Family-owned pawn shop in Kent, WA since the 1980s offering collateral-based loans and a wide selection of used merchandise including jewelry, firearms, electronics, and tools.
Data compiled from public sources · Google rating shown when a stored review count is available
Kent Jewelry & Loan is a family-owned pawn shop located at 624 West Meeker Street in Kent, Washington, operating since the 1980s. The business markets itself as "Kent's oldest pawn shop" and has built its reputation on serving Washington residents through fair practices and reasonable pricing. The company operates on a traditional pawn model, combining retail sales of used goods with collateral-based lending services.
The business offers two primary services: buying and selling used merchandise, and providing short-term loans secured by personal items. Their inventory includes firearms, jewelry, electronics, musical instruments, tools, bicycles, cameras, collectibles, and sporting goods. Customers can either sell items outright or use them as collateral for loans. The store requires customers to be 18 years old with a valid state-issued ID or driver's license to conduct business.
Kent Jewelry & Loan differentiates itself through longevity and family ownership in a competitive pawn market. The website emphasizes their "loyal" customer base, "honest personnel," and status as a "first choice pawnbroker" for the Kent area. Their broad inventory selection is attributed to customer loyalty and repeat business. The business maintains a physical storefront open limited hours and actively invites customers to call about current inventory.
As a traditional pawn operation, the business provides collateral-based lending without requiring credit checks—a legitimate financial service for consumers who are researching short-term cash access but may not qualify for conventional loans. However, the website lacks transparency regarding loan terms, interest rates, repayment periods, or typical loan amounts, which are critical factors for consumers considering pawn loans.
This is state-level context for Pawn Shops consumers in Kent, WA. It does not confirm that Kent Jewelry & Loan or this specific location is licensed.
State regulator
Washington Department of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500)
Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Kent Jewelry & Loan offers 11 services including Collateral-based pawn loans against personal items, Purchase and sale of used firearms, Purchase and sale of jewelry and gold items, Purchase and sale of electronics and cameras, Purchase and sale of musical instruments, and 6 more.
Kent Jewelry & Loan has profile signals associated with Consumers who are researching short-term cash access and have items of value to use as collateral, People with poor credit history or no credit who may not meet traditional loan criteria, Buyers seeking affordable used merchandise including firearms, tools, jewelry, and electronics, Individuals looking for rare collectibles or specialty items in the Kent, WA area.
Key strengths: Family-owned business operating since the 1980s with established local reputation; eligibility claim to verify for loans—accessible to consumers with poor or no credit history; Broad inventory selection including firearms, jewelry, electronics, tools, and collectibles. Areas to consider: Website lacks critical loan term transparency: no APR, interest rates, or repayment period information disclosed; Limited and inconsistent hours of operation (website shows two different schedules: Tue-Sat 10AM-4PM and Mon-Fri 10AM-6PM).
In the Pawn Shops category, comparable providers include Detroit Jewelry & Loan, US Pawn & Jewelry, WEST TOWN JEWELRY & LOAN. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Kent Jewelry & Loan is profile signals for Kent-area residents and surrounding communities who need quick collateral-based loans or affordable used merchandise but should contact the store directly about loan terms, interest rates, and APR before committing, as this critical information is not disclosed on their website.
Detroit Jewelry & Loan is a pawn shop located in Hamtramck, MI offering collateral-based loans and jewelry/precious metals buying services.
Google rating from 52 reviews
Profile signals: Customers researching short-term cash access without credit approval, Individuals with valuable jewelry or precious metals to pledge as collateral
Florida-based pawn shop offering collateral-based loans, jewelry sales, and firearms transactions across 3 Broward and Miami locations with appraisal context.
Google rating from 787 reviews
Profile signals: South Florida residents with valuable items (jewelry, watches, electronics, firearms) researching short-term cash access with eligibility claims to verify, Collectors or estate executors seeking fair appraisals and bulk sales of vintage or modern firearms and luxury goods
West Town Jewelry & Loan buys and sells gold, diamonds, watches, coins, and collectibles for cash in Chicago since 1997. They also offer pawn loans against valuables.
Google rating from 256 reviews
Profile signals: People who own gold, silver, diamonds, or watches and are researching short-term cash access, Collectors and dealers of rare coins, currency, watches, or antiques seeking fair valuations
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