Micro Loans NW is a Kent, Washington-based financial services provider offering payday loans, business loans, check cashing, and wire transfers since 2010.
Data compiled from public sources · Rating from CreditDoc methodology
Micro Loans NW was founded in 2010 and operates as a community-based financial services provider in Kent, Washington. The company positions itself as a neighborhood lender focused on serving customers who need quick access to cash and financial services. With over a decade of operation, they have built their business around serving local customers during financial emergencies and for routine cash-handling needs.
The company offers a diverse array of financial products including payday loans, business loans, check cashing, money orders, bill payment services, and Western Union wire transfers. Their service hours extend until 8:00 pm on weekdays, with Western Union wire transfer services available Monday through Thursday from 12 pm to 7 pm. They emphasize in-person service delivery and encourage customers to visit their single location at 118 Central Avenue South in Kent.
Micro Loans NW distinguishes itself through direct personal interaction and community focus. The company highlights that its team has over 40 years of combined experience and emphasizes treating customers and employees with honesty and respect. Their extended evening hours (until 8:00 pm) and weekend availability accommodate working customers who cannot visit during traditional business hours.
The company operates in a heavily regulated industry but the website provides limited disclosure of rates, terms, or regulatory compliance details. As a payday and short-term lender, customers should be aware that payday loans typically carry high APRs and short repayment terms. The company's emphasis on multiple loan products suggests it serves customers with varying financial needs, though specific eligibility criteria and loan terms are not detailed on their public website.
Yes. Micro Loans NW is a registered company, headquartered in Kent, WA.
Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.
CreditDoc Diagnosis
Micro Loans NW is best suited for Kent-area residents who need quick access to cash services, check cashing, or emergency loans and prefer in-person service with extended evening hours. Primary caveat: payday loans carry high interest rates and short repayment terms; customers should carefully review all terms before borrowing and consider alternative options for longer-term financial needs.
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