Long Beach, CA

Loan Companies in Long Beach, CA

Compare loan companies in Long Beach, Long Beach credit repair, personal loans Long Beach, and business loans Long Beach research paths in one local guide. Review 47 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Long Beach

47 companies

DolEx Dollar Express

Long Beach, CA

BBB NR

DolEx is a multi-service financial services provider offering check cashing, money transfers, bill pay, money orders, and personal loans through Oportun at thousands of locations across 20+ countries. Review this Long Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Long Beach, CA profile links back to a full CreditDoc review with sourced fields.

Dolex Dollar Express

Long Beach, CA

BBB NR

DolEx is a multi-service financial services company offering check cashing, money transfers, bill payment, money orders, and personal loans through partner Oportun at thousands of locations. Review this Long Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Long Beach, CA profile links back to a full CreditDoc review with sourced fields.

Santa Fe One Stop Market & Multi-Services offers check cashing, money orders, bill payments, and document services in Long Beach, CA with bilingual Spanish/English support. Review this Long Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Long Beach, CA profile links back to a full CreditDoc review with sourced fields.

Vigo

Long Beach, CA

BBB NR

Vigo is listed at 1438 E 7th St Fashion 26, Long Beach, CA 90813 in Long Beach, CA. CreditDoc shows contact details, listed money transfer and related money services, hours when available, and alternatives. Review this Long Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Long Beach, CA profile links back to a full CreditDoc review with sourced fields.

Vigo

Long Beach, CA

BBB NR

Vigo is listed at Amigos Check Cashing, 400 E Anaheim St D, Long Beach, CA 90813 in Long Beach, CA. CreditDoc shows contact details, listed money transfer and related money services, hours when available, and alternatives. Review this Long Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Long Beach, CA profile links back to a full CreditDoc review with sourced fields.

5 Star Car Title Loans

Long Beach, CA

BBB NR

Long Beach, CA residents visit 5 Star Car Title Loans at 2160 Long Beach Blvd for quick car title loans, open 9AM-7PM weekdays and 10AM-5PM Saturday. Review this Long Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Long Beach, CA profile links back to a full CreditDoc review with sourced fields.

Check Cashing & Money Services in Long Beach

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CreditDoc lists 21 check cashing & money services providers in Long Beach, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Long Beach provider — comparison is the fastest way to spot outliers on cost or terms.

DolEx Dollar Express

DolEx is a multi-service financial services provider offering check cashing, money transfers, bill pay, money orders, and personal loans through Oportun at thousands of locations across 20+ countries.

Dolex Dollar Express

DolEx is a multi-service financial services company offering check cashing, money transfers, bill payment, money orders, and personal loans through partner Oportun at thousands of locations.

Vigo

Vigo is listed at 1438 E 7th St Fashion 26, Long Beach, CA 90813 in Long Beach, CA. CreditDoc shows contact details, listed money transfer and related money services, hours when available, and alterna

Vigo

Vigo is listed at Amigos Check Cashing, 400 E Anaheim St D, Long Beach, CA 90813 in Long Beach, CA. CreditDoc shows contact details, listed money transfer and related money services, hours when availa

Amigo Check Cashing

Amigo Check Cashing offers check cashing, money orders, and wire transfers at their Long Beach location. Open 9am-7pm weekdays and 9am-6pm Saturday.

Emergency Cash in Long Beach

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CreditDoc lists 11 emergency cash providers in Long Beach, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Long Beach provider — comparison is the fastest way to spot outliers on cost or terms.

5 Star Car Title Loans

Long Beach, CA residents visit 5 Star Car Title Loans at 2160 Long Beach Blvd for quick car title loans, open 9AM-7PM weekdays and 10AM-5PM Saturday.

Pawn Shops in Long Beach

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CreditDoc lists 5 pawn shops providers in Long Beach, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Long Beach provider — comparison is the fastest way to spot outliers on cost or terms.

AAA Pawn Shop

AAA Pawn Shop is a pawn and collateral lending business located in Long Beach, CA, offering quick cash loans in exchange for personal items.

A&V Pawn

A&V Pawn is a pawn shop in Long Beach specializing in luxury designer goods, sneakers, jewelry, and collectibles. They buy, sell, and loan against authenticated high-end items.

Credit Unions in Long Beach

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CreditDoc lists 4 credit unions providers in Long Beach, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Long Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Calcom

Cal-Com Federal Credit Union is a member-owned credit union serving Gulf Coast Texas communities since 1968, offering checking, savings, loans, and credit cards with competitive rates.

I.l.w.u.

ILWU Credit Union is a member-owned financial cooperative offering banking services including savings accounts, auto loans, and online banking to eligible members.

Postcity Financial

PostCity Financial is a California-based credit union serving USPS employees and their families since 1933, offering competitive rates on checking, auto loans, mortgages, and home equity products.

Va Desert Pacific

VA Desert Pacific Federal Credit Union is a member-owned financial institution in Long Beach, CA offering mortgages, loans, and deposit accounts to eligible members.

Business Loans Long Beach, CA

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CreditDoc lists 2 business loans providers in Long Beach, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Long Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Capdeck Business Loans

Capdeck Business Loans Long Beach, California — Capdeck offers multiple small business financing options including term loans, lines of credit, merchant...

Personal Loans Long Beach, CA

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CreditDoc lists 2 personal loans providers in Long Beach, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Long Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Oportun

Long Beach, CA's Oportun at 730 Long Beach Blvd suite g offers personal loans with flexible terms and rapid approval.

Free Help in Long Beach

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CreditDoc lists 1 free help provider in Long Beach, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Long Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Fair Housing Foundation

Fair Housing Foundation is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independe

Banks in Long Beach

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CreditDoc lists 1 banks provider in Long Beach, CA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Long Beach provider — comparison is the fastest way to spot outliers on cost or terms.

California Rules for Long Beach Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Long Beach consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in California cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

California state-level protections: Consumers in Long Beach, CA are also protected by California state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for California for the current usury cap, payday-lending status, and licensing board contact details. If a Long Beach provider quotes rates or fees above the California usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Long Beach offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Long Beach, CA, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Long Beach: Any California credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Long Beach listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Long Beach Credit & Borrowing Checklist

Before contacting any Long Beach lender or credit repair company, download the CreditDoc research checklist tailored to California consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Long Beach, CA.

Why the checklist matters for Long Beach residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in California. A credit repair contract that meets federal minimums may still fail California's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Long Beach. The checklist walks you through the California-specific checks first, then the federal ones — in the order that matters most for Long Beach borrowers.

Working with Credit Repair and Loan Providers in Long Beach

Every Long Beach listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Long Beach, CA provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Long Beach credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the California state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Long Beach loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Long Beach lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Long Beach residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the California state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Long Beach, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Long Beach, CA consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Long Beach

How do I choose a credit repair company in Long Beach, CA?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Long Beach credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in California. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Long Beach or elsewhere — to charge you before services are performed.

Are payday loans legal in California?

Payday loan legality varies significantly by state. Some states, including California, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc California state overview page for the current status. If a Long Beach lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Long Beach?

Personal loans in Long Beach, CA are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Long Beach should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Long Beach lender is legitimate?

Three quick checks: (1) search the California Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Long Beach should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Long Beach — BBB does not verify quality but does verify that the business exists at its stated address. Every Long Beach lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Long Beach, Long Beach credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Long Beach data is sourced

Every Long Beach, CA provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Long Beach listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

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