Kent, WA

Credit Repair & Financial Services in Kent

Review 6 credit repair companies, personal lenders, and financial services in Kent, Washington. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Washington avg credit score: 720 Median income: $90,325 Poverty rate: 10% Payday loans: Legal Washington overview →

Featured Provider Profiles in Kent

6 companies
Pawn Express logo

Pawn Express

Pawn Express buys, sells, and provides collateral-based loans on items like jewelry, electronics, and goods. Located in Kent, WA with a 4.4-star rating.

4.4/5

Google rating from 237 reviews

BBB: NR

Profile signals: Consumers who are researching short-term cash access and have items to use as collateral, People with poor credit or no credit history unable to access traditional loans

Micro Loans NW logo

Micro Loans NW

Micro Loans NW is a Kent, Washington-based financial services provider offering payday loans, business loans, check cashing, and wire transfers since 2010.

4.2/5

Google rating from 84 reviews

BBB: NR

Profile signals: Customers needing immediate check cashing or wire transfer services in the Kent area, Small business owners seeking quick access to business loans

Kent Jewelry & Loan logo

Kent Jewelry & Loan

Family-owned pawn shop in Kent, WA since the 1980s offering collateral-based loans and a wide selection of used merchandise including jewelry, firearms, electronics, and tools.

3.6/5

Google rating from 70 reviews

BBB: NR

Profile signals: Consumers who are researching short-term cash access and have items of value to use as collateral, People with poor credit history or no credit who may not meet traditional loan criteria

Advance Payday Loans logo

Advance Payday Loans

Moneytree is a payday and installment loan lender offering short-term loans up to $700 with provider-stated funding timing options at a Kent, WA location.

BBB: NR

Profile signals: Consumers with approved checking accounts researching short-term cash access before payday for small specific expenses, Individuals without credit cards or traditional credit access who can repay the full amount in 14 days or less

Cascade logo

Cascade

Cascade Community Credit Union is a member-owned, not-for-profit financial institution headquartered in Douglas County, Oregon, serving the region for over 75 years.

BBB: NR

Profile signals: Douglas County residents and workers seeking community-focused banking with local accountability, Individuals looking to refinance auto loans through a credit union with local dealer partnerships

Moneytree logo

Moneytree

Moneytree offers payday and installment loans up to $700, plus check cashing and wire transfers at physical locations in Washington state.

BBB: NR

Profile signals: Employed individuals facing short-term cash shortfalls before next paycheck with reliable income verification, Borrowers who need cash same-day and have access to a physical branch during operating hours

Emergency Cash in Kent

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Advance Payday Loans logo

Advance Payday Loans

Moneytree is a payday and installment loan lender offering short-term loans up to $700 with provider-stated funding timing options at a Kent, WA location.

BBB: NR

Profile signals: Consumers with approved checking accounts researching short-term cash access before payday for small specific expenses, Individuals without credit cards or traditional credit access who can repay the full amount in 14 days or less

Moneytree logo

Moneytree

Moneytree offers payday and installment loans up to $700, plus check cashing and wire transfers at physical locations in Washington state.

BBB: NR

Profile signals: Employed individuals facing short-term cash shortfalls before next paycheck with reliable income verification, Borrowers who need cash same-day and have access to a physical branch during operating hours

Pawn Shops in Kent

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Pawn Express logo

Pawn Express

Pawn Express buys, sells, and provides collateral-based loans on items like jewelry, electronics, and goods. Located in Kent, WA with a 4.4-star rating.

4.4/5

Google rating from 237 reviews

BBB: NR

Profile signals: Consumers who are researching short-term cash access and have items to use as collateral, People with poor credit or no credit history unable to access traditional loans

Kent Jewelry & Loan logo

Kent Jewelry & Loan

Family-owned pawn shop in Kent, WA since the 1980s offering collateral-based loans and a wide selection of used merchandise including jewelry, firearms, electronics, and tools.

3.6/5

Google rating from 70 reviews

BBB: NR

Profile signals: Consumers who are researching short-term cash access and have items of value to use as collateral, People with poor credit history or no credit who may not meet traditional loan criteria

Credit Unions in Kent

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Cascade logo

Cascade

Cascade Community Credit Union is a member-owned, not-for-profit financial institution headquartered in Douglas County, Oregon, serving the region for over 75 years.

BBB: NR

Profile signals: Douglas County residents and workers seeking community-focused banking with local accountability, Individuals looking to refinance auto loans through a credit union with local dealer partnerships

Check Cashing & Money Services in Kent

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Micro Loans NW logo

Micro Loans NW

Micro Loans NW is a Kent, Washington-based financial services provider offering payday loans, business loans, check cashing, and wire transfers since 2010.

4.2/5

Google rating from 84 reviews

BBB: NR

Profile signals: Customers needing immediate check cashing or wire transfer services in the Kent area, Small business owners seeking quick access to business loans

Your Rights in Washington

Washington Consumer Protections: Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Interest Rate Cap: Washington usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500).

Key Regulations:
  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.
  • After the eighth loan, borrower must be offered a no-cost installment plan.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Washington Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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