No stored Google rating available.
ILWU Credit Union is a member-owned financial cooperative offering banking services including savings accounts, auto loans, and online banking to eligible members.
Data compiled from public sources
ILWU Credit Union operates as a credit union, a member-owned financial institution serving a specific membership base. The organization maintains a physical branch network with multiple locations and ATMs, alongside digital banking capabilities through their online platform. Based on their website messaging and service offerings, they provide traditional banking and lending products typical of credit union operations.
The credit union offers auto and motorcycle loans at rate claims to verify, savings products (referenced via promotional messaging about savings growth), online banking access, and branch/ATM network services. Their marketing emphasizes low-rate auto financing and financial security awareness, suggesting these are primary service areas. Members can access their accounts online and visit physical locations for in-person service.
As a credit union rather than a traditional bank, ILWU operates on a member-ownership model rather than shareholder basis. This structure typically allows them to offer rate claims to verify and reinvest profits back to members. They actively communicate with their membership through annual meetings and maintain educational resources about financial scams and fraud prevention.
The website provides limited detail about their full service portfolio—several internal pages are either under construction or return errors (such as their investment services page). This limits visibility into comprehensive offerings like investment products, insurance services, or listed lending beyond auto/motorcycle loans. Prospective members should contact the institution directly for complete service information, as the public-facing website does not comprehensively detail all available products.
This is state-level context for Credit Unions consumers in Long Beach, CA. It does not confirm that I.l.w.u. or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
I.l.w.u. processed 72 mortgage applications in 2023, with 72.2% recorded as approved across 7 states.
72
Applications
72.2%
Approval Rate
$252K
Avg Loan
7
States Served
Based on 72 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
I.l.w.u. offers 10 services including Online banking platform and login, Savings accounts with promotional rate offerings, Auto loans with low-rate financing, Motorcycle loans, Physical branch locations, and 5 more.
I.l.w.u. has profile signals associated with ILWU union members and port workers eligible for membership, Consumers seeking low-rate auto or motorcycle financing from a member-focused institution, Members prioritizing relationship banking with local branch access and personal service.
Key strengths: Credit union structure typically offers rate claims to verify on loans and savings versus traditional banks; Offers low-rate auto and motorcycle loans with online application capability; Maintains physical branch and ATM network for in-person service access. Areas to consider: Website contains broken pages and errors (investment services page not found), suggesting incomplete digital infrastructure; Limited transparency on website regarding full service offerings and product details.
In the Credit Unions category, comparable providers include CommonWealth Central Credit Union, Los Angeles Federal Credit Union, San Francisco Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
ILWU Credit Union is profile signals for union-eligible members seeking traditional banking services and competitive-rate auto financing through a member-owned institution. Primary caveat: membership eligibility appears restricted to specific groups, and the website lacks comprehensive transparency on full product offerings, rates, and fees—direct contact with the credit union is necessary for detailed service information.
CommonWealth Central Credit Union is a federally-insured credit union offering online banking, loans, and member services through multiple locations.
Google rating from 107 reviews
Profile signals: Local community members with access to CommonWealth Central Credit Union branches, Consumers seeking lower-cost banking alternatives through credit union membership
Los Angeles Federal Credit Union is a member-owned financial cooperative offering banking, lending, and investment services to the LA area since 1936.
Google rating from 182 reviews
Profile signals: Los Angeles-area residents eligible for credit union membership seeking rate claims to verify on vehicle and home loans, Members interested in community-focused banking with reinvestment in local programs and scholarships
San Francisco Federal Credit Union is a membership-based credit union serving the Bay Area with six branch locations, offering checking, savings, loans, and mortgages to residents and employees of San Francisco and San Mateo counties.
Google rating from 1,077 reviews
Profile signals: Bay Area residents and employees seeking low-cost, community-focused banking with competitive auto and mortgage rates, Individuals living or working in San Francisco or San Mateo counties interested in credit union membership benefits and personal service
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