institution in Long Beach, CA offering mortgages, loans, and deposit accounts to eligible members.

BBB: NR

Profile signals: Long Beach residents seeking mortgage financing with personalized service, Credit union members eligible by employment or association looking for relationship-based banking

Business Loans in Long Beach

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Atlas Commercial Finance LLC logo

Atlas Commercial Finance LLC

Atlas Financial Services provides equipment financing, merchant cash advances, and working capital solutions for small businesses with provider-stated funding timing up to $250,000.

BBB: NR

Profile signals: Small business owners needing equipment purchases or replacements with fast turnaround, Retailers and service businesses seeking merchant cash advances for operational capital

Capdeck Business Loans logo

Capdeck Business Loans

Capdeck Business Loans Long Beach, California — Capdeck offers multiple small business financing options including term loans, lines of credit, merchant...

BBB: NR

Profile signals: Small business owners needing quick capital for expansion or working capital gaps, Companies with predictable credit card sales seeking merchant cash advances

Personal Loans in Long Beach

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Lendmark Financial Services LLC logo

Lendmark Financial Services LLC

Lendmark Financial Services LLC Long Beach, California — Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, ...

BBB: NR

Profile signals: Borrowers seeking quick funding with fixed rates and predictable payments for personal expenses, Consumers with multiple high-interest debts wanting to consolidate into a single manageable payment

Oportun logo

Oportun

Long Beach, CA's Oportun at 730 Long Beach Blvd suite g offers personal loans with flexible terms and rapid approval.

BBB: NR

Profile signals: Unbanked or underbanked consumers who prefer in-person payment options over online banking, Borrowers without traditional credit histories seeking secured loan options with collateral

Free Help in Long Beach

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Fair Housing Foundation logo

Fair Housing Foundation

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Review this provider profile and compare source-linked details before choosing what to do next., Review this provider profile and compare source-linked details before choosing what to do next.

Banks in Long Beach

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Farmers and Merchants Bank of Long Beach logo

Farmers and Merchants Bank of Long Beach

Farmers & Merchants Bank is a full-service bank offering personal and business banking, commercial lending, and specialty services for healthcare and faith-based organizations.

BBB: NR

Profile signals: Healthcare providers and practitioners seeking listed banking services and industry experience context, Faith-based organizations and religious institutions requiring banking tailored to non-profit operations

Your Rights in California

California Consumer Protections: California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Interest Rate Cap: California usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100.

Key Regulations:
  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.
  • AB 539 (2020) caps APR at 36% plus federal funds rate for loans $2,500-$10,000.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with California Attorney General Consumer Protection.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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