Review 19 credit repair companies, personal lenders, and financial services in Honolulu, Hawaii. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Member-owned federal credit union serving North Carolina and Virginia since 1975, offering auto loans, mortgages, credit cards, and deposit products with NCUA insurance.
Profile signals: Employees or members of qualifying organizations in North Carolina and Virginia seeking full-service banking with local branch access, Auto buyers purchasing 2019 or newer vehicles who can set up automatic payments to qualify for promotional rates
American Savings Bank is a Hawaii-based national bank offering personal and business banking, mortgages, loans, credit cards, and investment services through branches, online, and mobile platforms.
Profile signals: Hawaii residents seeking local banking with community-focused rewards and merchant discounts, Small business owners and commercial entities operating in Hawaii requiring business banking services
Bank of Hawaii is a 125-year-old regional bank serving Hawaii, Guam, and Saipan with FDIC-insured deposits, checking/savings accounts, credit cards, and investment services.
Profile signals: Hawaii, Guam, and Saipan residents seeking comprehensive local banking with community relationship focus, Homeowners looking for residential lending products and HELOCs with a local Hawaii lender
Central Pacific Bank is a full-service bank offering personal checking, savings, loans, mortgages, credit cards, and wealth management services through digital and branch channels.
Profile signals: Small business owners seeking integrated business banking, lending, and merchant services, High-net-worth individuals interested in private banking, trust services, and investment management
Hawaii-based mortgage lender offering fixed-rate home loans with FDIC insurance backing. Serves owner-occupants in Hawaii counties with rate claims to verify and a loan officer network.
Profile signals: Owner-occupants in Hawaii seeking fixed-rate mortgages with FDIC-insured banking services, Hawaii residents who may have faced mortgage rejections and want to explore alternative lending options
First Hawaiian Bank is a full-service bank offering checking, savings, credit cards, loans, mortgages, and online banking with FDIC insurance and locations across Hawaii, Guam, and CNMI.
Profile signals: Hawaii residents seeking full-service banking with local community commitment and relationship-based lending, Small business owners in Hawaii, Guam, or CNMI needing integrated commercial banking and dedicated business managers
Member-owned federal credit union serving North Carolina and Virginia since 1975, offering auto loans, mortgages, credit cards, and deposit products with NCUA insurance.
Profile signals: Employees or members of qualifying organizations in North Carolina and Virginia seeking full-service banking with local branch access, Auto buyers purchasing 2019 or newer vehicles who can set up automatic payments to qualify for promotional rates
Hawaii Law Enforcement Federal Credit Union is a member-owned credit union serving law enforcement officers and their families across Hawaii with rate claims to verify, no-fee checking, and listed benefits.
Profile signals: Active and retired law enforcement officers seeking community-focused banking with listed benefits, Law enforcement families wanting member-owned institution with personalized service and no-fee checking
Hawaii Schools FCU is a not-for-profit credit union founded in 1936, exclusively serving Department of Education employees, retirees, students, and qualifying family members across Hawaii.
Profile signals: Hawaii Department of Education employees and retirees seeking member-owned financial services with profit-sharing benefits, Current students of Hawaii's K-12 public school system and their qualifying family members
Hawaii Credit Union is a financial cooperative offering banking services. The website is currently under development with limited service information available.
Profile signals: Hawaii residents seeking member-based banking with community alignment, Consumers interested in credit union advantages once services fully launch
Honolulu Federal Credit Union (HOCU) is a member-owned credit union serving Hawaii with rate claims to verify on loans, checking accounts, and savings products.
Profile signals: Hawaii residents seeking personalized banking service from a member-owned institution, Consumers who prioritize ATM network fee context and lower fee structures
Hawaii-based federal credit union chartered in 1954, serving hotel workers and their families with member-owned financial products and services.
Profile signals: Hotel workers in Hawaii employed by Local 5 Union member properties seeking community-focused financial services, Hawaii hospitality industry employees wanting workplace-accessible banking and on-site loan services
American Savings Bank is a Hawaii-based national bank offering personal and business banking, mortgages, loans, credit cards, and investment services through branches, online, and mobile platforms.
