No stored Google rating available.
VA Desert Pacific Federal Credit Union is a member-owned financial institution in Long Beach, CA offering mortgages, loans, and deposit accounts to eligible members.
Data compiled from public sources
VA Desert Pacific Federal Credit Union is a federally chartered credit union serving the Long Beach, California area. Based on member reviews, the institution provides mortgage lending services, personal loans, and other financial products typical of credit unions. The organization operates as a not-for-profit, member-owned cooperative regulated by the NCUA (National Credit Union Administration), distinguishing it from traditional for-profit banks.
The credit union offers mortgage financing for home purchases, as confirmed by positive member testimonials citing seamless mortgage loan experiences and rate claims to verify. In addition to lending products, they maintain a physical branch location at 5901 E 7th St, Building 2 in Long Beach with standard business hours and an ATM for member access. Members can access typical credit union services including share accounts and financial counseling.
The institution is distinguished by personalized customer service, with multiple reviews specifically praising staff member Carmen for high listed customer recognition and individual attention. Members report positive experiences with loan processing efficiency and rate competitiveness. The credit union appears to focus on relationship-based banking rather than high-volume transactional services.
A critical limitation is that the website information is incomplete—specific product details, membership requirements, loan terms, rates, and service offerings are not fully documented in available sources. The Loc8NearMe listing shows conflicting closure status indicators, creating uncertainty about current operational status. Prospective members should verify current hours and service availability directly via phone before visiting.
This is state-level context for Credit Unions consumers in Long Beach, CA. It does not confirm that Va Desert Pacific or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Va Desert Pacific processed 53 mortgage applications in 2023, with 75.5% recorded as approved across 6 states.
53
Applications
75.5%
Approval Rate
$106K
Avg Loan
6
States Served
Based on 53 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Va Desert Pacific offers 8 services including Mortgage loans for home purchase, Personal loans, Share deposit accounts (member savings), ATM access, In-person member service and financial counseling, and 3 more.
Va Desert Pacific has profile signals associated with Long Beach residents seeking mortgage financing with personalized service, Credit union members eligible by employment or association looking for relationship-based banking, Borrowers prioritizing competitive loan rates and individualized attention over convenience.
Key strengths: Mortgage lending with rate claims to verify, according to member testimonials; Personalized customer service with staff who remember individual members; Seamless loan processing experience per documented member feedback. Areas to consider: Limited online information about specific products, rates, terms, and membership eligibility; Conflicting operational status information on directory listing raises questions about current availability.
In the Credit Unions category, comparable providers include CommonWealth Central Credit Union, Los Angeles Federal Credit Union, San Francisco Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
VA Desert Pacific Federal Credit Union is best suited for Long Beach-area members seeking personalized mortgage and loan services from a not-for-profit institution. The main caveat is incomplete public documentation of current operations, specific products, and membership requirements—direct contact is essential before applying.
CommonWealth Central Credit Union is a federally-insured credit union offering online banking, loans, and member services through multiple locations.
Google rating from 107 reviews
Profile signals: Local community members with access to CommonWealth Central Credit Union branches, Consumers seeking lower-cost banking alternatives through credit union membership
Los Angeles Federal Credit Union is a member-owned financial cooperative offering banking, lending, and investment services to the LA area since 1936.
Google rating from 182 reviews
Profile signals: Los Angeles-area residents eligible for credit union membership seeking rate claims to verify on vehicle and home loans, Members interested in community-focused banking with reinvestment in local programs and scholarships
San Francisco Federal Credit Union is a membership-based credit union serving the Bay Area with six branch locations, offering checking, savings, loans, and mortgages to residents and employees of San Francisco and San Mateo counties.
Google rating from 1,077 reviews
Profile signals: Bay Area residents and employees seeking low-cost, community-focused banking with competitive auto and mortgage rates, Individuals living or working in San Francisco or San Mateo counties interested in credit union membership benefits and personal service
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