Argentine Federal Savings logo

Argentine Federal Savings in Kansas City, KS

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Argentine Federal Savings is a community-focused savings and loan serving the Kansas City area since 1906, offering checking, savings, mortgages, and auto loans with FDIC insurance.

Data compiled from public sources

Argentine Federal Savings Review

Argentine Federal Savings was founded in 1906 as the Argentine Building and Loan Association by local business leaders in the Argentine district of Kansas City, Kansas. The institution originally served the thriving community surrounding the Kansas City Smelting and Refining Company and has operated continuously for over a century. Officially renamed Argentine Savings and Loan in 1955 and Argentine Federal Savings thereafter, the organization has grown from $460,000 in assets to a multi-million dollar institution while maintaining its community-focused mission.

The institution offers a comprehensive suite of consumer and business financial products. Their deposit offerings include checking accounts (Economy and Now Checking), savings accounts, money market accounts, and certificates of deposit with tiered rates. On the lending side, Argentine Federal Savings provides conventional and FHA/VA mortgages with 15-year and 30-year fixed options, adjustable-rate mortgages, home equity lines of credit, auto loans, and listed rehab loan programs for real estate investors financing up to five residential properties.

They also offer small business checking accounts and online banking with mobile access including Apple Pay. Argenttine Federal Savings distinguishes itself through its explicit community-oriented positioning as a "neighborhood Savings and Loan" serving six generations of Kansas City area families and businesses. Their rehab loan program specifically targets local real estate investors with lower-cost listed terms.

The institution emphasizes personal service, positioning customers as "valued members" rather than account holders, and maintains physical branch locations in the Kansas City area rather than operating as a purely online entity. As a traditional savings and loan institution, Argentine Federal Savings operates with geographic limitations to the Kansas City metropolitan area and does not offer services nationally online. 90% APY for 4-month CDs as of the website snapshot date) reflect rates from 2016 and are outdated.

The institution is FDIC-insured and member-owned, providing stability but potentially less rate claims to verify than larger national banks during certain market conditions.

Services & Features

Adjustable-rate mortgages (3/1 ARM and 5/1 ARM)
Auto loans and automobile financing
Certificates of Deposit (CDs) with promotional rates
Check ordering services
Conventional mortgages (15-year and 30-year fixed)
Economy Checking and Now Checking accounts
FHA and VA mortgage programs
Home Equity Lines of Credit
Identity Theft protection resources
Money Market accounts with tiered rates
Online Banking and Mobile Banking
Rehab Loan Program for residential properties
Small Business Checking accounts
Statement Savings and Passbook Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • Over 115 years of continuous operation serving Kansas City community (founded 1906)
  • listed rehab loan program for real estate investors financing up to 5 properties
  • Member FDIC status provides regulatory oversight and consumer protection
  • Multiple checking account options including small business checking
  • Offers both conventional and FHA/VA mortgage options with 15 and 30-year terms
  • Mobile banking and Apple Pay support available for account holders

Cons

  • Limited to Kansas City area service territory; not a national online bank
  • Website content appears outdated (last update November 2016), rates not current
  • No mention of rate claims to verify compared to national banks or credit unions
  • Limited information on specific account fees, minimum balances, or terms
  • Auto loan and rehab loan details minimal; no rate information provided for auto loans

State Consumer Finance Context

This is state-level context for Banks consumers in Kansas City, KS. It does not confirm that Argentine Federal Savings or this specific location is licensed.

State regulator

Kansas Office of the State Bank Commissioner

Key state rules to check

  • Payday loans capped at $500 with a maximum fee of $15 per $100.
  • Cash advance loans limited to 30-day terms with no rollovers.
  • Licensed supervised lenders can charge rates exceeding the usury cap.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Argentine Federal Savings offer?

Argentine Federal Savings offers 14 services including Economy Checking and Now Checking accounts, Small Business Checking accounts, Check ordering services, Statement Savings and Passbook Savings accounts, Money Market accounts with tiered rates, and 9 more.

What profile signals are listed for Argentine Federal Savings?

Argentine Federal Savings has profile signals associated with Kansas City area residents seeking traditional community bank with physical branches, Local real estate investors looking for rehabilitation/resale property financing, Families seeking FDIC-insured savings and checking with community-focused service, Small business owners in Kansas City needing business checking accounts.

What are the strengths and weaknesses of Argentine Federal Savings?

Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Over 115 years of continuous operation serving Kansas City community (founded 1906); listed rehab loan program for real estate investors financing up to 5 properties. Areas to consider: Limited to Kansas City area service territory; not a national online bank; Website content appears outdated (last update November 2016), rates not current.

How does Argentine Federal Savings compare to similar companies?

In the Banks category, comparable providers include American Bank of Baxter Springs, Andover State Bank, Astra Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1906
Headquarters
Kansas City, KS
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #28507
Visit Argentine Federal Savings

CreditDoc Profile Note

Research Note on Argentine Federal Savings

Argentine Federal Savings is profile signals for Kansas City area residents and small business owners seeking traditional community bank services with FDIC insurance and physical branch access. The primary caveat is geographic limitation to the Kansas City area and the lack of current rate and fee information on their website, requiring direct contact with the institution for accurate pricing.

Profile Signals

  • Kansas City area residents seeking traditional community bank with physical branches
  • Local real estate investors looking for rehabilitation/resale property financing
  • Families seeking FDIC-insured savings and checking with community-focused service
  • Small business owners in Kansas City needing business checking accounts
Updated 2026-05-08

Similar Companies

American Bank of Baxter Springs logo

American Bank of Baxter Springs

FDIC-insured community bank in Baxter Springs, KS offering personal and business checking, savings, loans, and online banking services.

BBB: NR

Profile signals: Small business owners and farmers in Kansas who need agricultural lending experience context and local relationship banking, Baxter Springs area residents and employees seeking convenient local banking with multiple branch access

Andover State Bank logo

Andover State Bank

Andover State Bank is a community bank offering personal and business checking, savings, loans, credit cards, and mortgages with emphasis on local relationship banking.

BBB: NR

Profile signals: Local Andover-area residents seeking community banking with personal relationships and local decision-making, Small to medium-sized businesses needing flexible lending and business banking from a locally-invested institution

Astra Bank logo

Astra Bank

FDIC-insured community bank headquartered in Kansas with 7 branches across the state, offering personal and business banking services including checking, savings, loans, and mortgages.

BBB: NR

Profile signals: Kansas residents seeking community banking with physical branch access, Small business owners and agricultural customers in Kansas wanting relationship-based banking

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Quick Summary

  • Argentine Federal Savings is listed as a Banks provider in Kansas City, KS on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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