Kansas City, KS

Credit Repair & Financial Services in Kansas City

Review 20 credit repair companies, personal lenders, and financial services in Kansas City, Kansas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Kansas avg credit score: 712 Median income: $69,747 Poverty rate: 10.3% Payday loans: Legal Kansas overview →

Featured Provider Profiles in Kansas City

20 companies
ACE Cash Express logo

ACE Cash Express

6427 State Ave in Kansas City, KS, ACE Cash Express provides payday loans and title loans for short-term cash research most.

BBB: NR

Profile signals: Consumers researching short-term cash access in jurisdictions where ACE operates and the specific product is available, Individuals seeking check cashing or bill payment services at physical locations

ACE Cash Express logo

ACE Cash Express

Kansas City, KS payday and title loan storefront ACE Cash Express at 701a Central Ave offers short-term cash-access services with extended weekday hours.

BBB: NR

Profile signals: Consumers researching short-term cash access with title or collateral, Unbanked or underbanked individuals requiring check cashing and money transfer services

Advance America logo

Advance America

Kansas City, KS Advance America at 7636 State Ave offers payday and title-loan profile details with convenient walk-in access.

BBB: NR

Profile signals: Employed individuals facing urgent expense context shortfalls between paychecks with stable income, Vehicle owners seeking larger emergency loans ($2,000–$25,000) and willing to use car title as collateral

Argentine Federal Savings logo

Argentine Federal Savings

Argentine Federal Savings is a community-focused savings and loan serving the Kansas City area since 1906, offering checking, savings, mortgages, and auto loans with FDIC insurance.

BBB: NR

Profile signals: Kansas City area residents seeking traditional community bank with physical branches, Local real estate investors looking for rehabilitation/resale property financing

Central Pawn logo

Central Pawn

Central Pawn is a pawn shop located in Kansas City, Kansas, offering collateral-based lending and merchandise sales at 1000 Central Ave.

BBB: NR

Profile signals: Consumers with short-term cash needs who have valuable personal items to pledge, Individuals with poor or no credit history unable to qualify for traditional loans

Community Housing of Wyandotte County, Inc. logo

Community Housing of Wyandotte County, Inc.

Community Housing of Wyandotte County is a non-profit organization, but their website is currently unavailable due to hosting issues, preventing verification of specific services offered.

BBB: NR

Profile signals: Wyandotte County residents seeking housing counseling or community housing assistance, Low-to-moderate income households needing non-profit housing support services

Pawn Shops in Kansas City

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Central Pawn logo

Central Pawn

Central Pawn is a pawn shop located in Kansas City, Kansas, offering collateral-based lending and merchandise sales at 1000 Central Ave.

BBB: NR

Profile signals: Consumers with short-term cash needs who have valuable personal items to pledge, Individuals with poor or no credit history unable to qualify for traditional loans

Gold Rush Pawn logo

Gold Rush Pawn

Gold Rush Pawn of Kansas City buys and pawns jewelry, electronics, tools, and entertainment items with quick funding. They offer collateral-based loans and a rotating inventory of secondhand goods.

BBB: NR

Profile signals: Students or young adults needing affordable used electronics (laptops, gaming consoles) without credit approval, Individuals with poor credit researching emergency-cash options between paychecks without a traditional personal loan option

Little Joe's Pawn & Gun logo

Little Joe's Pawn & Gun

Family-owned pawn shop in Kansas City, KS offering collateral-based loans, used goods sales, and cash advances on personal items including jewelry, electronics, tools, and firearms.

BBB: NR

Profile signals: Customers researching short-term cash access who have valuable collateral (jewelry, electronics, tools, firearms) to pledge, Individuals seeking short-term bridge loans to cover expenses until next paycheck with eligibility claims to verify

Little Joe's Pawn logo

Little Joe's Pawn

Family-owned pawn shop in Kansas City, KS offering collateral-based loans, jewelry, electronics, guns, and tools with weekly inventory turnover.

BBB: NR

Profile signals: Consumers with items of value who need short-term cash before next paycheck, Budget-conscious shoppers seeking quality used merchandise at discounted prices

Metro Pawn, Inc logo

Metro Pawn, Inc

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Sol's Jewelry and Pawn logo

Sol's Jewelry and Pawn

Kansas City jewelry pawn staff context offering short-term cash access loans for gold, silver, platinum, and diamonds with eligibility claims to verify.

BBB: NR

Profile signals: Individuals needing short-term cash against jewelry or precious metals without credit assessment, Sellers of scrap gold, sterling silver, coins, or diamond jewelry seeking fair market-rate buyouts

Emergency Cash in Kansas City

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ACE Cash Express logo

ACE Cash Express

6427 State Ave in Kansas City, KS, ACE Cash Express provides payday loans and title loans for short-term cash research most.

BBB: NR

Profile signals: Consumers researching short-term cash access in jurisdictions where ACE operates and the specific product is available, Individuals seeking check cashing or bill payment services at physical locations

ACE Cash Express logo

ACE Cash Express

Kansas City, KS payday and title loan storefront ACE Cash Express at 701a Central Ave offers short-term cash-access services with extended weekday hours.

BBB: NR

Profile signals: Consumers researching short-term cash access with title or collateral, Unbanked or underbanked individuals requiring check cashing and money transfer services

Advance America logo

Advance America

Kansas City, KS Advance America at 7636 State Ave offers payday and title-loan profile details with convenient walk-in access.