Profile signals: Hawaii residents seeking local banking with community-focused rewards and merchant discounts, Small business owners and commercial entities operating in Hawaii requiring business banking services
Bank of Hawaii is a 125-year-old regional bank serving Hawaii, Guam, and Saipan with FDIC-insured deposits, checking/savings accounts, credit cards, and investment services.
Profile signals: Hawaii, Guam, and Saipan residents seeking comprehensive local banking with community relationship focus, Homeowners looking for residential lending products and HELOCs with a local Hawaii lender
Central Pacific Bank is a full-service bank offering personal checking, savings, loans, mortgages, credit cards, and wealth management services through digital and branch channels.
Profile signals: Small business owners seeking integrated business banking, lending, and merchant services, High-net-worth individuals interested in private banking, trust services, and investment management
Hawaii-based mortgage lender offering fixed-rate home loans with FDIC insurance backing. Serves owner-occupants in Hawaii counties with rate claims to verify and a loan officer network.
Profile signals: Owner-occupants in Hawaii seeking fixed-rate mortgages with FDIC-insured banking services, Hawaii residents who may have faced mortgage rejections and want to explore alternative lending options
First Hawaiian Bank is a full-service bank offering checking, savings, credit cards, loans, mortgages, and online banking with FDIC insurance and locations across Hawaii, Guam, and CNMI.
Profile signals: Hawaii residents seeking full-service banking with local community commitment and relationship-based lending, Small business owners in Hawaii, Guam, or CNMI needing integrated commercial banking and dedicated business managers
Hawaii National Bank is a locally owned community bank serving Hawaii since 1960, offering personal and business banking with personalized service and FDIC insurance.
Profile signals: Hawaii residents and small business owners who prioritize personal banking relationships and local ownership, Entrepreneurs and family businesses seeking creative financing solutions from lenders who understand local markets
Hawaii HomeOwnership Center is a NeighborWorks-chartered nonprofit providing free homebuyer education, foreclosure prevention counseling, and rental assistance to low- and moderate-income families across Hawaii.
Profile signals: First-time homebuyers in Hawaii seeking free education on down payment assistance and mortgage readiness, Low- to moderate-income families struggling to understand homeownership barriers specific to Hawaii's market
Hawaiian Community Assets is a 25-year-old nonprofit offering free financial education, grants, and affordable housing programs across four Hawaiian islands.
Profile signals: Hawaii residents seeking free financial education and literacy courses, First-time homebuyers in Hawaii looking for affordable financing and homeownership assistance
Hawaii's oldest non-profit law firm providing free civil legal assistance to low-income individuals since 1950, with statewide offices and phone intake services.
Profile signals: Low-income individuals facing eviction or landlord-tenant disputes, Elderly persons needing civil legal assistance on fixed incomes
Nonprofit credit counseling organization offering debt management plans, bankruptcy counseling, and financial education to help consumers reduce debt faster.
Profile signals: Consumers with $20,000+ in high-interest credit card debt seeking nonprofit guidance, Individuals considering bankruptcy who want to explore alternative debt management options first
NACA offers character-based mortgages with no down payment, no closing costs, and below-market fixed rates. A non-profit that has helped 500K+ homeowners despite credit challenges.
Profile signals: Low-to-moderate income borrowers with credit challenges or no credit history seeking first-time homeownership, Communities of color and marginalized populations seeking to build generational wealth through homeownership
Hawaii Consumer Protections: Hawaii permits payday lending with a $600 cap and 15% fee limit. Rollovers are prohibited and borrowers are limited to one loan per lender at a time. Consumers can file complaints with the Division of Financial Institutions or the Office of Consumer Protection.
Interest Rate Cap: Hawaii usury cap: 12% for consumer loans; payday loans capped at $600 with 15% fee.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Hawaii Attorney General Office of Consumer Protection.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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