BBB: NR

Profile signals: Employed individuals facing urgent expense context shortfalls between paychecks with stable income, Vehicle owners seeking larger emergency loans ($2,000–$25,000) and willing to use car title as collateral

LendNation logo

LendNation

Kansas City, KS LendNation payday and title loan store at 7925 State Ave offers quick loans on weekdays and Saturday mornings.

BBB: NR

Profile signals: Consumers with short-term cash needs (under $1,000) who lack access to credit cards or traditional bank loans, Vehicle owners with clear title seeking larger short-term loans and willing to accept collateral risk

Loanmax Title Loans logo

Loanmax Title Loans

Kansas City, KS residents can visit Loanmax Title Loans at 4949 State Ave for fast, accessible title loans and payday cash advances.

BBB: NR

Profile signals: Workers with vehicle equity who need fast emergency cash for unexpected expenses and can repay within weeks, Individuals with poor credit who may not meet traditional loan criteria and have no other borrowing options

Check Cashing & Money Services in Kansas City

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MoneyGram logo

MoneyGram

Kansas City, KS MoneyGram at 1030 Central Ave provides check-cashing and bill payment services.

BBB: NR

Profile signals: International money senders needing convenient retail-based transfer points, Consumers seeking check cashing services integrated with grocery/retail shopping

MoneyGram logo

MoneyGram

Kansas City, KS MoneyGram on State Ave offers check cashing and money transfers with convenient 8 AM–10 PM daily hours.

BBB: NR

Profile signals: Customers who frequently shop at Walmart, CVS, or partner retailers and want convenient transfer access, Individuals sending money domestically or internationally who prefer in-person transactions over fully digital services

Order Express - Kansas City Central Check Cashing logo

Order Express - Kansas City Central Check Cashing

Order Express is a multi-service financial center offering check cashing, money transfers, money orders, bill payment, and currency exchange at 70+ branches across 25 states.

BBB: NR

Profile signals: Unbanked or underbanked immigrants needing check cashing with Spanish-language support, Workers requiring access to financial services during evening and weekend hours

Western Union logo

Western Union

At 3212 State Ave, Kansas City, KS, Western Union offers check-cashing and money transfer services.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional checking accounts who need accessible cash transfer services, International money senders needing to reach recipients in countries where Western Union has strong agent networks

Banks in Kansas City

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Argentine Federal Savings logo

Argentine Federal Savings

Argentine Federal Savings is a community-focused savings and loan serving the Kansas City area since 1906, offering checking, savings, mortgages, and auto loans with FDIC insurance.

BBB: NR

Profile signals: Kansas City area residents seeking traditional community bank with physical branches, Local real estate investors looking for rehabilitation/resale property financing

Security Bank of Kansas City logo

Security Bank of Kansas City

FDIC-insured local bank serving Kansas City since 1933, offering checking, savings, loans, and digital banking with multiple physical locations.

BBB: NR

Profile signals: Kansas City metro area residents seeking a stable, established local bank with physical branch access, Small business owners needing simplified accounting tools (Autobooks) and Treasury Management services

Free Help in Kansas City

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Community Housing of Wyandotte County, Inc. logo

Community Housing of Wyandotte County, Inc.

Community Housing of Wyandotte County is a non-profit organization, but their website is currently unavailable due to hosting issues, preventing verification of specific services offered.

BBB: NR

Profile signals: Wyandotte County residents seeking housing counseling or community housing assistance, Low-to-moderate income households needing non-profit housing support services

Credit Unions in Kansas City

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Midwest Regional logo

Midwest Regional

Member-owned credit union serving Eastern Kansas and Jackson County, Missouri, offering auto loans, student loans, credit builder products, and comprehensive financial services.

BBB: NR

Profile signals: Residents of Eastern Kansas counties (Anderson, Coffey, Douglas, Franklin, Geary, Johnson, Leavenworth, Linn, Miami, Morris, Osage, Pottawatomie, Riley, Wabaunsee, Wyandotte) seeking relationship-based banking, Jackson County, Missouri residents wanting local credit union membership with auto and student loan options

Mortgages & Home Loans in Kansas City

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SimpliFast Lending logo

SimpliFast Lending

SimpliFast Lending is a Kansas-based hard money lender offering residential, commercial, and land loans with flexible qualification options and online calculators.

BBB: NR

Profile signals: Borrowers with non-traditional credit or income profiles who cannot qualify for conventional loans, Real estate investors seeking short-term bridge financing or fix-and-flip loans

Your Rights in Kansas

Kansas Consumer Protections: Kansas allows payday lending with a $500 cap and $15 per $100 fee limit. Rollovers are prohibited. The Office of the State Bank Commissioner regulates consumer lenders, and complaints can be filed with the OSBC or the Attorney General's Consumer Protection Division.

Interest Rate Cap: Kansas usury cap: 15% for agreements; payday loans capped at $500 with $15 per $100 fee.

Key Regulations:
  • Payday loans capped at $500 with a maximum fee of $15 per $100.
  • Cash advance loans limited to 30-day terms with no rollovers.
  • Licensed supervised lenders can charge rates exceeding the usury cap.
  • The Kansas Consumer Protection Act prohibits deceptive lending practices.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Kansas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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